In this episode

Nicole sits down with David Reider — real estate attorney and partner at Berlin Patten Ebling, and a former licensed Florida real estate agent — to unpack everything that's changed in Florida condo law since the Surfside collapse and Senate Bill 4-D (SB 4D), and what it actually means for someone buying a condo in St. Pete right now.

David isn't just a real estate attorney — he holds a master's in public health and disaster relief, that combination is exactly why this conversation goes deeper than the standard "SB 4D explainer" you'll find elsewhere: it's a working attorney's actual checklist, built from doing 10–20 condo document reviews a week.

If you're buying a condo in Florida right now, there's a stack of paperwork behind that condo rider that didn't exist a few years ago — and it might be the most important part of your contract. In this episode, Nicole and David break down what's changed since SB 4D: milestone inspections, Structural Integrity Reserve Studies, the new 7-business-day document review window, and the specific red flags — flat HOA fees, missing inspections, active litigation — that should make any buyer stop and dig deeper before closing. Whether you're buying downtown in St. Pete or anywhere else in Florida, this is the episode for a buyer who thinks "the condo docs are just paperwork."

Show notes / full breakdown: https://www.sellingstpetefl.com/admin/posts/buying-a-florida-condo-in-2026-here-s-the-red-flag-checklist-an-attorney-actually-uses

Guest: David Reider, Real Estate Attorney, Berlin Patten Ebling, 727-822-2505