Welcome to another episode of the REI Mastermind Network, where we bring you the latest insights and stories from the world of real estate investing. In today's episode, we have the pleasure of welcoming our guest, Felecia Froe, who has a wealth of knowledge and experience in raising funds for impactful projects. Felecia's journey began at a conference where she made a personal connection that would shape her future endeavors. As an investor, she understands the importance of building relationships face-to-face and leveraging her connections to introduce women investors to trustworthy opportunities.

During our conversation, Felecia shares her passion for making a difference in the lives of many through her focus on areas like grocery stores, indoor controlled farming, and working closely with farmers. She emphasizes the significance of regenerative farming in improving soil quality and providing nutritious food, while also reducing carbon footprint and water issues. Felecia's mission is to bring fresh, locally grown produce to underserved communities, like the food desert area she encountered in Tulsa, Oklahoma.

But it doesn't stop there. Felecia delves into the connection between food and health, sharing her personal experience of how eating better led to a decrease in her medication. She firmly believes that food is medicine and that access to healthy food can prevent and address many medical issues. Join us as we explore Felecia's invaluable insights into investing with a purpose, building meaningful projects and companies, and overcoming challenges to create positive change. Get ready for an episode that will inspire and motivate you to invest your capital and time into projects that truly matter. Let's dive in!

Connect with Felicia Froe: https://moneywithmission.com/

Key Topics and Bullets:

Building Relationships and Investing in Projects

• Contacted by someone met at a conference to help raise funds for a project
• Emphasizes the importance of building relationships in person
• Offers experience and connections in investing
• Can introduce women investors to projects, sponsors, and trustworthy people
• Acknowledges the risks involved in investing
• Focuses on projects that make a big difference in many lives

Bringing Fresh Produce to the Midwest and Regenerative Farming

• Identifies grocery stores, indoor controlled farming, and working with farmers as areas to tackle
• Promotes regenerative farming to improve soil quality and provide nutritious food
• Aims to reduce carbon footprint and water issues while bringing fresh produce to the Midwest
• Highlights the benefits of locally grown food in terms of nutrition and reduced transportation distance

Challenges in Promoting Good Health and Overcoming Them

• Discusses how aspects of society, including grocery stores and the healthcare system, prioritize profit over health
• Collaborates with others to address these issues
• Mentions the book "Rich Dad, Poor Dad" and its influence on understanding assets and liabilities
• Shares personal experience in buying real estate and rehabbing properties
• Stresses the importance of taking on difficult challenges in their career

Investing in Meaningful Projects and Making a Difference

• Partners with Philanthro Investors to invest in companies that make a difference
• Focuses on clean water and improving water infrastructure
• Learns from past mistakes and failures, emphasizing the importance of resilience
• Believes in overcoming difficult situations and achieving anything with the right mindset
• Expresses passion for connecting food and health, and the importance of nutrition
• Discusses the connection between education and their professional career

Addressing Food Insecurity and Helping Diabetes Control

• Involved in organizations in north Tulsa that provide fresh food for people, such as FreshRx
• Shares success stories of improving diabetes control through access to healthy food and education
• Driven by motivation to help professional women navigate financial challenges
• Proposes smaller residential assisted living homes as an alternative to larger communities
• Highlights the benefits of personalized care, peace of mind for families, and improved quality of life for elderly residents
• Emphasizes the importance of community in the residential assisted living homes

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"You can invest 10,000 hours and become an expert or learn from those who have already made that investment." - Jack

We have Felicia Froe with me here today.

I really appreciate your time here.

And if you want to learn what Felicia is up to head over to money with mission.

com and Felicia has a offer there for you.

Go slash seven dash steps dash two dash building dash wealth.

And to make it all simple for everybody, I'm going to make sure

that's clickable in the show notes.

Really appreciate your time here,

Felicia.

Thank you so much.

And I know most people are doing something else when they're listening

to a podcast, please don't stop don't look down to write that down while

you're driving or feeding your baby or whatever you're doing Just it'll be

there for you when you're ready for it.

Yeah, that's awesome Felicia, you got an interesting background

and I want to start there first.

Is that you're a urologist That's right.

And yes got into real estate investing Can I ask, being a doctor, you have

probably had a very strong income if, would that be fair to say?

That's fair, very fair to say.

What caused you to go into real estate investing?

There's a short story and a long story.

I'll give you the medium story.

Okay.

My, my family is professionals and everybody went to school.

And we're that first, my father's generation actually had gone,

we're educated too, but it was always about go to school.

Have a great education, go as high in school as you

possibly can, get that job da.

Medicine, what higher aspirations are there?

That's where I ended up.

Medical school, residency, all those things.

About five years, a little less than five years into my practice, I just had

this feeling that this is not going to be the last thing you're ever going to do.

Which was I am.

I didn't really do anything with it.

It was just like, huh, I wonder what that is.

And we were talking earlier about me living in St.

Paul.

We were living in St.

Paul, Minnesota at that time.

And because of the not so warm winters in St.

Paul, we moved from there to Kansas city.

And I was working with some other women physicians and we

actually did my first real estate.

Purchase with a, we bought a building to do our practice in at the time.

I didn't really think about that as real estate investing at all.

It didn't cross my mind.

We're buying a building.

We're going to do work here.

A friend who also was a part of that situation, not a physician, but a

business owner suggested I read rich dad, poor dad, one of those books

that it seems like most real estate investors have read, but it really.

Just turn the lights on as far as building assets and how assets and liabilities

and how rich people or people with means and people without means view assets.

So took some more time and ultimately we started buying with a friend of

mine helping me, taking my first purchase, made it no risk at all.

She said to me, if you don't buy this house, I'm going to buy it.

She knew I'm a very competitive person.

So I'm like, you're not taking this from me.

And she said, if you buy it, you can use our team to rehab it.

If you rehab it and rent it and you're not getting.

You're losing money.

I'm going to buy it from you.

So that took all of the risk out of that thing for us.

We did it.

We started.

And in about 18 months we had, I'm sorry, in about two years, we had 18 properties.

Now the question was why?

And it was because of Rich Dad Poor Dad and me realizing that I, and

again, that whisper that said, this is the last thing you're going to

do that we started working to have.

Another stream of income.

That's really how it started.

We just wanted another stream of income for ourselves.

Wasn't a, I never dreamed at that point that I would be where I am today.

So things just evolved and the 18 properties, actually, that was right

before 2008 that we got all of that.

And I think I heard on your show previously where, real estate

investors, most of us who've been doing it for a long time have gone

really high and then gone really low.

And 2009, 2010 was a really low point for us because we had to make

a decision to keep digging a hole.

financially, or walk away from a bunch of stuff, which we did.

And it was about us not knowing what we needed to know to

keep all those things afloat.

It's interesting that, as many people that have been on this show, it seems

like almost everybody that has been in some sort of ups and downs like that.

Even though that we go through this and we might get mentors and

we might get training, we always seem to find our way into having to

learn these lessons the hard way.

Yeah.

I didn't get mentors and that education of a student.

What do I need that?

I just need this book.

I'm going to be okay.

And it was after that I realized I needed that.

People who had been on the street and had the education, not just

book learning to know the ins and outs of a whole lot of things.

So it was after that, and I realized after our downfall, and I

realized that this was an education problem for me, a mind problem.

I needed smarter people about this thing.

I can do medicine.

I can do urology.

I could do kidney surgery, prostate surgery.

I can do all of those things.

But putting together that pro forma, putting together, knowing

what's the right property, making sure you have the right team.

That was something that I had to learn and somebody had to teach

me, people who had already done it.

So that's how I got into all of those things.

And then that led me into syndication, which led me into I'm

sorry, residential assisted living, which led me into food access.

It's just, it seems like how did you end up here?

And then I have to look back.

It's Oh, this is how that all happened.

With that experience, is that one of the reasons why you've decided to start

a community online community yourself to try to help some other individuals?

Yeah.

So one of the things that.

My, so my driver is that women should be able to lead the lives they want.

They shouldn't have to stay in situations they don't want to be in

necessarily, whether it be a relationship, a job, a city, whatever it is.

I want us to have options for what we do.

My mom, and this is my deep down why, my mother was in a relationship that was very

dangerous for her and did not leave for what I perceive were financial reasons.

She didn't feel like she could take us and take care of us.

She didn't feel like she could leave on her own and take care of herself.

And she was there for a long time.

Ultimately, did establish the ability to go.

Actually, she just decided it was not worth her life to stay there.

Got out.

And that thing, which I didn't even realize until not too long ago that

was what was my deep down driver to work with women and professional women.

Cause my mom was not a, an uneducated, she worked, she had everything,

everything on the outside looked great.

So yes, bottom line when we.

Need help mentors and many of us women, professional women, physicians,

surgeons, lawyers, accountants are so busy with our head down doing our work.

We realize we need something else and don't have the time to

go out like I've done and vet.

So many different general partners, vet deals, understand what's going on there.

So now we have a place where you can connect with those things.

Like I'm ready to invest off wall street, help me connect with the right

people so that I'm, I don't go through.

What Felicia went through with nearly having to declare bankruptcy and a credit

score of 500 and some real bad merit.

Just every, it was just ugliness all the way around.

So I would love to help people avoid that.

So After that downfall, when it came to that, that first go around now

you're into syndication and you found your way into assisted living centers.

Is that something is that, can you explain that path?

Because that's a niche within real estate investing that I've had another

person or two on the podcast that talked about senior assisted living,

but it's always an interesting way to find their way to those type of

investments.

A hundred percent.

And everything that I've gotten into has been.

Not expected.

It wasn't what I was looking for.

It was being in the right place at the right time to find what I needed.

So I started like most other syndicators with multifamily and doing, looking at

apartments, looking at hotels, looking at resort properties and raising

funds for those, and those were fine.

They're great.

And it was a great learning experience.

It just wasn't feeding what the thing in me that needed to be fed.

And through those things, I met a guy, Jean Garino, who was teaching

how to own real estate and turn it into a rather a small ish.

community for elderly, a residential assisted living home.

And you could do it for memory care.

You could do it for straight assisted living, but rather than having the

120, 130, 300 beds communities a smaller place, we have a 12 bed.

residential assisted living home.

And it's a community.

It's a place where the families can have a peace of mind that they

have not one person taking care of 15 elderly, but one person helping

take care of three or four elderly.

So that, what's a more direct.

impact to me on that family, on those elderly people, because now they have

other elderly people that they're around.

It's not at home with their son, daughter, who is now in this place

of being the mother or father for their parent with dementia.

Now they can have their parent in this.

home, not a nursing home.

Cause I know when I think about a home, I think about it.

You walk in there and it smells like urine.

No, this is a house.

You walk into a living room and each person had their

own room and own bathroom.

And people there to provide their day, their activities of daily

living, their food, their medication, their, whatever they needed, they

didn't have to worry about that.

Plus they had other elderly to be around, which has been shown to improve.

Quality of life for those folks and then it's easier for family to come in and

those then family has Increased peace of mind so we hit two things at once.

It is a very difficult business.

It's very hard We've now come to where we own the real estate and are providing

that property for another operator So still feeling the good impact.

I'm just doing it a little bit differently

So is that the core aspect of your business now is the?

Is these

communities?

It's actually not the core aspect.

Now the core aspect.

So after that, I got involved with a group helping to bring food to a

food desert area in Tulsa, Oklahoma.

So North Tulsa is a population of about 33, people.

And there was not a full service grocery store.

There were dollar generals, dollar stores, quick trips, or convenience

stores there, but not a full service grocery store that could provide.

Full service groceries, including fresh produce.

So our original idea was to come in and put a grocery store and we wanted

to build an indoor controlled farm so we could have produce locally

produced for that grocery store.

And it was going to be our franchise model.

We ultimately got the grocery store built.

I'm a part of several different I'm going to say communities, but part

of several different organizations there in North Tulsa that help

provide fresh food for people.

And one of them is called FreshRx.

And what we learned is that diabetics, we take uncontrolled

diabetics and provide them.

So this was a nonprofit.

We provided them with.

healthy food, taught them how to cook it, talk through eating it.

And we used, we started out with, I think, 50 people and over the year they

are a one C's, which is a measure of how well your diabetes is controlled.

Out of control is above eight in control is we like them at six, seven, but people

went from 14 a one C's down to 10 11 in a year with medication with, I'm sorry.

Medication.

Yes.

But they weren't, they didn't have to, they were able to

decrease their medication because they were eating better.

So along, this whole thing is just proving that what we already knew,

honestly, is that food is medicine and that healthy food can help

prevent so many of the things that we deal with in our medical community.

So I didn't say that North Tulsa, I'm sorry, that Tulsa had done a resilience

paper that showed that the people of North Tulsa lived 11 years less

than the people of the rest of Tulsa.

And while that is definitely multifactorial.

One of the main reasons has to be, in my mind, lack of access to good food.

That grocery store is there, that grocery store is doing fairly well.

It has not been an easy, it seems like I don't take on anything easy.

I started out as one of the first 100 female urologists in the country

and nothing, I've done or gone after has been so easy since then.

But it's the things that drive me.

It's the things that make, to me will make the biggest difference

in the most lives in those are the things I want to tackle and get done.

That makes sense.

So yeah, with the grocery stores and then indoor control farming

and working with farmers.

So land and, god, words are just escaping me right now.

Resil it's not resilient.

It's a regenerative farming, making the soil better while providing the food so

that the food has more nutritious value, bringing fresh produce to the Midwest,

where usually we're getting most of our tomatoes, strawberries, all those

kinds of things from the coast, and there's a big carbon footprint for that.

And then there's all the water issues going on with everything.

So if we can do that more.

Locally, it decreases all those things.

Now we have a more nutritious food because it doesn't have to be picked so early.

I'm sorry, I get on a soapbox about food.

That's

okay.

So with all of that, you said, you always happen to find these opportunities

as they're presented to you.

How did this one?

I, the guy, a guy called me and asked me if I wanted to help them and help

them by raising funds for this project.

And he had heard of me or we had met at a meeting that I went to on a regular basis.

So a conference that I'd gone to on a regular basis.

And this is the way most things happen for me.

And for many of the people that I work with is you have, you go

out, you go and seek relationships and it's, you don't find them.

As well on zoom, it was back before COVID when you met face to face and had

a drink and had dinner and you just, over time built relationships with a lot of

people, and that's how I've come to be in the position that I feel I'm in to

be able to help these women who want to invest, but don't have the time to do the

things I've done over the past 15 years to get here now I can introduce them to.

Projects and sponsors and people that I know are good and safe and will

protect their money, my folks money, as well as their own and make sure

they get the returns as best they can.

We all know all investing involves risk.

When you have people who are watching out for you, they will do

everything they can to make sure you at least get your capital back.

Just to remind everybody you can learn more at Money with mission dot com.

And if you found any value in this so far, can you do us a quick favor and

share it with another investor friend?

It would really mean the world to me here.

So Felicia is it sounds like the way you were talking about the

different stages of your investing.

You went from single family homes.

You went to syndicating The senior or assisted living centers and now you're

talking you were talking about the I'm not sure what to call this farming or

localizing Grocery stores that type of work you could tell that and maybe I'm

misreading this but That last story and the situation you're currently in, there's

a passion there that didn't seem to come out regarding the previous two endeavors.

Would that be fair to say?

You are 100 percent correct.

This is pushing me.

It really is.

And it, there's times I thought, why the heck did I have to

do medicine to get here?

And now I like you had to do medicine to get here because all the things I learned

in medicine, which just to back up a little bit, we don't learn a lot about

nutrition, but it's always been in me.

This thing that I just knew that food had something to do with all

of the things that are going on.

And I'm this I'm older than I hope I look guys.

So there, now nutrition has become more of a.

thing and you got to eat better even though it still doesn't, you still

have to have money to me to eat well.

Organic food is not inexpensive.

Supplements are not inexpensive.

If you want, I just, there's so many things I can talk about.

How you go to some grocery stores and you have cherries in the middle

of winter and cherries don't grow anywhere close to the middle of winter.

Just eating food in season and all these different things about that will help

affect the nutrient value of the food.

People are fat, not necessarily because they're fat because they eat a lot

and they eat a lot because they're not getting the nutrition that they need.

So they're working, their bodies are telling them you need to eat more

because I don't have what I need.

And so they're eating things that are available.

They're eating things that are.

Cheap to eat.

They're eating things that are convenient and it's not the healthy stuff.

So it's really a passion for me to work, to help people eat better, to be

healthier and live better, longer lives.

Because that's how we make, get the chance to make our contributions

on this earth and while we're here.

You're not the first person that I've heard and I listen

to a lot of audio books.

So be forewarned.

I think I, I heard an audio book not too long ago where it was actually said

that we're, Eating ourselves or starving ourselves to obesity in a lot of ways

because of exactly what you said A great I can't help but notice when you

walk into a grocery store a majority of the grocery store is processed food

in boxes To preserve shelf life and the stuff that's actually healthy.

And the last thing you can get to is on the periphery on the edges,

or they make you walk through all of this boxed food to get to it.

It's all part of the marketing

aspect of it.

It was very much in me with that grocery store.

You could, you learned so much about marketing.

It's just stuff that drove me nuts.

You can, you walk in the grocery store and right here, you want to

have this thing that everybody wants, but it's sugar, but yeah, everybody

wants it, but you want it there so they can just grab it and put it in.

So to me, just like medicine, sometimes our grocery stores are set up for it.

Profits.

Everybody's got to make a profit 100%, but I think we have to figure

out a way that we can help people be healthy and make a profit unlike.

Just like our sick system that we have for health, air quote health

hospitals can't make profits if people are or healthy, right?

So as much as I'm going to get on the soapbox that I probably

don't need to get on right now.

But there are so many things in our society right now that are

not set up to help us be healthy.

So one of my things I'm working with a lot of people working to collaborate

with a lot of people is this is gigantic.

This is bigger than Felicia can fix herself.

We need lots of people with lots of great ideas to help make this

Oh, that's overhaul of our system.

So first of all, you don't have to feel the need to hold back if you

feel, if you want to be on a soapbox with what you've been saying so far,

I'll be back there cheering you on.

So don't feel like you're gonna, you're gonna step on anybody's toes.

Got it.

Can I ask, we've talked about your past, what?

What is your future here now?

What are you hoping this becomes?

Oh man, that's, I want it.

I am looking for a movement.

I'm working with another, with a group.

The name of their company is Philanthroinvestors.

And the thing is to have a movement where people are investing their capital, their

time into projects, into companies, and not just the ESG, that kind of stuff,

but to companies that are, that you can look at and you can know that what they

are doing is going to make a difference.

Part of the thing, one of the thing I got on my site you'll find is about clean

water and helping companies clean their own water because our infrastructure,

our water infrastructure in this country is, I can't even remember how many

dollars it's going to take to bring it up to standard up to what it should be.

And it's not millions.

It's billions of dollars to get it to a good standard.

It's Flint, Michigan is the beginning.

Some of these other places, Mississippi, another place where

we just had a water problem.

Those are just the beginning things.

So getting clean water, this is the United States of America, right?

We should have clean water.

And so That's another, there's just those kinds of things and getting this movement

where people are actually in just, it is the thing you invest and it's not charity.

You want to make money.

I'm not talking about charity here, guys.

It's for profits and it's for impact and those two things can and 100

percent should in my mind go together.

Just to remind everybody, head over to Felicia's website, money with mission.

com.

You have a ton of resources over there that everybody needs to

check out, including your podcast.

But it's really nice to see you being, you having so many resources because

if you click, if you go into the top of the page, there's a resource dropdown.

And I don't know, there's gotta be a dozen free reports and.

Information

here for people.

Yeah, there's a lot of good stuff on there.

Just different things that you that are out there to invest in that you don't.

It's just for ideas.

It's very Oh, who knew I could invest in water?

Who knew I could invest in?

Carbon capture, who knew I could invest in and have money coming

back to my account and making this big difference in the world.

You can make a difference very easily.

So that's what those are there for what I

think is really interesting.

And the way you're handling some of this is that every time I've seen somebody

tried to do any kind of involvement.

Whether it's, the farming and the local agriculture or making a difference

like this, it's always been presented in a way to heartstrings trying to

get you motivated through emotion.

And I've always thought that if this actually is anything like this is going to

actually take off is if somebody can see.

Some sort of profits from it.

Yeah, that's what that's a really different take and I don't think we

should be embarrassed by that at all.

You, we have to have our foundation.

None of us can do anything.

None of us can get anywhere.

If we are, if our foundation, if our needs are not met and I'm not talking about just

food and shelter, I want fancy things.

I'm not shy about it.

I like my stuff and I like my stuff and I like to make a difference.

Those two things are not mutually exclusive and I do them together.

And you want to move back to Hawaii?

I definitely want to move back to Hawaii and look at the ocean on a regular basis.

Felicia this is, Felicia, this was a great conversation.

It's really interesting to talk to somebody who's so

passionate about the particular.

Investment strategies that they're pursuing.

In the time we have left, I do have some rapid fire questions, but I

might twist a couple of them on you just to give you a heads up.

If you're ready for it, I'm

ready.

Go turn my brain on.

So do you have, with the experience you've had now between all of these

different investment strategies, is there a real estate investing

myth you'd like to bust here today?

Real estate investing myth.

The myth that was busted for me is that you have to start with single

family houses or, and then I'm going to even take it bigger is that you have

to invest in something that somebody lives in, you do have to invest in

something that people need, whether they work in it pick food out of it.

Buy things there.

Yes, but it does not have to be someplace people live.

Sure.

Yeah, that, that's becoming the case.

I just recently had somebody who does farmland and it wasn't just flipping land.

He invests, buys farmland and rents it or leases it out to, to, to the local areas.

It's yep.

And you help them even

after five years of doing this every once in a while you run into somebody

who's doing something different.

It's great.

Yeah.

Outside of Rich Dad Poor Dad, is there a different book you'd recommend everybody

checking out or what are you reading right

now?

You know what, my problem is I'm usually reading two or three books

at a time and I've actually this year decided I'm going to read more fiction.

So fiction's been on my, by reading I mean listen to Audible, but the books

that I have found that spoke to me a lot.

There's one of 'em is on negotiation called Never Split

The Difference with Chris Voss.

That book to me is, I love that book key.

It's not even a hard read.

It's a very easy read and it.

Talks about negotiation.

And while you may think you don't negotiate, you negotiate every day,

whether you're a stay at home, mom, stay at home, dad, or whatever work you do,

you negotiate in some way every day.

And to do it intentionally and with consciousness, the way that

book teaches you is amazing.

The other one that I really is Stephen Pressfield's, The War of Art.

And that one talks about, it's a kick in the pants for you if you've been

sitting around waiting for your thing to come to you and to start doing it.

It talks about, you just got to put your butt in the seat and get it done.

So he says, I

actually just bought that book.

I haven't read it yet though.

Yeah.

It's interesting.

Coincidence.

It's a good one.

It's a good one.

What is the biggest real estate investing or business mistake you've

made and what did you learn from it?

The biggest mistake, we're going to talk about our 2000, 2007 to 2000, I don't

know, 2006, I don't even remember what years it was, but on that run was our

mistake And are my biggest lesson, which is what all the mistakes and failures

are when you really look at them.

And the lesson I learned about that specifically for real estate

was don't be undercapitalized.

And for myself is that.

You can overcome almost anything.

We were, it was bad, ugly, and I can tell anybody who wants to hear the

stories, can I will tell them to you.

And I don't even cry about it anymore because I just learned

so much too, that I can overcome.

And when you do something really hard that you don't know you can get

through and you walk, you stand up and you lift your head up and you're now

back on top of things and you really can see you know you can do anything.

If you could go back in time and give your younger self one piece

of advice, what would that be?

Don't be afraid.

Start, if you feel that you should do something, go do it.

And just it's, don't be afraid.

Things are going to be just fine.

And that's actually what I tell my daughters now who are at the age, I wish

somebody would have told me that it's like and that's not going to matter.

They don't believe it yet, but I'm just like, honey, that's not going to matter.

Don't worry about it.

It's not going to matter.

And that's another huge thing.

How much time do we spend worrying about stuff that now you look

at and go, what was that about?

Yeah, I've always found that interesting, really, and it's something that

I continue to fall in that trap.

Me too.

You constantly worry over something that, in the end, when you think about it, you

really didn't have a ton of control over, and it, whatever's going to happen is

going to happen whether you worry about

it or not.

Or not.

And the other thing I go is in seven days, it's going to make any difference

or in a month, is this going to matter?

Will you even remember this one month from now?

Like probably not.

So what are you spending all this time in this mess for?

Let's go get out of this.

This is the only one I'm going to time you on.

You got 60 seconds to give everybody one piece of advice that they can

implement in their business right now.

What would

it be?

If in your business, you are doing it alone, you are not being efficient.

Find the things that you love to do that you are good at the two, two of

them, you love it and you're good at it.

And that is where you should be.

That is your sweet spot.

Start figuring out how you can get somebody else to do the rest of that

stuff and your business will soar.

That's not my advice.

I can't remember the book I read that from, but that is.

That's the thing you've got to do what you are good at and what you love so

that you can enjoy doing it and get somebody else to do all the rest of it.

Is there a question or concept you wish we would have covered here today?

No, I think we covered, no, I think we got it.

The only, the biggest thing is for me is community and team.

And people you can trust and going on this journey and having a good time.

That's key, key is enjoying what you're doing.

So if you're going to start investing, but you're scared, get with some people

who can hold your hand through the whole thing and you can have some fun and laugh

with them and vent with them and have the whole thing and just move forward.

Somebody who can remind you that seven days from now, this isn't going

to be a big deal and you can go.

I really appreciate it again.

It is money with mission.

com.

Take a look at the resources there, especially the seven steps to building

wealth really appreciate your time.

I hope you'll consider coming back again

sometime.

It was fun, Jack.

Thank you so much.