Six years. 200 episodes. And a lot has changed along the way.
After years of working, saving, and building toward financial independence, this milestone episode comes at a meaningful moment — just weeks after stepping away from corporate work. What once felt like a distant goal is now something much more real and a lot more nuanced than expected.
Looking back on the journey from Episode 100 to now, one lesson stands out: there is no perfect path to financial independence — only intentional tradeoffs. The decisions to travel more, spend more, and prioritize experiences may have slowed the math, but they made the journey far more enjoyable. And along the way, it became clear that FI isn’t just about hitting a number. It’s about building options.
To celebrate Episode 200, I’m joined by Joe Saul-Sehy, host of Stacking Benjamins, for a fun and insightful conversation built around the number 200. Together, they explore what truly makes retirees happy, how to use your time once work becomes optional, and why relationships may matter more than anything else on the path to financial independence.
Key Takeaways:
- Start using your freedom before reaching your FI number
- Design your time intentionally instead of defaulting to work
- Prioritize relationships before and after financial independence
- Accept that not every financial decision will be optimal
- Use money as a tool to improve your life today
- Build a lifestyle you actually enjoy along the way
- Recognize that FI is about options, not just a number
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Guest Summary:
Joe Saul-Sehy is a former financial advisor turned podcast host, speaker, and author. He is the creator of the popular personal finance podcast Stacking Benjamins, where he combines humor and practical advice to help listeners make smarter financial decisions. Through years of interviewing experts and studying retirees, Joe has developed a deep understanding of what truly leads to a fulfilling and happy life after work.
Connect With Justin
Email me at [email protected] or connect with me on LinkedIn.
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