With interest rates still at an all-time low, it’s a great time to think about either refinancing a current loan or taking out a loan that you’ve been considering for a while, maybe it’s time to look into your lending options in 2022.

Although no one knows for sure when rates will rise, and how much they will rise, what is known is that there’s a very good chance that they will rise in 2022.

In this episode of Beyond Bitewings, the team at Edwards & Associates answer some of your most pressing questions when it comes to taking out loans, whether it’s for a new practice, an existing practice, or refinancing a current loan.

They talk about what you need to know about rate lock-ins and why you may have more time than you realize to get your loan ready. They also discuss what you should know if you would like to get a start-up loan, why demographics are so important, and things to know about setting your loan term length to get the most out of your cash flow.

If you have specific questions about lending options in 2022 or if you'd like to have your question answered on a future podcast, please make sure to reach out to the Edwards & Associates team. Or contact any one of the excellent ADCPA affiliates across the nation at https://adcpa.org/.