In this episode of Beyond the Bombshell podcast, Michelle and Josh offer an intimate and candid look into the financial journey as a couple, discussing their personal experiences with money, mistakes, and lessons learned over the years. From their early disputes over spending habits and decisions surrounding purchases such as coffee machines and vehicles to the impact of financial decisions on their relationship and family dynamics, it encapsulates the challenges and growth they've faced. They dive into their upbringing and how it influenced their financial literacy, the consequences of impulsive buying, and the eventual lessons that led them to a more conscious and planned approach to finances. The couple also discusses the significance of sharing their story to help others learn from their mistakes and the importance of being prepared for the unpredictability of life. Towards the end, they stress the value of humility and imparting wisdom to the next generation about financial responsibility and the reality that any decision can significantly affect one's life.
00:37 Introduction: A Casual Chat About Finances
01:01 A Lesson in Frugality: The Coffee Machine Saga
01:35 Discussing Financial Mindsets and Mistakes
03:30 Exploring Family Financial Backgrounds
07:44 Navigating Finances Through Teen and University Years
09:55 The Journey of Financial Decisions Post-University
15:22 Reflecting on Home Ownership and Financial Choices
16:57 Reflecting on Financial Decisions and Lifestyle Changes
17:03 The Alberta Years: High Earnings and Lifestyle Choices
18:44 Moving Home and Facing Financial Realities
20:40 Navigating Unemployment and Financial Struggles
25:10 Adapting to New Careers and Financial Management
29:38 Learning from Financial Mistakes and Planning for the Future
35:12 Passing on Financial Wisdom and Supporting the Community
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