From lawyer Joel MacMull:

These three entities - Experian, Transunion, Equifax - whether we like it or not, sit on a lot of personal information of ours.

I don't know, frankly, the authority by which they're able to collect that information. We certainly know that they sell that information, but there's no way for us short of falling off the grid in a Ted Kazinski style fashion, to not essentially have our data at least be picked up by these companies.

From Mark Miller:

A lot of the times when we dive into this, there's obfuscation because there's so many documents When I looked at this each of those had 10 or 15 different documents that they were linking to. Is there a real expectation that real users are going to read this stuff?

That's what we're going to explore in this episode of "That's in my EULA?? We were surprised at what we found. We think you might be too.