In this episode of The D Shift, Mardi Winder speaks with financial professional Bill Walters, founder of Perfectly Imperfect Families, about how to create financial protection for children during and after divorce.
Drawing from his own personal experience, Bill shares how navigating divorce shaped his passion for helping families make smarter financial decisions during major life transitions. He explains why many divorce settlements rely on standard or “boilerplate” solutions that may not fully protect children or provide long-term stability for families.
Mardi and Bill explore how thoughtful financial planning goes beyond numbers and focuses on creating security, flexibility, and peace of mind. A key part of the conversation centers on life insurance in divorce settlements and how it is often misunderstood or improperly structured. Bill also discusses the role of trusts as a way to manage insurance payouts and ensure funds are used in a way that truly supports children over time.
They also address the emotional side of money, recognizing how stress, fear, and uncertainty can influence financial decisions during divorce. Bill emphasizes the importance of education, clear communication, and taking a more intentional approach to financial planning rather than reacting under pressure.
In this we discuss:
• Why standard divorce settlements may not fully protect children financially
• How life insurance is commonly used and often misunderstood in divorce
• The role trusts can play in protecting children’s financial future
• How to think beyond “boilerplate” solutions and plan strategically
• Why mindset and emotions influence financial decisions during divorce
This episode offers practical insight for anyone who wants to make more informed financial decisions during divorce while prioritizing the long-term well-being of their children.
About the Guest:
Bill Walters is a Financial Professional and founder of Perfectly Imperfect Families. He helps individuals and families navigate major life transitions by simplifying complex financial and planning decisions into clear, confident next steps. Bill is known for his calm, human-centered approach that builds trust and empowers people to move forward with clarity during uncertain seasons.
For Bill’s gift: https://calendly.com/wjwalters/15-minute-discovery-session
To connect with Bill: (phone 267-278-5062)
Website: www.perfectlyimperfectfamilies.com
LinkedIn: https://www.linkedin.com/in/billjwalters/
Facebook: https://web.facebook.com/PerfectlyImperfectFamilies
YouTube: https://www.youtube.com/@BillPerfectlyImperfectFamilies
IG: https://www.instagram.com/perfectlyimperfectfamilies
About the Host
Mardi Winder is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce.
Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".
Connect with Mardi on Social Media:
Facebook - https://www.facebook.com/Divorcecoach4women
LinkedIn: https://www.linkedin.com/in/mardiwinderadams/
Instagram: https://www.instagram.com/divorcecoach4women/
Youtube: https://www.youtube.com/@divorcecoach4women
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