Recently, in a conversation I was having on LinkedIn, it came to my attention that I have some pretty controversial ideas about the new Blended Retirement System (BRS). In short, I think that the BRS model creates a poverty mindset. A poverty mindset is an underlying belief that you will never have enough money. People with a poverty mindset are always worried about money. Thrift Savings Plan (TSP) has its own issues. And just like how TSP is a 401k military retirement planning model that does little to truly give a veteran financial control.