The world is changing, life is becoming more and more expensive and there are many worried about keeping their heads above water.

Today's episode is designed to openly discuss ways in which we can all stay ahead of the game, keep financially sound and even step into the world of mortgages as a young person.

AL is (clearly) no expert in finances so he has brough along 2 people who are. He is speaking to Gary and Jessica from Advanced Financial Planning (AFP) Shrewsbury.

AFP have 30 years of experience of navigating through the turbulent events of the past, for example the financial crash of 2008. So there is no one better to talk to about the current situation we all find ourselves in with the rises in the cost of living.

What steps can you take to not fall behind? How can young folks get on the ladder? and what has changed recently that influences the way we spend money?

Thanks for chatting to me Gary and Jessica, I learned an awful lot from you both. We should do this again sometime on a live show, get some questions from the listeners.