Debt isn't the enemy. Fear of debt is. In Part 2 of Broke Is a Behavior, Coach Wiggins gets raw about the financial tool most people are too scared to touch — and why that fear is keeping them broke.

Being broke isn't just about money. It's a behavior. And one of the biggest broke behaviors is avoiding debt completely because nobody taught you how to use it — so instead it uses you.

In this episode:

• Why debt is a tool, not a trap — and what separates people who build with it vs. people who drown in it
• The difference between debt that costs you and debt that works for you
• How broke thinking turns debt into shame instead of strategy
• What you need to understand before you touch credit, loans, or leverage
• The raw truth about why fear of this one tool is holding your finances back

This is Part 2 of the Broke Is a Behavior series. If you haven't caught Part 1 (Seed or Snack), go back and start there — this series builds.

Broke is a behavior. And behaviors can be changed.