In this episode of the Loan Doctor Podcast, Sean Shallis, top producing loan officer at the 5th largest bank in the U.S., shares why now is the moment to act on falling interest rates. You’ll hear:

• Why banks price in Fed cuts before the news breaks

• How a simple refinance and payoff acceleration strategy can save you hundreds of thousands

• Why “reacting to the rumor” is your wealth-building edge

• How Rosie the Rate Guardian™ monitors your mortgage and pings you when it’s time to save

Whether you’re a physician, a veteran, or simply someone looking to build your financial legacy, this episode gives you practical strategies to cut through the financial fog and act with confidence.