An coordinated financial / estate plan can lead to unintended consequences included disinheriting your children.

1. If your designated beneficiary on your largest financial asset (401(k)/IRA), is not correct, you risk disinheriting your child(ren).
2. If you are with one of those 1-800 financial firms, you are just a number to them and they are not licensed to give you tax advice.
3. Why go through probate when you don't have to? Will you have ancillary probate?
4. Have you ever really done tax planning?

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