Artwork for podcast Wealthy Wellthy Podcast
#333: Overcoming Bankruptcy: How Faith Fuels Financial Freedom with Dr. Darnyelle J. Harmon
Episode 33310th June 2025 • Wealthy Wellthy Podcast • Krisstina Wise
00:00:00 00:47:08

Share Episode

Shownotes

Watch & Subscribe on YouTube

Are you struggling to break free from your past and achieve financial success? Dr. Darnyelle J. Harmon's journey from the projects to becoming a multi-millionaire will inspire you to rewrite your own story.

In this episode of Wealthy Wellthy podcast, Krisstina Wise sits down with Dr. Darnyelle J. Harmon, CEO of Incredible One Enterprises and creator of the Move to Millions method. Dr. Harmon shares her powerful story of overcoming adversity, from being born to drug-addicted parents to becoming a successful entrepreneur and wealth-building expert.

The main focus of this conversation is on the importance of mindset in achieving financial success. Dr. Harmon emphasizes that true wealth comes from aligning your subconscious beliefs with your conscious goals, and she provides insights on how to challenge limiting beliefs and break negative patterns.

Throughout the episode, Krisstina and Dr. Harmon discuss topics such as the role of faith in business, the power of goal-setting, and the importance of investing in personal development. They also touch on the challenges of entrepreneurship and how to maintain confidence in the face of criticism.

If you're ready to transform your relationship with money and unlock your potential for wealth, this episode is a must-listen. Tune in to hear Dr. Darnyelle J. Harmon's inspiring story and gain valuable insights on how to move to millions.

Key Takeaways

5:05 From bankruptcy to millionaire in one year

10:39 The importance of mindset in achieving success

16:35 Mary Kay journey and earning the pink Cadillac

22:12 Keys to rapid success in Mary Kay

30:38 Alignment and embodiment over effort for success

35:06 Challenging beliefs and breaking limiting patterns

39:25 Dealing with criticism and maintaining confidence

Memorable Quotes

"Until you work on the six inches in between your ears, you will not feel seven figures between your fingers."
"All success, including success financially, is realized through alignment. It is not realized through effort."
"Greatness is attacked, it's harassed, it's misunderstood and it is often the source of antagonistic behavior."

Resources Mentioned

Mary Kay Cosmetics - https://www.marykay.com/

Move to Millions Gifts -  https://movetomillionsgifts.com

Connect with Krisstina

Website - https://wealthywellthy.life/

Instagram - https://www.instagram.com/krisstinawise

YouTube - https://www.youtube.com/@krisstinawise

Krisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/

🎙️🎙️🎙️

Podcast Production & Marketing by FullCast

Transcripts

Krisstina Wise:

Darnell, welcome to the Wealthy, Wealthy podcast. It is so good to see you.

Dr. Darnyelle J. Harmon:

Oh, Christina, I'm so excited to be here, and I've been looking forward to this conversation as well, so I know it's gonna be good.

Krisstina Wise:

All right, well, you and I met at a. An event by our mutual friend, Charles Byrd. Charles has made. He's been probably mentioned on this podcast so many times, it's ridiculous. But at that event, it was very male heavy, which I'm used to and you're probably used to. And there are a few women that were just like power women. And you just. Girlfriend, you just stood out. And I thought, I need to know her. She is a force to be reckoned with. I can tell. So you and I got to know each other a little bit, and what I thought was true. But even more, I'm glad that you're here today. You have such a powerful story and such an example of what's possible. So I would love it if you would just start with us today and tell us some backstory, talk to us about how you grew up.

Dr. Darnyelle J. Harmon:

Yeah, absolutely. So, again, I just want to say thank you so much for having me here and. Hey, Charles. Appreciate you. All right, so I am the product of two drug addicted turned crack addicted parents born in the projects of Wilmington, Delaware, back in 1975. My mom was actually actively getting high when she learned that she was pregnant with me. Now, in her defense, she stopped immediately, but this was 1975, so there were no warning labels on anything about what might happen to a fetus as a result of substance abuse. Right. And so it was a gamble. And the doctors. So in 1975, as I learned later, doing my own research, there were starting to be mumblings about things that might impact a fetus. Right. And so my doctor, my mom told me and she relayed the story to me, said, listen, we don't know what's going to happen to your child. It's quite, quite possible that she will not get to experience life had she not consumed drugs. Right. And so we didn't know. And I came out, I was born premature, but I came out with absolutely no cognitive disabilities. I've had a weak immune system my entire life. So we've done a lot of things to really shield that, and that was really just the beginning. But that's kind of how I got here. When I was 8, my mom's home was raided and she was taken to jail. And so at 8, the only love life and safety that I knew was kind of ripped from me. And I was sent to live with my father and my stepmother. Now, I'm grateful to my father that he took custody because he could have thwarted his responsibility and I could have become a ward of the state, but I didn't. He took custody of us. But my father, who was a very functional addict, he never hit rock bottom. He never lost anything, was traveling incessantly for work. So we were left with my stepmother, who I used to hear on the phone telling her girlfriends or her mom, she just wished that Jeannie, that's my mom, would come and get her kids. Like, my mom was tricking in the streets instead of doing a bid upstate, right? So that was kind of hard, right? And when you don't know your place and you don't feel safe, you have to find a way to navigate. And so for me, that became achievement. And so I performed in order to get attention and to kind of fly under the radar. Like, if I was being successful and I was doing something that was applauded, then there would cease to be questions about whether or not I should be there. And I was really just trying to survive. I was fortunate enough during this time to have teachers and guidance counselors who saw my potential and who would not allow me to be an angry black girl, which you might think that I had every right to be. And so they really honed my potential, and they gave me tools that helped me to be really, really successful academically. So much so that I became a National Negro Merit Scholar. What that really means is I did really well on the SATs as a black kid, right? And so that afforded me the opportunity to get accepted to many colleges on full scholarships. I was able to go to school completely free. I studied English because my initial goal was to become an attorney. And I even got into Georgetown Law and then made the decision, literally months before I was supposed to leave, not to go. I took a job in a company where I had worked at as a summer intern instead. And that was the beginning of me getting to where I am today. So I graduated from college without student loans, but with more than $40,000 in credit card debt. That $40,000 in credit card debt grew to a quarter of a million dollars in credit card debt by the time I was 34 years old. I could no longer rob Peter to pay Paul and keep up with all the debt that I had. And so When I was 35, I filed bankruptcy. I was so embarrassed. And at the same time, there was nothing else that I could do. But it also, Christina, it released a massive burden it was like the moment I submitted the paperwork and went to see the bankruptcy trustee and he put me through the discharge process. The light came on, the cloud cleared and I was actually able to finally go and learn what financial literacy was because one of the requirements from my bankruptcy trustee was that I take a financial literacy course. Now I don't know if this is a thing, I don't know if this is a practice. I don't know that anybody else who filed bankruptcy in the state of Delaware ever was told that they needed to take a financial literacy course. But I was. And I think it's because the trustee had mercy on my soul because I had a quarter of a million dollars in credit card debt. But that changed my life. It was literally a defining moment. And had it not been for that financial literacy course, I would not have become a net worth millionaire a year later. And then today being worth eight figures. So I know we'll unpack and get into a lot of the story, but I mean from the projects to the promised land over the course of the last 49 years of my life is kind of the, the short and quick of the story.

Krisstina Wise:

Wow, thanks so much for sharing that. What do you think from like a young age you were just built differently and that you were kind of meant for the success track or was there something that kept you like pulled you out of the projects and you know, in a home where there's absent parents, there's lack of se safety, you don't feel wanted, you don't feel like you have a place. What kept you from going down the same dark drug laden path and staying in the projects?

Dr. Darnyelle J. Harmon:

It's a great question and it's one that I ponder often. And so here's what I can surmise to the best of my ability. I remember at the age of 10 declaring that I was going to be rich one day, not even really knowing what that meant. But what I knew is that I watched my mom struggle to make ends meet, right? I watched her rob Peter to pay Paul. I thought that was the way it happened with money. I heard my dad tell me things like we're just blessed and lucky to have the amount that we have. We shouldn't ask for too much. But there was something in me, something in my knower that knew that wasn't right at that young age. And I just remember saying, I'm going to be wealthy, I'm going to be rich. I was, I didn't say wealthy. Wealthy came later. But I was going to be rich because I knew rich Was the antithesis of poor. And that was what I needed. And then because I had teachers like Mrs. Dixon and Mr. Cook and Mrs. Light James, who were some of my teachers from middle school into high school, who saw my potential, who saw my giftedness, who honed it, who celebrated it, who created opportunities for me, who made sure I knew about things that were going on. There were enough people in my life, even though not in my home life, that stewarded my potential and who led me to believe that anything was possible. Now, I never heard that at home. I did not grow up in one of those houses. You can be whatever you want to be. My dad was very, listen, you got to work really hard. You got to work twice as hard as a black girl than anyone else, and you cannot complain. That's what he thought was the anecdote to being experiencing a moniker of success. But my teachers were very clear that I had something. There was something in me. And because all you need, like the Bible talks about needing just a mustard seed of faith. So all you need is a mustard seed of belief in your potential for that thing to sprout and take hold and to become something that really carries you forward. And so that was enough. And I knew enough. I watched my brother, who got caught up in the game, in the life very early and ended up in juvenile detention and then potentially in jail, and my younger sister, who got pregnant at a young age. I knew enough to know that I didn't want any of that. So my only answer was my education. And so I studied and I learned and I read and I did the things that would lead to a path that would allow me to achieve the goal of becoming rich. Now, I was financially illiterate, right? So I didn't even know what that meant, and I didn't even understand money. I remember going to college and being on the yard and seeing all of the tables with the credit card vendors and one of my schoolmates saying, a credit card is like layaway. You get to take home. Christina, I understood layaway. She was speaking my language, and I was like, okay. And that's how I ended up with credit card debt that was actually more than my student loan debt would have been at that time. Now, granted, I'm almost 50. So when I went to college as an in state student the University of Delaware, I think my tuition was like $8,000 a year. So four years would have been $32,000 is all I would have had in student loans. I had $40,000 in credit cards when I graduated because I Didn't know what I didn't know. And I was fixed on layaway that I could take home. And that was dangerous. And it wasn't until I hit my proverbial financial rock bottom at bankruptcy that I even began to start to figure out what I had done wrong. Otherwise, I'm sure I would have replicated the cycle. And when it was eligible for me to file bankruptcy again, I would have filed bankruptcy again. You know, like, so it literally was just some of those success clues for some of the people in my life and just that knowing in my knower that there had to be another path than the one that I was raised on.

Krisstina Wise:

Absolutely. So let's dig in with the word mindset, because as you and I both know, money mindset is a big topic. And from your vantage point today, from your own story and then watching others, as you know, you're very successful and thousands of people go through your programs and learn from you. One, what, like, how would you distinguish kind of your mindset through thread, through all of this? Again, pulled you on this one path when siblings win another. And then two, what do you see as a common mindset with, from your vantage point today that keeps people from achieving what you've achieved despite your upbringing?

Dr. Darnyelle J. Harmon:

Yeah, I love both questions. So the first one, I'll be honest with you. When I was growing up, I didn't even know there was a thing called mindset. Right. I didn't know that the way that I was thinking was contrary to anyone else because you just don't have a realm of experience. It wasn't until I got out into entrepreneurship. Well, actually, it probably started when I was in Mary Kay cosmetics, because that's when I was first introduced to personal development. They are very heavy on teaching you about honing your own potential. Right. So that was probably where it started, and it kind of lit a fuse that I began to just fuel. And so as I began to be introduced to mindset, I realized, and the Bible says it this way, and I think it's in proverbs. As a man thinketh, so is he. And James Allen wrote that book, Right. So you have the ability, you have the capacity to determine who you will be. Right. That we know today the law of attraction talks about you bring about what you think about. Right. So mindset is everything I say today. I believe that mindset is 95% of our success. And one of my most quoted Darnell isms is until you work on the six inches in between your ears, you will not feel seven figures between your Fingers, right? Like it's just not going to happen. Because the way you see yourself is going to inform the way you see money, the way you see success, the way you see leadership and all the things that lead to leadership. So over the years, what I've realized is that you have to work on your mindset or your inner game at three times the rate you work on your outer game. That's what I've realized and that's the common thread. And when I think about myself, I put more in me than I put on me. So sure, I own a few labels, but I spend more time reading. I don't watch a lot of television except for in the summers. I like, give myself the summer's all and I binge all the shows, but I don't watch a lot of TV because you know what, Christina? I've never been watching TV and money popped out of it. And so I want to spend time fueling me, learning things, adding value to my genius. That is going to help me to accelerate the rate at which I earn. And I just don't get that from tv. Now, sure, there are a few shows on TV where you can actually learn some things, but most entertainment is mindless, right? And media is even designed to focus on and highlight your fears and intensify them because if they can keep you in lack, they can keep you from abundance. And so as I work with clients and as I interface with people, as I do interviews on shows like yours, I like to always talk about the significance of spending time on your mindset. So I say often, just like you wash your behind and I hope everybody out there is washing it, you need to wash your mind. So you've got to undo the beliefs. I believe your parents did the best that they could with what they had. So this is not an attack on how you were raised and where you come from. But let's be honest, even if you were born into a family that had money, unless that family was the Rockefellers, you were probably not taught about money. You were probably told things like that it is rude. You never talk about money. Money is private and it's this taboo subject, and if we can't talk about it, then we can't learn about it. And if we can't learn about it, then we can't leverage it. And if we can't leverage it, then we're not going to experience wealth. And so what I find is, even when I have clients who come to me from more affluent backgrounds, you know, everybody isn't a project kid like I was. They still have these misnomers in this misalignment with their relationship with money based on the things that went on inside of their house. And again, your parents did the best that they could with what they had, but their best was likely not the best. And because it wasn't the best, it is hampering you, especially as an entrepreneur. When you're an employee, you take a job and unless you were taught that you could negotiate, I wasn't taught that I could negotiate. My dad said, whatever they offer you, you take it and you say thank you. And so I remember my very first job in corporate America. I made $19,041 and this was in 1997, which I thought was okay until I realized that the person sitting next to me, also a woman, but a white woman, was making $31,000 for the same exact job that I did because I didn't know that I could negotiate, because I didn't know the power of money. Because I was taught that you take what you get and you figure out a way to stretch it, but you don't complain and you express gratitude for it. And so a lot of those stories and those things that we taught or we were caught from our families inform our early relationship with money. And unless we are courageous enough to trace the patterns of what happened in our childhood to find the misnomers that were not the truth, that we've internalized and we've been believing, we actually won't put ourselves on a trajectory to shift our financial capacity and our financial capabilities because we'll continue to replicate the cycles that we were taught when we were children.

Krisstina Wise:

So well said, so succinctly and spot on. So one thing that I wrote down here that I love is I put more in me than on me. Wow, Mic drop on that one.

Dr. Darnyelle J. Harmon:

Yeah.

Krisstina Wise:

So as you've discussed, like you're constantly feeding your mind in positive ways and even at the expense of entertainment and some easy things to just chill out and veg out. What do you see now with those that are still trapped in like the family dynamics and internalized just to living out these misnomers. Especially since you work with so many people, do you see like there's two categories of people, like one that hey, I'm growth minded, I can change, I want to learn. And then another group that no matter what you try to teach them or help them with, they're just stuck in a mindset, like easy for you, or I'm just not smart enough or I couldn't get scholarships or I Didn't have a brain to get sats. Like, they can even take your situation, rip it to shreds in a way that gives them an excuse to not succeed.

Dr. Darnyelle J. Harmon:

Yeah. So I don't see that with my clients because, you know, by the time people come to work with me, you know, they're not new entrepreneurs. They are making multiple six figures. They want to get to seven figures. So by that point, they've realized some things and they know some things, but they also recognize that there are some things that they don't know. But sure, I mean, there are, you know, haters and trolls on the Internet that when you post about your success, they give you that. Well, it's easy for you to say, boo. I did not wake up like this. You just heard me say my parents were crack addicts. Like, now, crack didn't start until the 1980s, right. I was born in 1975, so they graduated to crack. But there was a lack in my life. But I made a decision. Right. I think one of my. My favorite quotes is the Emerson quote. Once you decide, all of the universe rearranges itself to bring you what you decided. And so I decided I was going to be rich. I decided after filing bankruptcy that I was going to become financially literate, and I was going to leverage that literacy into multiple millions to create a financial legacy. I made a decision, and then I took the next action I knew to take based on the decision that I made. Like, I see, I feel like a lot of people, especially as a woman of color and not that, you know, faith and religion is only for black people, but in our community, especially coming in or being brought to this company, this country, many of us, all we had was our faith. And I'm not going to take us down that diatribe because that could be a whole nother episode. But what I will say is this. I see often a lot of people who are raised in lack, who struggle to get out of lack. Now, what we have to realize, and I forget the percentage, but I did this research for an episode on my podcast, and. And I want to say something like, more than 60% of the time, a baby's first word is no. You know why? Because they hear their parents constantly telling them, no, not that. Like, they're. And if you think about it, by the time a child is speaking, they're also mobile, right? So they're getting into lots of different things. And it's like, no, stop. Not that. Like, you know what I mean? That's all they hear. And so they become Negativity mongers. That's who they are. So we are born and socialized in lack. So our default is lack. I study sales, I study neuroscience, and I have been taught in sales, like sales 101, is that you want to ask the question where the natural answer is no. And in that case, no means yes. So, for instance, you're going to ask a is there any reason why I can't help you to get started today question? Because if my default is no, no is actually the right answer. And that means we're proceeding to take the next step to begin the process, onboarding me into this program. So we have, as a society, as business people, we've learned how to even use someone's lack against them to try to get us to do the things that we want to do because we are socialized in lack of. And so what I do in my work is I shine the light on abundance and what it looks like and what it feels like and what it smells like and what it sounds like and what it tastes like so that it is a full sensory experience and they can realize that it is truly their birthright, regardless of where they come from. Now, you've already heard me express my faith here on this show. I'm a God girl unapologetically. And the Bible says that abundance is my birthright. It says that God sent his son that I might have life and have life to the full. Well, life to the full means that nothing is lacking. And in the Bible, God talks about money, faith, I mean, money, wealth, and possessions. 2,300 times. He talked about money more than he talked about heaven or hell. Not because he was greedy, but because he wanted us to understand it, he wanted us to master it, and he wanted us to use it for the expansion of the kingdom because it's our birthright. And so it is inherent in us. Just like lack for many of us is inherent because of the way that we are raised. So is abundance inherent. And for many of us, we just need to learn how to turn on that abundance so that we can shift out of the subconscious lack that has become our daily way of life and lean into the consciousness of abundance and have the two begin to meet in a place that brings the abundance into our life experience.

Krisstina Wise:

Damn, girl. All right, so much to unpack here. You know, one thing that you said that I want to go back to is Mary Kay. So you sounds like you started your kind of full entrepreneurial journey with Mary Kay. So question one is, how did you get into Mary Kay? And then Number two, I'm guessing you probably got the pink car. That's going to be my. I'm good. That's going to be my guess.

Dr. Darnyelle J. Harmon:

Yeah, I did. I got it, I earned it twice. So how did I get into Mary Kay? So in my 20s, I was engaged to be married the first time. And three months before my wedding, my first ex fiance confessed that he had gotten an older woman in our church pregnant. And the bottom literally fell out of my life. My friends let me mope for about 30 or 45 days. And then eventually they were like, you got to come out of this. And they invited me to a Mary Kay skin care class. Now prior to that, my skincare regimen was soap and water and Vaseline. It's terrible. And I went to the skincare class. I watched half my face and half of my face was soft and the other half was rugged. And I was like, okay, give me the products. So I bought the products and when my products were out three months later, I went back to the beauty consultant and said, hey, I need some more stuff. But is there a way for me to get a discount? Because when you are born in lack, you are discount minded. And so I was looking for the discount, right? And she said, yeah, I can get you a discount, I can get you a 50% discount, but you gotta start selling it. So I started selling the product, fingers in air quotes. Cause I wasn't actually selling it, but I was just getting my own products at wholesale. And one day I was at work and someone came into my office and said, they were like whispering and they were like, hey, I was a manager at the time. We heard you can get us some Mary Kay. And I had one brochure that I carried in my bag and that I pulled out and I handed to them and they brought it back two hours later with over $600 worth of orders. And I was like, wait, what? You mean to tell me I've been carrying around money all this time and I didn't realize it? And immediately in that moment, I started to lean into Mary Kay. And so then I ended up becoming a sales director. And then when I decided to quit my job in 2004, I didn't know what I was going to do. But I just woke up a knowing in my knower this was my last day. I'm called to something greater. I'm not born to sit behind someone else's desk. And so I went and I quit my job. And I said, until I figure out what's next, I'll sell Mary Kay full time. And so I started selling Mary Kay full time in January of 2004. And or so, yeah, 2004, January, I started selling Mary Kay full time. By June, I was picking up my first pink Cadillac.

Krisstina Wise:

And to pick up your first pink Cadillac, one is, what percentage of all Mary Kay distributors would qualify for that? And then two, what did you achieve to be able to drive away in that Cadillac?

Dr. Darnyelle J. Harmon:

Yeah. So. And I don't know if the statistics have changed, because I have not been affiliated with Mary Kay that closely for years. I sent my car back in 2008, but at that time, it was roughly 2% of the Salesforce had earned a pink Cadillac. So 2% in the state of Delaware at the time, in my national area, I was the youngest and the only black woman driving a pink Cadillac in my state. There was one other black woman that was driving a pink Cadillac, but she was in another national area. And the qualifications back then, again, I don't know if they're still the same. But you and your unit. So you had to have your own unit. And a unit was at least 30 beauty consultants and had to produce $96,000 wholesale production in six months to qualify. So 96,000 wholesale would be 100 and whatever, 200 and some thousand. 190 some thousand in retail production because we had a 50% discount. And then in order to maintain the car, to not have to make a payment on it, then you had to do the equivalent of about $15,000 in wholesale production a month for the duration. And we, like I said, we earned two. So my very first one was the dts, the big boy that the mob men drove. And then my second one was the cts, which was the smaller coupe, because by then they had the CTs and they were offering that in the CAR program.

Krisstina Wise:

So what is. Let's see what's underneath this success of Darnell? What took you from 0 to top 2% in such a short period of time? Like, what is it? What are the success traits that you have that you still are? Those same things today when you're top 2% of income earners and wealth of net worth and yada yada, yada. So I love it.

Dr. Darnyelle J. Harmon:

You know what? You know what it is, Christina? And I started chuckling because I started thinking, okay, let me tell you the story of how it started. So I was a sales director in Mary Kay, but there were a lot of sales directors. And in my national area, I was in the Emerald seminar. I went to my national sales director at the time, Pam Tall. Hey, Pam, if you're listening. And I. We had a. Every January, we had January jumpstart, which was like a conference for our national area. And all the beauty consultants would come to Rehoboth, and there would be, like, education and there would be awards, and there would be, like, fun and all the things. It was like a mini seminar, which was the big event that Mary Kay put on every June or July. So I went to this January jumpstart as a sales director that was now full time in the business. And there were the top five sales directors got to speak at the January jumpstart. I wanted to get on stage and speak. That was literally the impetus. And so I went and I asked Pam, hey, Pam, how do I get up there? She said, you have to be one of the top five directors. Game on. Literally, I am the person. And then I remember going to my upline director at the time and saying, hey, I'm gonna become a top five director. And you know what she said to me? She said, darnell, let them have that. She was another black director. Let's just do. It was my dad all over again. Let's just do well enough to stay directors. Let's not try to get up on the big stage. Like, don't do that. Like, it's gonna be hard to beat. Emily was the top director at the time. It's gonna be hard to beat Emily. If you want me to do anything, Christina, tell me. I can't. Tell me. I can't. I am. I don't know if you're familiar with the Enneagram. I'm a number three. The performer or the achiever. I will perform to get accolades. And Mary Kay Ash had this quote. People will work harder for praise and recognition than they will for money. Darnell will work harder for praise and recognition than she will for money. And so between my director, my upline saying, you can't do it, and my national saying, this is how you get on the stage. That was a motivation enough for me to become so. So I finished that. Now, this was January that I asked this question. Now, I told. Already told you. By June, I was picking up a pink Cadillac. So by the end of the seminar year, which was June, I had gone from number. I think I was like, number 30 in the directors to number five in the directors from January to June. And I earned my car. By the next January, I was the number one director in our national area.

Krisstina Wise:

Wow.

Dr. Darnyelle J. Harmon:

So not only did I get to speak on stage, but I got to speak twice, and I got to speak at a seminar, I mean at a. Oh, what was the thing? Career conference, I think is what it was called. All because of. All I wanted was to be on the microphone in front of other people. That was it.

Krisstina Wise:

And then what? So what I hear there is that you are very goal oriented. So success trait is goal oriented. You like the challenge, the recognition is cherry on top, but really driven by a big goal. Like and especially goal where it's practically impossible to achieve. And based on those opinions, what else? Like then what kept you on track? It's one thing to set a big goal, but it's another thing to actually do what it takes to meet that goal.

Dr. Darnyelle J. Harmon:

Yeah. And I want to caveat something you said, because I don't think that goals are impossible to achieve. I think anything is possible. I think that if you are willing to show up and be the version of yourself that can call that in while doing the things that need to be done. Like, I don't think it's all work today. Now this is the 49 year old Darnell. Right? Right. There was a point in time where I was like many people and I thought you had to work hard to make money because that's what was drilled into me from being a child. Right. I don't believe that today I think that you have to be and have capacity for money today. I realize that all success, including success financially, is realized through alignment. It is not realized through effort. Right. And so embodiment, not effort. That's what I know today. But back then in my 20s, when I was in Mary Kay, at the top of Mary Kay, yeah, I was working hard, I was busting it. I mean, I was doing all the things and the things that other people weren't willing to do because I've always held this, well, what's the worst that could happen? Kind of belief like, okay, I'm going to show up fully. I'm going to give God something to bless. I'm going to invite God to put his super on my natural, his extra on my ordinary. And together we're going to do something that defies the odds. And I'm going to do this so that God gets the glory in it because he inhabits the praises of his people. And if he's getting the glory, then he's going to continue to shine the light on me and give me success because he knows that when I get the success, I'm going to honor him because I know that he is the source of all of my success. And so that was my M.O. that was my thinking, that was my rationale. And so if I believe that, and I do with every fiber of my being, then any goal can be realized. The question today, 49 year old Darnell, the question is that I want what I want. So today I happen to be really untethered. And what that means is that I'm a fully surrendered vessel and I am not into or concerned about accolades and validation from other people. That was the younger me. But as I age, as I mature, as my relationship and my alignment and connection to the creator of the abundant universe that I live in today continues to evolve, I know that it's like, like Solomon said in Ecclesiastes, like all of these things will fall away. But the wisdom that I hold is really the truth to my wealth, right? And how that wealth is realized. So that's who I am today. Now, there's been a long evolution in between. So let's connect some of those dots for the people that are listening, because again, I didn't wake up like this. And it might be hard for you listening to this conversation to get here and say, I'm sorry, what? That makes no sense to me because I'm out here busting my butt and I'm still not accomplishing what it is that I endeavor to do and what I say I wanna do. And so it is soul, the inner work and the strategy. It is the two together. The soul work at three times the rate of the strategy. You've gotta be in alignment first, you've gotta believe that you are worthy of and deserving to, to have whatever it is you're setting the goal for. Because if there's any part of you, and usually it's the subconscious part of you that truly does not believe you are worthy of it. It doesn't matter how much effort you expend and how many times you tell yourself you are worthy, you will not achieve it. Your subconscious mind is always going to win when there is a battle between it and your conscious mind. So if your conscious mind and your subconscious mind are not saying the same thing, you are out of alignment. And until you get into alignment, whatever it is you desire is not coming into your life experience. So begin to do the work to get in alignment. Which means you're going to have to challenge beliefs. You're going to have to trace patterns, you're going to have to ask yourself, where did this originate? And go back to the source of it and dismantle it and disprove it, because your body has internalized it as a truth. And because it is a truth in your body, it is relegating and, and regulating how you show up in your life experience. This is neuroscience. This is the spirituality of wealth and money that you've got to contend with and understand in order to be able to see the money flow in. It is not as simple as I transact and I earn. It is very spiritual, very neuroscientific in addition to the physical attributes and moves that you make that creates the money.

Krisstina Wise:

Damn, girl. So well said. I love this. Like you know, challenge beliefs and break the patterns and you have to really look underneath the really put a microscope to the subconscious beliefs which is effort and work. And so few people actually do the work to clean up all the stuff that ultimately is what's keeping them from, like you said, hitting whatever those goals are.

Dr. Darnyelle J. Harmon:

Yep. And it's right there. And if you want it, it wants you. I believe that every desire that you have is not your original construct. I believe in the Bible talks about that when you delight yourself in the Lord, he gives you the desires of your heart. So the things that you want and desire to bring in, I don't believe you came up with them on your own. I believe that divine guidance and divine downloads gave you the desire in the first place. And what I know is that if he gave it to you, he also will bring it to you. So that means that he's already created the provision for the vision that you hold about the thing that you want. That doesn't mean that there is not something you have to do. Right. We have to give God something to bless. James says faith without works is dead. So we can't just hope for it. Hope is not a strategy. There is some action we have to take. Some of the action is physical. Most of the action is spiritual, emotional and kinesiatic alignment is what most of the action is. And that's the part we're unwilling to do. We're willing to go expend the effort, but effort alone isn't going to make you millions. It's going to make you tired.

Krisstina Wise:

What? Girl like you just have me pausing because you're just so well spoken with this. I don't know if I've ever talked to anyone that it just so powerfully and succinctly and directly was able to speak to money, mindset, to abundance versus lack, spirituality, faith, conscious, subconscious, neuroscience, all the above. So one question I have that I mean, obviously you're powerful, you're positive, you are proven. Has it been an easy journey? And let me even get more specific. Like have people tried to pull you down or tell you down, tear you down or say you're to this or you to that, you're to that. And if so, what have you done to persevere regardless of others that have tried to thwart your ambition?

Dr. Darnyelle J. Harmon:

Yeah. So have people tried to tear me down and. Absolutely. Right, Absolutely. I think that when you are as powerful as I am, you present a mirror to other people. And when every, when anyone is faced with an opportunity to take a look at themselves in the mirror, most often if they don't have self love and self worthy worthiness, they are not going to like what they see. And so it is easier to project their disdain on someone else than to admit that they were unwilling to do the things in order to have the same result. So absolutely people have tried to pull me down. I think Terry Cole Whitaker said it best with her book. What you think of me is none of my business. Now I didn't wake up like this. So there were years where I would get my panties in a bunch because someone was talking bad about me or someone was saying things about me that weren't true. But over the years I've come to realize that greatness is attacked, it's harassed, it's misunderstood and it is often the source of, of antagonistic behavior. And so once you realize and you step boldly into your greatness and you know that you are worthy and you deserve it and everything that comes to you, you did the work for. Maybe not the physical inertian work, but you did the mental, the spiritual, the psychological work to experience it, you start to pop your own collar and you start to stop needing validation. I don't need anybody else to tell me I'm brilliant. I know I'm brilliant, boo. You don't have to tell me. I am well aware. Right. And so once you hold that kind of confidence, it is still going to be misunderstood and people are going to call it arrogance. And what I say to all of the people who think I'm arrogant is that no, that's just my confidence bumping up against your insecurity.

Krisstina Wise:

Well said. And I guess the reason why I asked that is because do you think the need to be liked or not want, you know, that impedes people's success of like, oh my gosh, that I don't want somebody to talk negatively about me.

Dr. Darnyelle J. Harmon:

Yeah, I definitely do. I mean, I think as human beings, right, if we think about Maslow's hierarchy of needs, we are all seeking the safety and security of being Seen, safe and heard. That's all we want. So to be liked, Right? Social media has caused and wreaked so much havoc, especially in youngsters, because they just want to be liked. That little thumbs up is an indication that they matter, that they belong, that they are valued. Right. Unfortunately, they're seeking their validation in someone outside of themselves often because maybe they don't get it at home. Right. And again, that could be another conversation for another day. So, yes, I think it is innate in all of us to want to be liked, loved, seen, safe, heard. I think that there comes a time in your evolution as you embody who you are and who you were called to be, that the need for that validation to come outside of yourself, it starts to lessen. And so whereas you might have started as please like me, eventually, it's like whether you like me or not, it doesn't change the fact that I am the best thing since Pockets. It doesn't. It doesn't. Right. I mean, we can argue if you want, but just like the Bible says, let every man be fully persuaded in his own mind, in Romans, I say the same thing. I'm not arguing with anybody about anything. Whatever you believe is your truth. You get to have it. Like, you can hold on to whatever belief you hold and I'm going to allow you to do it. Like, I'm not going to convince you of anything other than whatever it is you choose to believe. That's just not my purpose and I don't want to expend my energy that way because we own, we all get the same amount of energy output. And I want to always be vibrating high. I want to always be attracting the things that I want. And I'm not coming down to your level to vibrate really, really low just so that I can make you feel better about yourself.

Krisstina Wise:

Yeah, right on.

Dr. Darnyelle J. Harmon:

Not gonna do it.

Krisstina Wise:

All right, well, we're bumping up against the our time here, so what do you do? Tell me about your business, what you do. Tell me about the revenue of your business and I know you have an event coming up, so tell us more. Kind of started the days of Mary Kay proven your what's possible and the goals you can hit all the way. Now, fast forward, you know, 25 years later.

Dr. Darnyelle J. Harmon:

Yeah, absolutely. So I run a company called Incredible One Enterprise. Well, I actually run a couple of companies, but my 70% of my work and output comes through Incredible One Enterprises. And we work with low to mid six figure entrepreneurs and we help them to become legacy led CEOs that generate seven plus figures a year. Our ultimate goal is to get our clients to the point where they are generating at least $3 million a year so that they can have a million dollars a year that they carve out for their wealth and their financial legacy. I believe legacy is financial. Go ahead, pass down that macaroni and cheese recipe if you want. But I also want you to leave something that they can fold so that we can continue to shift to generational trajectories. I think about the Rockefellers, and John D. Rockefeller set his family up for 700 years and then established an edict that every Rockefeller after him would teach their heirs about wealth.

Krisstina Wise:

So.

Dr. Darnyelle J. Harmon:

So that they will continue to extend their wealth for more years. And I think that we have the power to do that through our entrepreneurial endeavors as well. And so that's ultimately what we do. I am the creator of the Move to Millions method is it is our proven proprietary methodology that we leverage to help our clients connect their soul to the strategy that will allow them to scale and sustain a seven figure and beyond business.

Krisstina Wise:

All right, well, where do people find you and how do they attend your event?

Dr. Darnyelle J. Harmon:

Yeah, absolutely. So just for listening to this powerful conversation today, if I said anything that strikes a chord with you, I want to invite you to go to movetomillionsgifts.com Both millions and gift are plural. Move to millions gifts.com I've curated a special bundle of gifts for you. And just by sharing your contact information, you'll get access to a couple of special trainings that I've done that will allow you to learn more about my work and also see the behind the scenes of how I've built an eight figure business empire and how we're continuing to grow it to $100 million is our goal for our portfolio. All of the details about how to connect with me on social media and to learn about our events are going to be waiting for you when you go to Move to Millions gifts dot com.

Krisstina Wise:

All right. Easy peasy. Darnell, you are amazing. I already knew you're amazing. I love meeting you at that event. Like I said, I couldn't wait to have this conversation with you. And I mean, you just impressed me even more, which I didn't think was possible. So thank you for sharing your wisdom, your mindset, your power, your grace, your humility, your soul, your confidence, your words with us today, like, beautiful.

Dr. Darnyelle J. Harmon:

Thank you so much for having me. I appreciate it so much.

Follow

Links

Chapters

Video

More from YouTube