Takeaways:

• Did you know that 4 in 10 Americans don't even use cash in a typical week? That's wild!
• In just nine years, the number of cashless transactions has skyrocketed from 24% to where we are now!
• Money is evolving into something conditional—if you earn over 100 grand, you're tapping your phone, but under 30 grand? It's bills all the way!
• Our economy is starting to require a credit score just to participate. How crazy is that?
• 5 million American households are without a bank account, and that raises some serious questions about access!
• The big question isn't if cash will disappear, but who will be left behind as we move forward. Let's wake up and notice!

Links referenced in this episode:

• JamesABrown.net

This is the Daily Note.

I'm James A.

Brown.

4 in 10Americans don't use cash in a typical week.

That was 24% just nine years ago.

Money itself is becoming conditional.

If you make over 100 grand, you tap your phone.

If you make under 30 grand, you count bills.

The system isn't just going cashless, it's sorting people.

5 million American households have no bank account.

When the store goes tap only, where do they shop?

When parking needs an app?

Where do they park?

We're building an economy that requires a credit score to participate.

The question isn't whether cash disappears, it's who gets left behind and whether we'll notice before the door closes.

What do you think?

Let me know in the comments on JamesABrown.net, on that note.

I'm James A.

Brown and as always, be well.