More then 340 million Americans are in debt. If you're one of them, today's the day to decide to change your money future. Today I'm going to show you exactly how to get out of debt using Dave Ramsey's debt snowball. You might have heard of a debt snowball before. But I can promise you, that the way it works in Dave's system is guaranteed to get you out of debt as long as you commit to the plan and change your habits. You ready?