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Ep 36: Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing
Episode 363rd October 2023 • The Amplify OT Podcast • Clarice Grote, MS, OTR/L
00:00:00 00:19:44

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Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing

Deductibles are an important, yet often misunderstood factor in the American health insurance system. I recently got asked a question from someone wondering if we truly have our health insurance if it doesn't kick in until our deductible is paid. That’s why this week on The Amplify OT Podcast, I am breaking down the reasons deductibles are incorporated into our health insurance plans!

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In this episode, I cover:

  • The difference between a premium and a deductible. 
  • The moral hazard and financial hazard arguments as to why we must pay a deductible on our health insurance.
  • The current and ongoing debate over deductibles happening in Congress.


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Want to keep learning about how insurance and reimbursement impact you? Then head to AmplifyOT.com/Services to see what resources we have available!



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Join the Amplify OT Membership

As a exclusive bonus for podcast listeners, you can join the Amplify OT Membership at any time! Join today to take control of your career! It’s time to become your own best resource on Medicare and advocacy.

Join the Membership Today

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