Nathan Willis with Southstate Bank joins me again (previously featured on Episode 44) and this time we are discussing a loan geared towards first-time homebuyers.

Originally from Springfield, MO, the Southwest Missouri State graduate transitioned from corporate sales into the mortgage industry approximately 20 years ago.

Nathan's father was a contractor and he was familiar with the real estate industry. He enjoys being able to help his clients achieve home ownership.

In this episode, Nathan answers the following questions:

What is the biggest misconception buyers face right now?

How is the market different from when you started in 2002?

How can borrowers today feel confident they're not going to put themselves in jeopardy of defaulting on that loan with interest rates and inflation where they are right now?

From your experience, what is the biggest mistake buyers make either in preparation of obtaining a mortgage or during the loan process?

What is the definition of a first-time home buyer?

What are the loan parameters for this loan where borrowers can obtain 100% financing with no private mortgage insurance and potentially get credit for closings costs up to $12,500?

For people who would like to consult with Nathan, you can reach him by phone at 260-418-3742 or via email at nathan.willis@southstatebank.com

Thank you for listening!