Episode 119: Five Strategies for Retiring Early

Early retirement requires a different playbook. In this episode, I explain five strategies for bridging the gaps before Social Security and Medicare, managing taxes, and funding your lifestyle with greater flexibility.

In the tips and tricks segment, I share how Roth IRA contributions can provide an additional source of penalty-free funds before age 59½.

Key points

• Build a taxable brokerage account

• Maximize your HSA

• Use pre-tax 401(k) contributions strategically

• Establish a dedicated cash reserve

• Understand early retirement-account access

• Use Roth IRA contributions for added flexibility before age 59½