Looking for land but want to skip the bank and the credit checks? You are in the right spot! In this episode, Scott breaks down 57 incredible properties available right now with Owner Financing.

IMPORTANT UPDATE: The property lookup URL is lmodo.in. To view a specific property from the video, go to lmodo.in followed by the property ID.

🔍 Browse All Land Deals: https://www.landmodo.com/deals

Which Land Buyer are you? 🏠 Bucket 1 - Land to live on today 🌱 Bucket 2 - Buy Land today for future use 🏕️ Bucket 3 - Recreational Land (Camping, Hunting, ATV, Horseback) 💰 Bucket 4 - "Land Banking" - Long-term investment

⚠️ WHAT BUCKET ARE YOU IN? ⚠️

In this episode, Scott proves that owner financing is 100% real, helping land seekers for over 11 years. He highlights how to bypass the "bank example"—where traditional lenders refuse small loans or demand massive down payments—by connecting directly with owners who offer deals for as low as $49 down or even $0 down. Plus, Scott explores the benefits of unrestricted land, the mystery of a "blurred" Texas listing, and the sudden disappearance of our favorite fishermen, Cletus and Fred.

Key Takeaways:

• The Bank Reality Check: Scott explains why banks won't mortgage land under $50,000 and why owner financing is the only way to secure a 5-acre property for just $200 down.
• Negative Interest? Scott finds a "typo" in a Costilla, Colorado listing where it's actually cheaper to finance the property than pay cash—effectively a negative interest rate.
• Zoning vs. Unrestricted: Learn the difference between "no rules" land and zoned communities, and why both have merit depending on your standards.
• The "Ben Franklin" Standard: Multiple properties are featured that cost less than $100 down and $100 a month, making land ownership truly affordable.
• The Missing Duo: Where are Cletus and Fred? Scott has a bone to pick with a Polk, Texas listing that features their lake but leaves out our favorite fishermen.

📍 Property Listings by State

To view a property, visit lmodo.in and enter the Property ID number.

Alabama

Jefferson County

0.43 Acres | Near Birmingham | ID: 348328

Arkansas

Izard County

0.25 Acres | Corner Lot | ID: 343947

1.66 Acres | Near Lakefront | ID: 345226

Sharp County

0.11 Acres | Under $100 Down | ID: 346165

Arizona

Apache County

1.04 Acres | Road Access | ID: 348579

1.13 Acres | Power Close By | ID: 345136

0.95 Acres | Great Views | ID: 348381

1.00 Acre | Affordable Ownership | ID: 343443

1.00 Acre | $160 Down | ID: 348408

5.00 Acres | Poster Child for Low Down Payments | ID: 348362

0.25 Acres | Ben Franklin Special | ID: 346946

Cochise County

0.37 Acres | Man Cave City Potential | ID: 324900

Coconino County

1.00 Acre | 30 Mins to Grand Canyon | ID: 345430

Mojave County

2.35 Acres | Effectively 0% Interest | ID: 348503

1.00 Acre | RV Spot | ID: 340829

2.10 Acres | $0 DOWN / Near Lake Havasu | ID: 346198

1.25 Acres | Negotiate a Ben Franklin Deal! | ID: 344573

1.32 Acres | 4-Bucket Property | ID: 348400

1.00 Acre | $199 Month | ID: 320290

1.00 Acre | Affordable Arizona | ID: 346047

Navajo County

2.50 Acres | Flat & Buildable | ID: 346454

Yuma County

1.00 Acre | Long-term Financing | ID: 348499

California

Modoc County ("The Library of America")

0.92 Acres | Sweet Spot Pricing | ID: 341542

0.92 Acres | Seller Competition | ID: 348319

Colorado

Costilla County

20.00 Acres | Skip the Bank / $1,500 Down | ID: 346929

5.30 Acres | Bordering a Creek | ID: 345502

4.00 Acres | "Louder than your 9-to-5" | ID: 348388

5.00 Acres | Off-Grid Cabin Ready | ID: 347287

5.00 Acres | Low Monthly Payment | ID: 348512

4.80 Acres | The Negative Interest Deal! | ID: 332675

5.00 Acres | Snow-Capped Mountain Views | ID: 345636

10.00 Acres | Mountain Legacy Lot | ID: 347288

5.00 Acres | $204 Month | ID: 345100

Saguache County

3.50 Acres | Surprise Beauty | ID: 344952

Florida

Levy County

0.25 Acres | Near Rainbow Springs (3D Map!) | ID: 347336

Putnam County

0.25 Acres | Lake Ready | ID: 344892

0.25 Acres | $0 DOWN / Negotiable Term | ID: 332183

0.40 Acres | Space to Spread Out | ID: 343856

0.33 Acres | Paved Road Access | ID: 348492

0.23 Acres | Tiny Home Visualization | ID: 330679

0.22 Acres | Lake Access Special | ID: 347122

0.25 Acres | $189 Down | ID: 347027

Sarasota County

0.23 Acres | Florida Living | ID: 348483

Washington County

0.23 Acres | $220 Month | ID: 338089

North Carolina

Ashe County

1.94 Acres | Grassy Creek / Brittle Lane | ID: 345848

New Mexico

Cibola County

5.00 Acres | Unrestricted Freedom | ID: 348270

Luna County

1.50 Acres | Close to Power | ID: 279439

0.50 Acres | Ben Franklin Special ($74/$74) | ID: 348571

Nevada

Elko County

2.27 Acres | $100 Down | ID: 316403

2.27 Acres | $199 Down | ID: 348551

1.00 Acre | Riding Spot | ID: 348138

Humboldt County

40.00 Acres | 12-Year Favorite / Massive & Remote | ID: 346660

Oregon

Klamath County ("The Library of America")

1.59 Acres | Beautiful & Affordable | ID: 348424

0.50 Acres | High Quality Lot | ID: 348254

5.00 Acres | Owner vs. Bank Deal | ID: 330290

Texas

El Paso County

0.31 Acres | Large Texas Lot | ID: 347423

Madison County

1.00 Acre | The Blurred Mystery Picture! | ID: 346543

Marion County

0.22 Acres | $240 Month | ID: 336860

Polk County

0.07 Acres | Where are Cletus & Fred? | ID: 307056