Is it possible to create a legal framework that not only protects your bitcoin but allows it to grow in value? I believe so and on today's podcast I discuss how we can do that.
News and Links
Stacker News Post
https://stacker.news/items/35089
https://bitcoinist.com/exploited-bayc-discord-admin-leads-to-150-eth-heist/
https://cointelegraph.com/news/gillibrand-and-lummis-state-that-most-altcoins-are-securities
Podcasting 2.0 Apps Available at http://newpodcastapps.com/
I can be reached by email at mcintosh@genwealthcrypto.com and on twitter at @McIntoshFinTech. My mastodon handle is @mcintosh@podcastindex.social. Looking forward to hearing from you!
Website
Music Credits
Protofunk by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/4247-protofunk
License: https://filmmusic.io/standard-license
The following music was used for this media project:
Music: Ethernight Club by Kevin MacLeod
Free download: https://filmmusic.io/song/7612-ethernight-club
License (CC BY 4.0): https://filmmusic.io/standard-license
Artist website: https://incompetech.com
Hey, everyone.
Speaker:No one on this podcast is a financial advisor, and all information presented on this podcast
Speaker:is for informational purposes only.
Speaker:Now that we have the legal stuff out of the way, let's jump on in.
Speaker:Welcome to the Generational Wealth with Cryptocurrency podcast.
Speaker:I'm your host, Macintosh.
Speaker:Today we're going to talk about long-term wealth management.
Speaker:The tea is hot, and the market is dumping.
Speaker:I don't want to make light of it, but I don't think, at least to our listeners, this is
Speaker:entirely unexpected.
Speaker:The market is down quite a bit.
Speaker:Right now, as we record, we sit at $25,500 and roughly $50.
Speaker:We touched all the way down to $24,915 on the chart that I'm looking at.
Speaker:It looks like it might possibly be the bottom for now.
Speaker:We will see.
Speaker:There's not a whole lot between where we're at and $22,000, or actually closer to $23,000
Speaker:at this point.
Speaker:That would be the famous 200-week simple moving average that we have discussed before.
Speaker:If you recall, when we break the 50-week moving average, we touch the 200-week moving average
Speaker:typically.
Speaker:We have seen that multiple times in the past with Bitcoin.
Speaker:Ethereum, actually, I did not realize this, but Ethereum is even closer from what I'm
Speaker:looking at, the 200-week simple moving average on it is at $1,200 roughly, and we are actually
Speaker:pressing down towards it.
Speaker:We are at $1,358 right now.
Speaker:The bottom looked like it was at $1,304, which to me, from my charts, was more of a psychological
Speaker:level of $1,300 than anything else.
Speaker:I didn't see any Fibonacci levels or anything like that.
Speaker:So that is the market update.
Speaker:I'm afraid, as I said, it's just not looking good right now.
Speaker:We were down again for the week by quite a bit.
Speaker:The stock market is still in freefall.
Speaker:It's just the way things are right now.
Speaker:I do not think this is going to straighten out for any of this until they hit these 200-week
Speaker:SMAs and maybe even go lower.
Speaker:What can you do during this time, and this is not the bulk of this episode, we've got
Speaker:other things to talk about, but what can you do?
Speaker:You can do what we've always talked about.
Speaker:You can DCA.
Speaker:You might want to accumulate to buy at certain levels, like 200-week moving average, roughly.
Speaker:Let's see, I can tell you what the 200-week moving average is for Bitcoin right now.
Speaker:Flip over to that real quick, and there should be right about, right about, oh, I don't think
Speaker:I have that one turned on, sorry, there it is.
Speaker:Currently it is sitting at $22,416 at least on Bybit, so my suggestion would be, actually
Speaker:this is not Bybit, this is an index trading, so my suggestion would be you might want to
Speaker:set levels somewhere around there if you're going to kind of buy in at that level.
Speaker:I think it's a pretty safe bet at this point that we're heading down that way.
Speaker:That's certainly not financial advice, but you might not, you might, that's basically
Speaker:an alternative view.
Speaker:You could just DCA, don't worry about it, just buy whatever you're going to buy, or
Speaker:you can kind of set that aside and then wait for it to hit that level and buy, but here's
Speaker:the thing that you want to keep in mind, when it hits that level it might very quickly bounce
Speaker:and you may miss your opportunity, so you have to be very careful about that.
Speaker:All right, let's move on to the meat of today's episode.
Speaker:So earlier this week I actually had a work conference up in Manhattan actually in New
Speaker:York City.
Speaker:I took the opportunity to go down to Wall Street actually and visit the bull, there's
Speaker:a very famous statue of a bull down there, and I took a couple pictures of it, might
Speaker:throw one up on Twitter if you're following me on Twitter, McIntoshFintech, but while
Speaker:I was there I took the opportunity to ask a question on Stacker News.
Speaker:As you guys know, I sometimes post on Stacker News, I was going to do it regularly, frankly
Speaker:that just hasn't worked out, but in this case I posted a question and I'm actually going
Speaker:to read this question, we're going to discuss it.
Speaker:I was honestly looking for comments, I got comments, a number of them, and it gave me
Speaker:quite a bit of insight I guess you could say into people's thoughts.
Speaker:And I think there's some validity to some of what was said on here, some of it was just
Speaker:frankly funny, some of it was maybe even a little bit rude, but I guess that's the internet
Speaker:these days.
Speaker:So the question is this, let's make a hypothetical example, let's say you've accumulated one
Speaker:bitcoin, okay, most of us if we've been in for a few months and we've been conscientious
Speaker:about buying, DCAing, and it's going to take a while, but with hard work you can accumulate
Speaker:one bitcoin.
Speaker:Now that may seem like a difficult task to do, but it is possible I believe for most
Speaker:people.
Speaker:It may take you stretching yourself frankly, but let's say you've accumulated one bitcoin,
Speaker:you believe that 10 years from now, 2031, excuse me, 2032, the years are flying by,
Speaker:it could be worth a million dollars in today's money and I think that's very important because
Speaker:we don't know what the future will hold, I mean it's worth a million dollars in today's
Speaker:US dollar value, purchasing power if you want to put it that way.
Speaker:Now that's a lot of money for a lot of people.
Speaker:How can we maintain that for long-term generational money?
Speaker:I don't want to sell that bitcoin for a million dollars and then go out and blow it, right,
Speaker:buy some fancy cars, you could go through a million dollars believe it or not very very
Speaker:quickly, right, buy some nice cars, maybe get too big a house, all of a sudden you turn
Speaker:around and your money's all gone.
Speaker:What are some ways that bitcoin could be safely maintained over the long term and hopefully
Speaker:grown in value?
Speaker:So in other words, I don't necessarily just want to put this on a hardware wallet, I want
Speaker:to potentially be able to have it grow over time, like when you used to put money in the
Speaker:bank and you would get 5% interest on that and then over time it would grow in value.
Speaker:That doesn't really work that way anymore.
Speaker:But what if we could do that with bitcoin, would that be possible?
Speaker:So we're looking at safely maintaining it, we're looking at hopefully growing it and
Speaker:I do have some ideas and I'm going to discuss that.
Speaker:Some of the ideas that came up were, you know, I don't know, they were new, they were different.
Speaker:All right.
Speaker:And I will put a link in the show notes to this by the way.
Speaker:And I'm not going to read all these answers.
Speaker:Some of them were just kind of silly.
Speaker:Some of them were, I didn't really agree with to be honest, but I may read part of their
Speaker:questions maybe.
Speaker:For example, one person said generational wealth comes from foundations, make it physically
Speaker:impossible to spend the money or move it out of investments for your children.
Speaker:And then they said, or brainwash your children and to always put in the family business first
Speaker:and never selling it.
Speaker:That's the two ways old money families from Europe stayed rich for generations.
Speaker:Now I don't really agree with the second one.
Speaker:Now I have children, I have several children and first of all brainwashing implies things
Speaker:that I don't really care to do to my children, but the reality is my children are different
Speaker:from me and I can teach them principles and I can teach them fundamentals and foundations
Speaker:and give them a path, but they are going to go out and choose their own way.
Speaker:And their way may not be, they may not understand, they may not believe in Bitcoin.
Speaker:So within a few years after I'm gone, they may take that and squander it so to speak.
Speaker:Okay that's certainly possible, but let's look at the first one, foundations.
Speaker:Now I'm a little out of my depth on some of this, I'll be honest, although I basically
Speaker:understand a foundation and a trust, they're both somewhat similar.
Speaker:You put assets, whether that's, it could be a number of things actually, in this case
Speaker:it would be a Bitcoin or multiple Bitcoins, whatever, and it manages it.
Speaker:Now there's a legal structure for that, you can set it up for charities, you can set it
Speaker:up for your children, for their children and for the people that follow after you so to
Speaker:speak, and that's all managed in a legal manner and they cannot go in and change that so to
Speaker:speak.
Speaker:They're not given the ability to do that.
Speaker:So that's certainly one way and that was kind of the way that I had been thinking about
Speaker:it.
Speaker:Okay, so another reply was, I think you can do in a trust whatever you want, old money
Speaker:has in the laws of their trust that all money is invested in stocks or real estate.
Speaker:That's probably true.
Speaker:These are the kind of the investments that we're talking about traditionally.
Speaker:You could make your trust with Bitcoin and Lightning node or mining hardware.
Speaker:So if I understand what they're saying here correctly, basically the trust or the foundation
Speaker:would actually run a Bitcoin Lightning node or multiple Lightning nodes and mining hardware.
Speaker:And I like that from the sense that both of those theoretically are going to give you
Speaker:more Bitcoin over the long term.
Speaker:Right now with current mining hardware, higher end hardware, you would get about, I want
Speaker:to say 0.15 and please don't quote me on this, but I believe it's 0.15 Bitcoin per year per
Speaker:mining unit and that's not accounting for electricity and hosting costs.
Speaker:So anyways, I like that because it should over the long term continue to generate income
Speaker:that could be dispersed.
Speaker:So maybe you build up your one Bitcoin and you use that to fund the mining hardware,
Speaker:which certainly you could run more than one unit.
Speaker:And that's going to be generating basically this, think about it.
Speaker:If I had 10 mining hardware units, then they're going to be generating 1.5 Bitcoin a year
Speaker:and that if certainly a Bitcoin over a million dollars a year, that's a lot.
Speaker:Now I'm not saying that a unit could generate that much Bitcoin in 10 years.
Speaker:I don't know.
Speaker:That remains to be seen, but I hope that makes sense.
Speaker:I hope you see where that's going.
Speaker:Again, this is creating a long-term stream of money.
Speaker:And this person went on to say, why would you even want to dictate what your children
Speaker:and descendants do?
Speaker:I'm not, I don't know.
Speaker:I'm not sure where they're coming from.
Speaker:He says, is it unethical?
Speaker:What if they want to blow it basically?
Speaker:And I just don't agree with that.
Speaker:If I create the money, if I create the wealth, I have every right to be able to determine
Speaker:how that's spent.
Speaker:I may want to give it all to charity and then my children get nothing.
Speaker:Or I may choose to, what I don't want to do, my wife and I actually have conversations
Speaker:about this quite a bit.
Speaker:We don't want to give our children so much that they kind of just, how can I put this?
Speaker:They don't have to work.
Speaker:They don't have to, they're trust fund babies.
Speaker:I don't know what else, and that's kind of a derogatory term, but it kind of fits.
Speaker:They don't do anything.
Speaker:They just take the money from the trust and they blow it.
Speaker:They spend it all.
Speaker:I want my children to have a good life and I want them to have opportunities maybe that
Speaker:I didn't even have, but I do want them to work because there's a lot of value in work.
Speaker:And I don't want them out blowing it on hookers and cocaine basically, as this person implied
Speaker:would be perfectly acceptable.
Speaker:That's not okay to me.
Speaker:They make their own money.
Speaker:I suppose they can do that.
Speaker:That's their moral choice at that point.
Speaker:But I don't see anything wrong with providing guidelines for that.
Speaker:And I do know that most people, if you hand them a bunch of money, let's say my wife and
Speaker:I, you know, we were to basically create a million dollars of wealth in our lifetime
Speaker:and we die and we divide that up among our children with no restrictions, no preparation,
Speaker:no nothing.
Speaker:The reality is most likely that money is going to be gone in a few years and that's not what
Speaker:I want.
Speaker:Another person said providing high value service to stackers, meaning people who stack Bitcoin.
Speaker:I like the answer in a sense, but at the same time, basically you're building a business.
Speaker:If I'm doing that, if I had a business that I developed during my lifetime, which is a
Speaker:possibility, then maybe I could put that somehow in that trust and use that to generate the
Speaker:income.
Speaker:So that's not a bad idea at all and it's certainly not one I'd even thought of.
Speaker:So this person gave me a good reply.
Speaker:This might be something straight from, this might be straight from something Sailor, Michael
Speaker:Sailor has said, and I'll explain who he is in just a second, but you could have a large
Speaker:multi-sig or multi-signature wallet.
Speaker:I'm having to fill in a little bit on what they're saying here, maintained by a foundation's
Speaker:board or a board of some kind of trust.
Speaker:Okay, so this is what we're talking about.
Speaker:Michael Sailor, by the way, he's the CEO of MicroStrategy.
Speaker:They're one of the largest Bitcoin holders in the world.
Speaker:By the way, it does look like we are getting a little bit of a bounce here.
Speaker:It's 25.7, so we've almost come up $1,000 from the bottom at this point, getting close
Speaker:to it.
Speaker:So maybe we'll have a small bounce up to 30K or something like that.
Speaker:We'll just have to see, kind of get us back in that range or we may have a short term
Speaker:bounce and then dump again.
Speaker:All right, anyways, back to what we were talking about.
Speaker:Michael Sailor, very large amount of Bitcoin, and I believe he has said this kind of thing,
Speaker:but you could have, like you said, a multi-sig wallet maintained by the foundation's board.
Speaker:The thing about that, and there's nothing wrong with that.
Speaker:It's a very conservative approach, but that approach, if you just put it in a wallet,
Speaker:let's say I have one Bitcoin, let's say that Bitcoin is worth a million dollars.
Speaker:It's still not generating income, so eventually it will be gone, whether it's my children
Speaker:or their children or their children's children.
Speaker:I am truly trying to think of potentially long-term hundreds of years, and maybe I shouldn't
Speaker:be.
Speaker:I don't know, but I do know that there are families, typically European families, who
Speaker:they had built up wealth hundreds of years ago, and they do have it set up so that their
Speaker:ancestors are, in a sense, taken care of.
Speaker:I do see that opportunity potentially with Bitcoin.
Speaker:All right, moving on.
Speaker:In a world where we have other types of covenants, perhaps you could explicitly restrict on what
Speaker:timeline and how the Bitcoin is spent.
Speaker:You certainly could through the foundation or the trust.
Speaker:He says, or she or she, I don't know, I remember hearing that generational wealth is exhausted
Speaker:in three generations on average, and I want to spend just a second on this.
Speaker:To me, this makes pursuing generational wealth seem like a losing battle, and time is better
Speaker:spent investing in quality time with your future generations.
Speaker:Look, I agree with the stat.
Speaker:I've heard it before.
Speaker:Typically that wealth that's passed down is gone within a very short period of time.
Speaker:I do know that there are people who are able to maintain it over a long period of time,
Speaker:and that is with things that typically they're creating dividends or it's some type of real
Speaker:estate holding that's growing in value.
Speaker:There's something like that there, okay?
Speaker:There has to be.
Speaker:But I'm going to dispute this person a little bit.
Speaker:I'm not working on this any harder than I'm working on anything else, so I'm not sacrificing
Speaker:my family for this, and what I am doing is very potentially giving them an opportunity
Speaker:in what I believe is going to be a very difficult world.
Speaker:I do not think things are going to be easy for a long time, and preparing them, giving
Speaker:them the ability to not live in poverty potentially, I think is not a bad thing.
Speaker:So even though I had to be careful about balancing my work-life thing, that's actually separate
Speaker:from this.
Speaker:I'm not going to take a huge amount of my time, and so I just honestly straight up disagree
Speaker:with the person about that, but I appreciate their input, and it was some valuable information
Speaker:there.
Speaker:So let's see.
Speaker:Now here's another thing.
Speaker:I'm going to touch on this briefly.
Speaker:I don't know enough about it to be honest, but I will say this.
Speaker:I think the idea is the same for everyone with a lot of assets nowadays, i.e. pre-crypto-rich.
Speaker:You borrow against them, the assets, and repay the loans with what your assets are producing
Speaker:or their appreciation.
Speaker:Okay, so here's the thing.
Speaker:When you borrow against an asset, when you make a loan, that loan is not taxable.
Speaker:So if it's a large enough amount, you can make $100,000, $200,000 loan for the year,
Speaker:and it's basically tax-free.
Speaker:This is one of the ways that people who are wealthy maintain that wealth and minimize
Speaker:their taxes.
Speaker:The idea is if I have a real estate asset, I borrow against it, and then I repay it with
Speaker:the money that that asset is producing, or I repay it through the appreciation.
Speaker:That part I don't quite get because I'm really chewing into my capital if I do that, if it's
Speaker:not appreciating very much at least.
Speaker:But I could borrow against Bitcoin.
Speaker:Right now Bitcoin's all over the map, right?
Speaker:And we see this as we talk.
Speaker:It's down from $69,900 down to $25,000.
Speaker:It may go lower.
Speaker:Well, I believe it's going lower.
Speaker:It might certainly go higher.
Speaker:We don't know.
Speaker:But at some point, Bitcoin will stabilize when its value is found, whatever that value
Speaker:may be.
Speaker:Now, I think that value will be a lot higher.
Speaker:And then I could take a loan out against it.
Speaker:Maybe I can live on $50,000 a year after I retire.
Speaker:Let's just say that as an example.
Speaker:I could borrow $50,000 against my Bitcoin.
Speaker:And then my Bitcoin, which I'm also mining, I can generate or, well, I'm using on the
Speaker:Lightning Network, for example, I can use that to repay that loan.
Speaker:I don't know if all that would work or how much Bitcoin would be required.
Speaker:But it's certainly done, as I said, by people who are wealthy.
Speaker:Look, if you're at that level, you're definitely going to be getting financial advice from
Speaker:a financial planner and not from the dude on the podcast.
Speaker:But I'm just trying to give you guys ideas.
Speaker:All right.
Speaker:It does actually look like we're getting a pretty good bounce here.
Speaker:So maybe we have found the bottom for now.
Speaker:Very interesting.
Speaker:All right.
Speaker:So that's really what I wanted to cover in the main part of this podcast.
Speaker:Just give you guys some ideas.
Speaker:I would hope you're doing this for long-term wealth.
Speaker:That kind of is the point of the podcast.
Speaker:And I want you to look beyond, I want to make some money and pass it on to my kids.
Speaker:And maybe that's all you want to do, and that's okay.
Speaker:You may need to do a trust or a foundation for them.
Speaker:But when I say generational wealth with cryptocurrency, I mean generational wealth.
Speaker:And I've been thinking about that for a long time.
Speaker:And I am solidifying my thoughts around that and about how I want to pursue that.
Speaker:Now, I'll be honest, I will probably be pursuing it through mining of crypto.
Speaker:I look to be doing that because Bitcoin mining is not going to go away and it's going to
Speaker:go on for the next hundred and twenty odd years.
Speaker:So there's a long-term opportunity there.
Speaker:All right.
Speaker:Just some stuff to think about.
Speaker:Let's talk about the news.
Speaker:There's certainly been some news.
Speaker:This actually came up last week before I, maybe even before I recorded this podcast.
Speaker:I had not talked about it.
Speaker:But I don't think any of our listeners probably had the Board 8 Yacht Club NFTs.
Speaker:If you do, please let me know.
Speaker:Maybe you could gift it to me.
Speaker:That'd be terrific.
Speaker:But regardless, there was a hack of the Board 8 Yacht Club.
Speaker:It was done through social media.
Speaker:It was done through Discord, Telegram.
Speaker:And it's just another warning that you need to be careful on the internet.
Speaker:So apparently it was done through Discord, actually.
Speaker:And there was a fraudulent link posted by one of the community managers.
Speaker:Their account actually got hacked.
Speaker:And then the hacker posted a link on the Discord channel claiming a free mint.
Speaker:And it was just a phishing link.
Speaker:And so they stole, it was something like 150 ETH worth of, or 150 ETH.
Speaker:So it was a lot of money.
Speaker:In my opinion, the responsibility for this lies directly with Board 8, with that community
Speaker:manager and the people who hired him, which was the Board 8 Yacht Club or whoever it is,
Speaker:the company behind them.
Speaker:Simple, that's all there is to it.
Speaker:If you have this kind of thing, you can keep NFTs off chain.
Speaker:You do not have to be super careful when you're clicking on links and that kind of thing.
Speaker:Make sure you know where they're coming from.
Speaker:All right.
Speaker:I did want to take a minute and discuss the regulation that's moving through the US federal
Speaker:government about cryptocurrency.
Speaker:So it's looking like, well, we don't know whether it'll be passed or not, but this bill
Speaker:is gaining traction by Senators Gillibrandt and Loomis.
Speaker:And I hope I'm saying Senator Gillibrandt's name correctly.
Speaker:But one of the things that came out as part of this in some conversation, and it doesn't
Speaker:actually say where, but they did say that Bitcoin and Ethereum, they consider commodities
Speaker:while the rest are considered, at least most of the rest are considered securities.
Speaker:This is something we might want to explore on an individual episode, but it's a very
Speaker:important distinction between commodities and securities.
Speaker:Commodities would not be covered under the SEC and they're treated differently.
Speaker:Now I wanted to point that out.
Speaker:I will make a link to it in the show notes, but I also wanted to talk about, I do want
Speaker:to talk about the bill itself.
Speaker:There's two, I think, there's a second important thing.
Speaker:One of the things besides this discussion about how they fall under SEC jurisdiction,
Speaker:they're actually saying that it would fall under the CFTC.
Speaker:I'm not exactly clear on who, I think that's the commodities, it must be commodities watchdog.
Speaker:It's basically the SEC for commodities.
Speaker:But one of the hugely important things, and that might not be proper English, but it's
Speaker:super important, is that their bill is going to liberate what they call small scale purchases
Speaker:of goods and services by making transactions of less than $200 tax free.
Speaker:Wow, Bitcoin is a currency.
Speaker:That's an amazing thought, right?
Speaker:That was its original purpose, despite what people believe sometimes.
Speaker:So to me, that's a super important thing.
Speaker:I would love to see that.
Speaker:And I encourage y'all, I have encouraged y'all in the past, whenever chance you get to be
Speaker:using Bitcoin with the Lightning Network, with the Strike app, with these cash app,
Speaker:with these different apps, to use it as a currency.
Speaker:But why?
Speaker:Well, a number of reasons, but specifically it's going to, as more and more people do
Speaker:that, it's going to increase the exposure of Bitcoin and it's going to create more
Speaker:market cap, essentially, as more and more people do that.
Speaker:So I personally think that's super important.
Speaker:But the bill in and of itself is simply going to give a lot of validity to the crypto market.
Speaker:So this is a super important bill.
Speaker:I hope it gets through.
Speaker:I hope it gets through.
Speaker:We will see what happens with that in the coming weeks or months.
Speaker:I don't know how long it will take, to be honest.
Speaker:Who knows?
Speaker:They go on vacation.
Speaker:They come back.
Speaker:I don't know.
Speaker:I can't keep up with Congress and their schedules and so on and so forth.
Speaker:So there you go.
Speaker:That's the news.
Speaker:Not a whole lot other than, as we said, the markets in a free fall.
Speaker:We'll see where it goes.
Speaker:Please view this as a time of you can buy cheap, do not capitulate, do not sell.
Speaker:I do not care how low Bitcoin goes.
Speaker:Bitcoin is not going away.
Speaker:If it goes down and hits $9,000, it's just a tremendous buying opportunity because it
Speaker:will go up from there.
Speaker:In fact, it may go way, way up.
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Speaker:You can support the podcast in three ways, time, talent, and treasure.
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Speaker:There is a link for that actually on the homepage now.
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Speaker:By the way, I just want to stop right there really quick.
Speaker:Some really exciting stuff is going on.
Speaker:We've got live podcasts now, which is supported by multiple apps.
Speaker:We're also starting to see video being supported as a format.
Speaker:What I'm looking at doing, and especially if we're going to be in this crypto winter
Speaker:for a while, I'm going to take some time to hopefully set up a video setup so that we
Speaker:can stream it via video.
Speaker:I don't know how all that works out at this point, but I think it would be a good way
Speaker:to help you guys out because there are times when I would just love to show you a chart
Speaker:or this kind of thing.
Speaker:Give us a lot of people want a video experience versus just audio, so we'll see.
Speaker:Anyways, if you like the content, I would love it if you would tell your friends about
Speaker:Generation Wealth Cryptocurrency Podcast.
Speaker:Thanks for being here, everybody.
Speaker:I hope this has been helpful, and I would love to hear from you.
Speaker:I'm on Twitter at McIntoshFintech.
Speaker:You can reach me by email at McIntosh at GenWealthCrypto.com.
Speaker:Of course, the generational wealth website is at GenWealthCrypto.com.
Speaker:Now go out and make it a great week.