Physician Loans, STR Tax Plays, and Why Invest in Dubai with Dr. Gloria Esoimeme

Internal medicine physician and negotiation coach Dr. Gloria Esoimeme shares how she bought her first home, slashed her taxes, and, after relocating, built a new playbook focused on U.S. long-term rentals and active investments in Dubai. You’ll hear how she evaluates worst-case scenarios, what most doctors miss about physician mortgages, and the on-the-ground realities of buying “off-plan” in the UAE, so better tune in!

Key takeaways to listen for

[10:32] The best window to use a physician mortgage
[15:32] Short-term rentals for depreciation, not cash flow
[23:04] Why STR hours differ from 750-hour REPS
[26:04] U.S. long-term rentals + active deals in Dubai without a W-2
[29:42] Dubai basics that investors should know and remember

Resources mentioned in this episode

[41:13] How to Win Friends and Influence People by Dale Carnegie | Paperback, Hardcover, and Kindle
[41:13] YouVersion Bible App

About Dr. Gloria Esoimeme

Dr. Gloria Esoimeme is a physician and researcher with expertise in clinical medicine and public health. She has contributed to peer-reviewed publications and is passionate about advancing healthcare access, quality, and education. With a strong commitment to community health initiatives, Dr. Esoimeme focuses on bridging the gap between research and practice to improve patient outcomes and empower future healthcare leaders.

Connect with Dr. Gloria