It’s tax refund season, and if you’re anything like the average American, you’re excited to get your hands onto your refund check.

But how are you supposed to cash your tax refund check if you don’t have a bank account? Using a check-cashing outlet can involve expensive fees. Plus, it’s risky to walk around with thousands of dollars in cash in the neighborhoods that are often dangerous.

Want to avoid the excessive fees and keep your cash safe? Here are few ways to get your tax refund when you don’t have a bank account.