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Mortgage Renewals: How to Survive a HOT Housing Market
Episode 23415th October 2025 • The Ottawa Real Estate Podcast • TOREP
00:00:00 00:28:54

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In this week’s episode of the Ottawa Real Estate Podcast, we break down the surprising resurgence in Canadian real estate activity and what’s driving it. We talk about mortgage renewals, why more buyers are including conditions to sell their homes, how job market strength is influencing rate expectations, and why fixed mortgage rates haven’t dropped even as bond yields fluctuate. Plus, a bit of Thanksgiving humour to lighten things up.

00:00 Introduction and Market Overview

01:59 Multiple Offers On Properties

03:54 Renewals and Buyer Conditions

07:48 Job Market Insights and Economic Indicators

08:48 Bank of Canada Rate Predictions

09:54 Market Volatility and Fixed Rates

13:01 Regulatory Changes and Competition in Banking

17:49 OSFI Clarifications and Industry Reactions

21:12 Canada's Financial System

27:10 Mood Boosts

Get in touch with us!


Paul Stevenson - Mortgage Agent Level 2 

CENTUM Financial Services LP

Email: paul@paulstevenson.ca

Phone: 1-613-263-4543

https://www.paulstevenson.ca


David Warren - Mortgage Agent Level 2 

Referral Mortgages

Email: david@referralmortgages.com

Phone: 1-613-686-6003 

https://www.referralmortgages.com


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If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!


New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com 


Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.


https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

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