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00:00 Introduction to the Debate

01:13 Roccy DeFrancesco's Background

03:37 Why Cash Value Life Insurance?

06:01 Understanding Cash Value as an Asset

08:27 The Problem with IUL Illustrations

10:52 Comparing IUL and Whole Life

13:18 Infinite Banking and Early Cash Value

18:06 The Truth About IUL Loans

20:26 Why Whole Life Agents Hate IUL

27:43 Addressing IUL Critics

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*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.