Artwork for podcast Money Talk With Tiff
Tax Prep Red Flags: Don't Get Audited! | Ep. 293
Episode 293 • 11th January 2024 • Money Talk With Tiff • Tiffany Grant
00:00:00 00:20:52

Share Episode

Shownotes

Are you ready to pick the perfect tax professional and avoid the pitfalls of problematic preparers? Tune in to this enlightening episode of Money Talk With Tiff as Tiffany Grant welcomes back the knowledgeable Camari Ellis for a deep dive into the red flags of tax preparation.

Camari, an Enrolled Agent, shares invaluable insights on distinguishing between various tax preparers, such as CPAs, EAs, attorneys, and the unenrolled. He emphasizes the significance of never surrendering your original tax documents and the importance of ensuring your tax preparer includes their PTIN on your return to avoid becoming ensnared in their potential audits.

Discover why bigger refunds aren't always better and how choosing a tax preparer who can't answer your questions can lead to trouble. Camari and Tiffany discuss why an informed client is the best client and how to foster a proactive relationship with your tax professional for strategic planning all year round.

Don't let the allure of a large refund or the convenience of a back-of-the-gas-station tax service lead you astray. Listen to this episode and arm yourself with the knowledge to select a tax preparer who is above board, knowledgeable, and invested in your financial well-being.

Share this episode to spread the word and help others stay on the right side of the IRS!

About Our Guest

Camari Ellis is a Tax Advisor, with over 30 years of experience in the Financial Services & Tax Industry. He is a Black Wealth Advocate. He graduated from Temple University, majoring in Finance, and loves everything related to business, the stock market, and social media.

Connect with Camari

Email: camari@phillytaxteam.com

Book a meeting: https://bookme.name/CamariEllis/consultation

Twitter (X): @thefinancerebel

Instagram: @thefinancerebel

YouTube: https://www.youtube.com/@TheFinanceRebel

Connect with Tiffany

Website: https://moneytalkwitht.com

Facebook: Money Talk With Tiff 

Twitter: @moneytalkwitht 

Instagram: @moneytalkwitht

LinkedIn: Tiffany Grant 

YouTube: Money Talk With Tiff Channel 

Pinterest: Money Talk With Tiff

Additional Links & Resources

Support this Podcast

Copyright 2023 Money Talk With Tiff



This podcast uses the following third-party services for analysis:

Chartable - https://chartable.com/privacy

Transcripts

Speaker:

Intro/Outro: You know what it is. That's right. It's time to talk

Speaker:

money with your money nerd and financial coach.

Speaker:

Now, tighten those purse strings and open those ears.

Speaker:

It's the money talk with TIFF podcast.

Tiffany Grant:

Hey, everyone. Welcome to another episode

Tiffany Grant:

of Money Talk with TiFf. I am excited because today I

Tiffany Grant:

have Kamari Ellis on the line again. Now,

Tiffany Grant:

if his voice sounds familiar, you probably. Probably heard him in the

Tiffany Grant:

previous episode where we talked about black wealth and

Tiffany Grant:

taxes. But, you know, I had to bring him back because he was

Tiffany Grant:

dropping so many gems. And today

Tiffany Grant:

we want to talk about red flags or

Tiffany Grant:

what to look for when it comes to picking a tax

Tiffany Grant:

preparer, because I've heard of so many

Tiffany Grant:

horror stories, and we'll probably get into some that Kamari

Tiffany Grant:

has seen as well. So thank you so much, Kamari, for coming

Tiffany Grant:

on the show again today.

Camari Ellis:

Listen, thank you for having me back. Right.

Camari Ellis:

We, ah, had really fun last, time. We talked about a lot of

Camari Ellis:

things, black wealth and tax related.

Camari Ellis:

But today we're going to talk about something else that's even

Camari Ellis:

more fun, probably, for

Camari Ellis:

sure.

Tiffany Grant:

And, you know, I feel like this episode,

Tiffany Grant:

well, last one do, but this one will help a lot

Tiffany Grant:

of people, stay out of tax

Tiffany Grant:

trouble, and that's just hiring the right person.

Tiffany Grant:

Yes. so let's just go ahead and get

Tiffany Grant:

started. What are some things that. Well, first of

Tiffany Grant:

all, first of all, first of all, let's back up, because this podcast

Tiffany Grant:

is all about education. Let's educate the people

Tiffany Grant:

on the type of tax preparers that they may run

Tiffany Grant:

into. So, for instance, what is the

Tiffany Grant:

EA, what is someone that's not

Tiffany Grant:

credentialed? What type of things can they do? So

Tiffany Grant:

on and so forth.

Camari Ellis:

So most times when people think about tax,

Camari Ellis:

they think about a CPA, a certified

Camari Ellis:

public accountant. And that

Camari Ellis:

is kind of the gold standard when it comes to

Camari Ellis:

accounting and tax, so to speak,

Camari Ellis:

because their organization has done a

Camari Ellis:

wonderful job at marketing the

Camari Ellis:

CPA certification, and if

Camari Ellis:

you don't know, it requires a certain amount

Camari Ellis:

of college hours and to do a test,

Camari Ellis:

and then you get admitted to each

Camari Ellis:

state's CPA.

Camari Ellis:

what are they board to their CPA

Camari Ellis:

board. however, you have cpas,

Camari Ellis:

certified public accountants who do taxes

Camari Ellis:

and prepare taxes. You have people

Camari Ellis:

who are enrolled agents, such as myself.

Camari Ellis:

and then you have some attorneys who do

Camari Ellis:

taxes as well, prepare taxes. And then you

Camari Ellis:

have people called unenrolled,

Camari Ellis:

agents or unenrolled representatives

Camari Ellis:

who do taxes as well. And they're just

Camari Ellis:

your regular people who

Camari Ellis:

may have gone to school for. It may have not

Camari Ellis:

gone to school for accounting and tax, but they do

Camari Ellis:

tax returns. So just to kind of

Camari Ellis:

break it down again, we have a CPA,

Camari Ellis:

and I kind of talked to you about what they do and how you get to

Camari Ellis:

that.

Tiffany Grant:

Huh?

Camari Ellis:

You have enrolled agents again, I'm an enroll

Camari Ellis:

agent. An enroll agent is,

Camari Ellis:

I'm licensed with the department of

Camari Ellis:

treasury, aka the

Camari Ellis:

IRS, and I am licensed

Camari Ellis:

to help, and represent taxpayers

Camari Ellis:

to. How can I best say this? To help

Camari Ellis:

them with their tax problems before the IRS.

Camari Ellis:

So, for the most part, there's only three

Camari Ellis:

kinds of classes or not

Camari Ellis:

classes. There's only three

Camari Ellis:

designations that the IRS

Camari Ellis:

allows to help people with their tax problems.

Tiffany Grant:

Gotcha.

Camari Ellis:

You have enrolled agents, you

Camari Ellis:

have certified public accountants, and you

Camari Ellis:

have attorneys.

Tiffany Grant:

Gotcha.

Camari Ellis:

Those three. Nobody else is really

Camari Ellis:

able to represent tax clients

Camari Ellis:

in front of the IRS. And what does it mean to represent them?

Camari Ellis:

It means that I have the ability to

Camari Ellis:

negotiate tax

Camari Ellis:

bills, payments with the

Camari Ellis:

IRS, for my clients on

Camari Ellis:

their behalf with the IRS. Your

Camari Ellis:

basic person who does

Camari Ellis:

taxes and no shade. Right.

Camari Ellis:

They usually are not allowed to do.

Camari Ellis:

You know, hopefully, I gave you a good

Camari Ellis:

synopsis of that. But what

Camari Ellis:

normally happens is people will go to

Camari Ellis:

certain people based on how big of a refund

Camari Ellis:

they get. We all see the commercials.

Camari Ellis:

a lot of times they say, come get your big refund, and you see a

Camari Ellis:

guy jumping out of an airplane with a parachute

Camari Ellis:

or something like that. Or many of

Camari Ellis:

us know their cousin'sister's

Camari Ellis:

boyfriend's homeboy who does taxes out of the

Camari Ellis:

back of a gas station. And a lot of people will go to

Camari Ellis:

them as well. And that can get a little

Camari Ellis:

dangerous and a little costly in the long run,

Camari Ellis:

also.

Tiffany Grant:

Yes. So that sounds like our first

Tiffany Grant:

red flag.

Tiffany Grant:

If it sounds too good to be true, it probably

Tiffany Grant:

is. And they're probably doing something illegal to get you

Tiffany Grant:

that big refund that they're, touting

Tiffany Grant:

out there. And so that's one

Tiffany Grant:

red flag that you might see. and thank you so much

Tiffany Grant:

also for going over all of those different

Tiffany Grant:

designations and some things that

Tiffany Grant:

people can think about as they're searching for a tax

Tiffany Grant:

professional. But let's say, for instance, they're like,

Tiffany Grant:

I've been going to the same tax preparer. I

Tiffany Grant:

just want to use somebody that is an

Tiffany Grant:

unenrolled agent. And so if

Tiffany Grant:

that's the case, what are some things that they should be

Tiffany Grant:

looking for if they use just a regular tax

Tiffany Grant:

preparer, to make sure that they

Tiffany Grant:

stay safe as far as their taxes?

Camari Ellis:

Well, number one. One thing I see a lot of people get

Camari Ellis:

jammed up on is they give their tax people their original

Camari Ellis:

documents. Never give anybody your original

Camari Ellis:

documents. Make sure either they're giving you a

Camari Ellis:

copy or you are scanning them and

Camari Ellis:

uploading to a portal. But make sure that

Camari Ellis:

you do not give anybody your

Camari Ellis:

original tax documents. Why?

Camari Ellis:

If they go out of business,

Camari Ellis:

sadly, there are some accountants I know who've died,

Camari Ellis:

especially over Covid. It's really hard to

Camari Ellis:

get your original tax documents back. Now,

Camari Ellis:

in the previous episode that I was on with tiff, I told everybody to

Camari Ellis:

go get an IRS account, and I still

Camari Ellis:

believe in that today. Go get you an IRS account,

Camari Ellis:

because in there, you can also pull

Camari Ellis:

your transcripts, your wage and income

Camari Ellis:

transcripts. Only problem with that is that

Camari Ellis:

they're redacted, meaning that some of the

Camari Ellis:

information is blacked out or covered out.

Camari Ellis:

And so it can also be a little bit

Camari Ellis:

hard to reproduce or redo somebody's

Camari Ellis:

tax return, without all the information.

Camari Ellis:

But it's kind of.

Camari Ellis:

What's the word I'm looking for here? It's another way to go

Camari Ellis:

about getting your tax records if you've lost

Camari Ellis:

them. the other way is you come to a guy like

Camari Ellis:

me and you say, kamara, I need my tax records. You pay

Camari Ellis:

me, I pull your tax records

Camari Ellis:

unredacted, where you have all the information

Camari Ellis:

so you can do, your

Camari Ellis:

returns, without a problem.

Camari Ellis:

And I've seen that situation happen a

Camari Ellis:

lot. Again, sadly, the

Camari Ellis:

accounting field, especially with tax count, is very

Camari Ellis:

stressful. A lot of us have been

Camari Ellis:

retiring again. Like I said, some of us have

Camari Ellis:

died and people have had a hard time getting their

Camari Ellis:

paperwork back. So it can be very challenging at

Camari Ellis:

times.

Tiffany Grant:

so that's a need to know. Red

Tiffany Grant:

flag.

Camari Ellis:

Yeah, it's a need to know. I wouldn't call it a red. Well, the red flag

Camari Ellis:

is somebody. Their

Camari Ellis:

original documents. Yes.

Tiffany Grant:

Right. And if they say, oh, well, I need your

Tiffany Grant:

originals, and you can be like, nope, you just need a

Tiffany Grant:

copy. Right.

Tiffany Grant:

So that's really good information. And if you missed the last

Tiffany Grant:

episode, the IRS account is just going to the IRS

Tiffany Grant:

website and signing up and creating an account there. And

Tiffany Grant:

then you can look at all your information. So I just wanted to put that out there

Tiffany Grant:

in case they missed the last episode. And if you did miss the last

Tiffany Grant:

episode, go back and listen. but, okay,

Tiffany Grant:

so, we have making sure that you don't

Tiffany Grant:

give your originals. what else should

Tiffany Grant:

people think about or do when it

Tiffany Grant:

comes to working with a tax preparer to make sure that they are

Tiffany Grant:

protected.

Camari Ellis:

Well, anytime you are working with a tax

Camari Ellis:

professional, you want to make sure they have what's called a p

Camari Ellis:

ten m. It's called a preparer tax

Camari Ellis:

identification number. there's a whole problem

Camari Ellis:

with people who are what's called ghost preparers.

Camari Ellis:

They'll do your taxes, they'll do them in turbotax,

Camari Ellis:

you'll pay them, but they won't put their

Camari Ellis:

name on it, and it'll be under your name.

Tiffany Grant:

And if somebody's listening, they're like, well, what's the problem

Tiffany Grant:

with that?

Camari Ellis:

Well, the problem with that is especially me. Since I'm

Camari Ellis:

an enroll agent, I am held to a higher

Camari Ellis:

standard. Right.

Camari Ellis:

I have to understand where you're getting

Camari Ellis:

said numbers for your taxes from

Camari Ellis:

and what are they based on? So,

Camari Ellis:

for example, let's say you have a business and

Camari Ellis:

you sell water, and you tell me,

Camari Ellis:

Kamari, I sold a million bottles of water last year

Camari Ellis:

and I made a million dollars. Okay,

Camari Ellis:

great. How did you track that? I don't

Camari Ellis:

know. I just guessed.

Camari Ellis:

Well, we might run into a situation where you are

Camari Ellis:

falsifying your records, and,

Camari Ellis:

anytime, per the law, you

Camari Ellis:

were supposed to prepare as truthful

Camari Ellis:

and honest of a tax return. You can prepare.

Camari Ellis:

So you don't want to unintentionally file

Camari Ellis:

fraudulent tax return. By the way, there is no

Camari Ellis:

statute of limitations on fraudulently

Camari Ellis:

prepared tax returns. So if you do some janky on

Camari Ellis:

your tax returns, like buy kids

Camari Ellis:

and use them, it can come at you

Camari Ellis:

forever. So just keep that in

Camari Ellis:

mind. But, you want to try to

Camari Ellis:

do the best you can

Camari Ellis:

and just have all accurate information

Camari Ellis:

as much as possible.

Tiffany Grant:

Yes, for sure. And when you

Tiffany Grant:

said buy kids, I chuckled a little bit because of the way you

Tiffany Grant:

put it. But when

Tiffany Grant:

people be like, oh, let me file your son, or let me

Tiffany Grant:

file your daughter, it's a real thing. Uh-huh. It is.

Tiffany Grant:

I've seen it. I've synced it.

Tiffany Grant:

yes, you sinked it.

Camari Ellis:

And guess what? The IRS knows all about it, too. So a

Camari Ellis:

lot of times people think they can get away with

Camari Ellis:

a thing for a year or two and that they've been

Camari Ellis:

slick. I tell people all the time, you're not that slick.

Camari Ellis:

And the IRS is not that dumb. So you might

Camari Ellis:

get away with it. Some people do get lucky and they slip

Camari Ellis:

through the cracks, but a lot of people get jammed up.

Tiffany Grant:

Right? And so that takes me back to the p

Tiffany Grant:

ten. So if they put in their

Tiffany Grant:

p ten number saying that, hey, I'm the one that

Tiffany Grant:

filed these taxes, if they are

Tiffany Grant:

janking, it'll go back to them instead of

Tiffany Grant:

you.

Camari Ellis:

Yeah, well, listen, the taxpayer

Camari Ellis:

ultimately has the duty to understand what they're

Camari Ellis:

doing. What I mean by that is, when

Camari Ellis:

you're filing a return, the person, the client, has

Camari Ellis:

to sign their return, so they're signing off on

Camari Ellis:

that. However, if

Camari Ellis:

a tax preparer did

Camari Ellis:

something crazy, janky made up some

Camari Ellis:

numbers, didn't tell the client about this,

Camari Ellis:

the client wasn't involved with that. That comes back

Camari Ellis:

to the tax professional. the other thing

Camari Ellis:

is what I've seen over my lifetime,

Camari Ellis:

I've lost clients because of this. Right.

Camari Ellis:

Especially some of, our,

Camari Ellis:

ladies and gentlemen in blue. a lot

Camari Ellis:

of times they'll have somebody on the job who can get them a bigger

Camari Ellis:

return. And this is a situation

Camari Ellis:

that happened with me. I lost a couple of those clients

Camari Ellis:

because they went to somebody

Camari Ellis:

that, could promise them a bigger refund,

Camari Ellis:

and they got a bigger refund. But what happened was

Camari Ellis:

that tax preparer got audited by the

Camari Ellis:

tax preparer. The IRS saw that there was a

Camari Ellis:

pattern of these, quote, unquote,

Camari Ellis:

you can't see me, but I'm putting, my fingers in the

Camari Ellis:

air, of getting them bigger refunds. And they

Camari Ellis:

started digging to those, and they saw that they were

Camari Ellis:

all done improperly. And the numbers

Camari Ellis:

didn't make sense. So what

Camari Ellis:

happened was all the clients, or a large

Camari Ellis:

portion of their clients, got audited as

Camari Ellis:

well. And so it kind of just trickled down with

Camari Ellis:

a trickle down effect that

Camari Ellis:

they got some money for a couple of years, but the interest and

Camari Ellis:

penalty that they wind up paying

Camari Ellis:

at the end, they wind up paying more money.

Camari Ellis:

So just try to find people

Camari Ellis:

who are

Camari Ellis:

integral, have character,

Camari Ellis:

and don't work in the back of gas stations.

Tiffany Grant:

Right? So that, to me, sounds like red

Tiffany Grant:

flags number three and four.

Tiffany Grant:

So three would be, make sure they

Tiffany Grant:

have a p ten. and they're putting it on

Tiffany Grant:

your tax return

Tiffany Grant:

because it's not enough for them to just have it. They need to put it on

Tiffany Grant:

there saying that I did this, and

Tiffany Grant:

then also making sure

Tiffany Grant:

that they are a reputable preparer.

Tiffany Grant:

Because if not, I didn't even know that

Tiffany Grant:

tax preparers get audited, too.

Tiffany Grant:

So now I'm over here

Tiffany Grant:

thinking about some people that.

Tiffany Grant:

Thinking about some people that are always claiming

Tiffany Grant:

they get big refunds for people. And I'm like, oh,

Tiffany Grant:

so if they get audited, then all their clients is

Tiffany Grant:

going down with them? Kind of. From my

Tiffany Grant:

understanding, from what you said, right?

Camari Ellis:

Potentially, yes.

Tiffany Grant:

Potentially. Wow, that's scary.

Camari Ellis:

Listen, I will say this right.

Camari Ellis:

there are a lot of people out there that just key

Camari Ellis:

in numbers. I call them tax data entry people.

Camari Ellis:

And so they just get the numbers and they put them in. Right.

Camari Ellis:

But this notoriously

Camari Ellis:

happens to me. I have business owners

Camari Ellis:

and even some, real

Camari Ellis:

estate rental, investor clients that have

Camari Ellis:

terrible books. They don't keep track of anything. They ask

Camari Ellis:

me, well, what's deductible and what's not

Camari Ellis:

deductible. So a good person should be able

Camari Ellis:

to guide you down that road about

Camari Ellis:

what's legally deductible, what's

Camari Ellis:

not deductible, and help you put that

Camari Ellis:

together. And those are things that you can file in your tax returns.

Camari Ellis:

So here's a prime example.

Camari Ellis:

new start business owners, they're like,

Camari Ellis:

I don't know what to file. And so I'll just start

Camari Ellis:

with, do you use your phone for business?

Camari Ellis:

Yes. You call your

Camari Ellis:

booth or your bay on your phone also?

Camari Ellis:

Yes. Okay. So you can write

Camari Ellis:

off a portion of your cell phone.

Tiffany Grant:

Uh-huh.

Camari Ellis:

But you can't write off the whole thing because you use

Camari Ellis:

it for business and you use it for personal. And the

Camari Ellis:

IRS loves to target cell phone usage and

Camari Ellis:

write offs because they know most people don't

Camari Ellis:

have separate lines for their,

Camari Ellis:

business, for their cell phones.

Camari Ellis:

But you can take a portion of it. Let's say

Camari Ellis:

your bill is $100 a month. I know that's probably unheard

Camari Ellis:

of these days, but you can write off

Camari Ellis:

$50. I know that they have

Camari Ellis:

that right because everybody uses it by

Camari Ellis:

asking them, some questions, and that then becomes a

Camari Ellis:

legitimate write off on their tax

Camari Ellis:

returns.

Tiffany Grant:

Got you. So I just took

Tiffany Grant:

away red flag number five is

Tiffany Grant:

if you can't ask your tax

Tiffany Grant:

repair questions and they can't answer for you.

Tiffany Grant:

And this is true story. I've had somebody tell

Tiffany Grant:

me that they asked their tax repair, and they said, I don't

Tiffany Grant:

know, I just put in the numbers. Then

Tiffany Grant:

that is a red flag that that is probably

Tiffany Grant:

not someone that you would want to be working with because they

Tiffany Grant:

don't know the tax code and

Tiffany Grant:

can't help you if things you should.

Camari Ellis:

Be able to ask questions of the people you're working with.

Camari Ellis:

Now, I do have some people who want to ask

Camari Ellis:

you what I call ask holes. they

Camari Ellis:

want to ask you a million and one questions, don't care

Camari Ellis:

about your time. and

Camari Ellis:

I have a friend of mine who's a client who

Camari Ellis:

loves to send me questions. And that's kind of how

Camari Ellis:

my whole social media experience started,

Camari Ellis:

was, I'm tired of answering these questions

Camari Ellis:

a thousand times or saying questions.

Camari Ellis:

So I'll record a video, and then when he

Camari Ellis:

asks it, I'll just send it to him. But

Camari Ellis:

it's okay to not understand and

Camari Ellis:

not be. It's okay to be ignorant in

Camari Ellis:

the beginning. It's a process of

Camari Ellis:

learning and developing. So, yes,

Camari Ellis:

you want somebody you can ask questions to. You

Camari Ellis:

also want to be on a journey to educate yourself as much

Camari Ellis:

as possible. Because I say my best clients

Camari Ellis:

are informed clients because they're

Camari Ellis:

proactive. They're talking to me all year

Camari Ellis:

long about strategy and how to implement it

Camari Ellis:

correctly. And they're doing good books

Camari Ellis:

for my business owners and real estate investors.

Camari Ellis:

So it's good to ask

Camari Ellis:

questions, but don't be

Camari Ellis:

the person that's just asking a question just for the sake of asking

Camari Ellis:

questions. I get people that ask me about trust all the

Camari Ellis:

time. You don't even make any money,

Camari Ellis:

right? You ask me about trust.

Tiffany Grant:

I was going to say that sounds.

Camari Ellis:

Like I don't want my baby mama to,

Camari Ellis:

get, my assets because I

Camari Ellis:

haven't been paying child support.

Camari Ellis:

Listen, I know I'm joking, right? But that's

Camari Ellis:

real. And there are a lot of problems with child

Camari Ellis:

support. However.

Camari Ellis:

Ah, I feel the energy that we put in

Camari Ellis:

trying to dodge child support with trust

Camari Ellis:

would simply be solved just by having

Camari Ellis:

a conversation or several conversations and

Camari Ellis:

paying your child support.

Tiffany Grant:

Exactly. Bad part.

Camari Ellis:

Your issues would probably go away.

Tiffany Grant:

And since we're on the topic of taxes, they will snatch up

Tiffany Grant:

that refund if you're behind, too. So

Tiffany Grant:

keep that in mind. So thank you so much,

Tiffany Grant:

Kamari, for coming back on the show today

Tiffany Grant:

and shedding light on some of these red flags that

Tiffany Grant:

people could potentially run into when they're

Tiffany Grant:

looking at tax professionals or tax

Tiffany Grant:

preparers. And so I hope people are listening

Tiffany Grant:

to this episode and take it to heart. It's January.

Tiffany Grant:

It's time to get your taxes together. Make sure you listen

Tiffany Grant:

to this episode. Share this episode to let people

Tiffany Grant:

know what they should be looking for so everybody can stay

Tiffany Grant:

out of tax problems. for the most part, we can't solve

Tiffany Grant:

everything here on the show.

Tiffany Grant:

But, Kamari, if people were interested

Tiffany Grant:

in finding out more about you utilizing your

Tiffany Grant:

services, where could they find you?

Camari Ellis:

So if you want to utilize my services, just send me an email,

Camari Ellis:

which is

Camari Ellis:

kamari@phillytaxteam.com

Camari Ellis:

and I'll spell that out for you.

Camari Ellis:

Kamari@phillytaxteam.com

Camari Ellis:

cammari

Camari Ellis:

at

Camari Ellis:

philly p. Ah. H-I-L-L-Y.

Camari Ellis:

Tax. T-A-X-T-E-A-M

Camari Ellis:

m.com again,

Camari Ellis:

kamari@phillytaxteam.com

Camari Ellis:

and you could also find me on most

Camari Ellis:

socials@phillytaxteam.com. Also,

Camari Ellis:

or phillytaxteam on my instagram, on my

Camari Ellis:

facebook, on my YouTube.

Tiffany Grant:

Yeah, that was going to be my next question so people can get those

Tiffany Grant:

videos you'd be sending.

Tiffany Grant:

but thank you so much for joining me on the podcast.

Tiffany Grant:

Again, this was great information and I'm sure it'll

Tiffany Grant:

help somebody. So I appreciate you.

Camari Ellis:

Thank you, Tiff. I appreciate you.

Tiffany Grant:

All right, bye.

Tiffany Grant:

Intro/Outro: Thank you for listening, joining and being a part of the Money

Tiffany Grant:

Talk with TIFF podcast this week. You can check Tiff

Tiffany Grant:

out every Thursday for a new money talk podcast.

Tiffany Grant:

But if you just can't wait until next week, you can listen

Tiffany Grant:

to previous podcast

Tiffany Grant:

episodes@moneytalkwitht.com

Tiffany Grant:

or follow TIFF on all social media

Tiffany Grant:

platforms at moneytalkwitht.

Tiffany Grant:

Until next time, spend wise by spending

Tiffany Grant:

less than you make. A, word to the moneywise is

Tiffany Grant:

always sufficient.

Chapters

Video

More from YouTube