In this episode, Nacha's Senior Director of ACH Network Rules Amy Morris and the Founder and CEO of Orum Stephany Kirkpatrick dive into why collaboration is becoming critical and how financial institutions, vendors, and Originators can work together through clear, contractual partnerships.

Morris explains how splitting responsibilities can improve transparency and security. Kirkpatrick gives insights into what sets a strong vendor apart in today’s landscape. Whether you're navigating ACH compliance or rethinking your risk strategy, this episode offers insights to help you prepare for what's ahead.