The vital difference between ambition and consistency.

How preparation, particularly in the Payments industry matters. Ambition, the spark, but it's the everyday showing up that actually makes the difference. Confidence is one trait many seek, yet Ugne shared that preparation and habits beat confidence every day when that's just put into a procedure.

Ugne's desire to keep learning shone through. A curiosity that is probably, one that won't get fulfilled anytime soon. Challenging assumptions, but at the same time, committ to deep desire to learn. That starts as a leader with the acknowledgement, you don't know it all. That's why having an able team around you, but also adding to that tool belt every single day.

Culture - toughest decision is to look in mirror yourself and manage your own ego. Take own ambition to where you can see a possibility, then question - how does that align with what the priorities are of the organization? Having a very strong C-suite team around you that challenge.

Loved the confidence that opportunities will be created by continually listening to clients, merchants. These are the frictions and signals within the industry. Key opportunities and challenges for the industry cross-border payments and fraud.

An impactful ending: Confidence is learnt through experience. No-one is born with it.