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  Today in Health it, the story is Cerner makes another data agreement to expedite life insurance underwriting with the men in black. Actually, not really, but it's MIB, so let the foe outrage commence. My name is Bill Russell. I'm a former CIO for a 16 hospital system and creator of this week in Health IT a channel dedicated to keeping health IT staff current and engaged.

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Alright, onto today's story. Cerner did an agreement with New York Life a little while back, and you would think that they had dumped the data of healthcare and patients onto the dark web with the social media outrage that that commenced as a result of it. Now, they did it again, and that isn't really the surprising thing.

It turns out that they're actually late to the game and that Epic and Meditech had already done it. Let's get to the story. The story is from Healthcare IT News, and the title is Cerner will provide Life Insurance access to 54 million patient records via MIB. The deal. The EHR Giant second recent similar collaboration aims to improve application experience and reduce the amount of time to issue a policy.

MIBA data analytics company that partners with life insurers announced this week that it would work with the electronic health record vendor Cerner to provide access to 54 million patient records. The agreement, according to the press release, will allow i's clients. In the life insurance industry to gain broader access to medical records through Cerner's technology and patient portals.

Cerner's ability to rapidly retrieve, organize the relevant patient data with prior consent together with ibs expansive reach and understanding of the life insurance industry physicians this relationship to address many of the issues facing carriers in the underwriting process today. Said Cerner, SVP of Strategic Growth Arc, Glasgow i's EHR.

Partnerships aim to allow life insurers to accelerate the policy of underwriting. For applicants who give express consent, notice the word consent has now been used twice. The retrieval of the electronic data allows carriers to eliminate paramedical exams in most cases, with the goal of improving applicant experience.

And reducing the amount of time before a policy is issued. As of August, more than 50 life insurance carriers had signed on to use M-I-B-E-H-R platform. MIB is focused on providing quality . Data in a cost effective way that will aid in the underwriting process, said MIB, chief Operating Officer Andrea Caruso.

The industry currently lacks a single solution that provides easy access to medical information across multiple health systems and data providers. Caruso continued, MIB, was already offering access to patient records via Epic and Meditech said the company. Who would've thought the new partnership follows?

Cerner's announcement this past month that it was collaborating with New York Life already talked about that. Just a day later, Cerner's, EHR competitor Epic announced that it had entered a next phase of its connectivity, collaboration with Humana geared towards streamlining prior authorizations and claims processing.

This is so fascinating to me. You know, the first question I would have is. Who owns the medical record? Is it the EHR company who seems to be providing access to these insurance companies? Is it the. Healthcare provider that created the record, which legally, that is who owns the record, believe it or not.

Or is it the patient who thinks they own the record, but in 49 states does not own the record. These agreements are nice, but the framework is the new norm. Yes, the health system owns the medical record because they wrote the medical record, even though the information is about the patient. That's just the way it is in all but one state in the union, so 21st Century cures.

Changes the game. Now, there isn't co-ownership, but rather the patient has access to it. The patient can direct the patient record in whatever direction they see fit. And if the health system blocks it, they could face major fines. So now you have joint custody of the record. That's probably the best way to think of it.

Joint custody of the record. Let the race begin, who will make the greatest use of the record on behalf of the patient in this case. The agreement is nice. But in reality, it is covered by 21st Century Cures. If New York Life or MIB in this case had made a request for the data that was patient initiated, the health system would have to provide it via a set of APIs in a readable format.

I. There's a phrase that I heard a long time ago that I adhere to, and it is, you can't out innovate the market. If I were a health system leader today, I would get the framework in place, the interoperability framework in place. I would determine what the full medical record is, and I would get that out there as soon as possible, and then I would start to find the players that I believe would be honest brokers of the data for my community and bring them into the discussion.

Let's partner on behalf of the patient, and while I was at it, I would really ramp up my patient advisory group so that I could hear from them, what do you want from this? What do you want from this interoperability? What kind of interaction do you want with the health system? And what kind of players do you want us to partner with in order to make our communities.

Healthier, and that's really the so what for today. We, we just live in a new world. Things are changing. If you know someone that might benefit from our channel, please forward them a note. They can subscribe on our website this week, health.com or wherever you listen to podcasts. Apple, Google Overcast, Spotify, Stitcher.

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