Artwork for podcast Psalms Explained: A Bible Study
Finding Forgiveness (Let Go Of Guilt)
23rd May 2025 • Psalms Explained: A Bible Study • Dr. Toby Holt | New Geneva Theological Seminary
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How do you let go of guilt? In Psalm 32, David describes the heavy weight of hidden sin — and the relief of full forgiveness. Dr. Toby Holt shows how God forgives completely the moment we confess. David says that while he stayed silent about his sin, it wore him down, even affecting his body. But when he confessed, God forgave him at once. This forgiveness rests not on our worthiness but on the work of Christ, who bore our sin in our place. There is no need to keep carrying guilt God has already lifted.

Questions this study answers:

1. Why is confession essential to experiencing forgiveness? Because hidden sin festers and weighs us down. Bringing it honestly to God is the path to relief and restoration.

2. How does forgiveness restore joy and peace? It removes the crushing burden of guilt and renews our fellowship with God. The forgiven person is truly blessed.

3. How can we let go of guilt? By confessing our sin and trusting Christ's finished work. God forgives fully, so we need not keep carrying what He has taken away.

"I acknowledged my sin to You… and You forgave the iniquity of my sin." — Psalm 32:5 (NKJV)

Dr. Toby Holt is President of New Geneva Theological Seminary, and his sermons have been downloaded more than 1.9 million times on SermonAudio. Find more verse-by-verse Bible teaching at newgeneva.org; support this ministry at newgeneva.org/give.

Transcripts

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in the early part of the 20th century there was a prisoner in a european jail cell who had been

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locked up for just a particularly terrible crime this man had been locked up for something so bad

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so horrific that it was as if they had thrown away the key the moment that this guy walked through

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the jail doors now after this guy had been incarcerated for just a little more than a year

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something began to happen this man began to have a series of visions actually i say series of

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of visions it was really the same vision it just happened to come every night it was a current

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dream he had and the dream was this it was a dream of a set of keys golden keys that were always

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coming down through the clouds towards him now on one level that sounded very encouraging for this

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guy to wake up every day from this same dream regarding keys if you're in a jail that's a pretty

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good visual to attain and yet he didn't understand what this could possibly mean so he took this

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dream that he was having. He went to the chaplain there at the jail to get some help. So he shared

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the vision before the chaplain and the chaplain suggested that this vision of Keyes might suggest

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at some point the man's freedom. But here's the thing, the prisoner knew what he had done. He knew

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the crime that he was committed for and he knew that he was guilty and deserved every moment

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behind bars. He knew he was guilty and in fact when he looked in the mirror he hadn't been able

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to forgive himself and so he saw no reason why anyone else, not the warden, not the city, not the

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county, not the state, and certainly not God. He didn't understand how anyone could ever possibly

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forgive him, let alone set him free. Now, the chaplain tried to be encouraging to the man,

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but he wouldn't have any of it. Despite this vision, the man said this to the chaplain. He

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said, you know, even if the prison's doors were to fly open tomorrow, my guilt would keep me

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shackled. The man knew he was guilty, and he knew that the punishment fit the crime. And since he

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been able to forgive himself, he presumed that God wouldn't either. This morning, I wonder, have you

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ever felt so guilty for having done something? Something perhaps that no one else even knows

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about. So guilty that forgiveness from on high seems like a reach. Maybe it doesn't seem possible.

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Again, that was the worry, the concern, the anxiety of this inmate, despite this dream he would have.

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He thought that he was beyond grace or forgiveness. Now, the chaplain of this man, he heard all this.

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He heard all this, and a certain psalm came to mind, and it's the same psalm that we're looking at today.

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Psalm 32 came to mind, and the chaplain remembered the first verse, and so he quoted the verse to this inmate.

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The first verse is this,

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Blessed is he whose transgression is forgiven and whose sin is covered.

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After sharing that verse with the inmate, he added this thought.

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He said, you know, your forgiveness does not hinge on your guilt or on the things which you have done,

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but it hinges solely on the power of the blood of Jesus Christ.

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In other words, there's nothing that you could have done yesterday or might yet do tomorrow

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that puts you beyond the reach of God's grace.

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There is no shackles known to God or man that can hold you tight once you've been forgiven through the blood of the Lamb.

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this morning there may be some of us who've done things that we don't talk about, don't like to

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think about, things we can't share with others. Well, God knows every last one of them. God knows

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the things we don't name. God knows the things we don't share. God knows the things that we've

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swept into the broom closet of our mind. He knows all those things, and in spite of what he knows,

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he loves you still. In spite of what he knows about not only one thing that you and I might

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have done, but the whole lot of it. In spite of what he knows, God loves and God forgives,

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and that's what we see in this morning's text let's look now the verses one and two and then

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we'll just kind of look at these first verses and then work our way through the balance chapter 32

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verse 1 to say this blessed is he whose transgression is forgiven whose sin is covered

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blessed is the man to whom the lord does not impute iniquity and in whose spirit there is no

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deceit all right who did we say is the author of psalm 32 who's the author david now what do you

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know about David? Most of us know the basics. We think of David and we think of him killing Goliath

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and then he rose up in Israel and became the king. Then he's a powerful guy, a man after God's own

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heart. We think about David and we tend to think about a lot of the good things. Well, there were

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a lot of good things, but there was also some bad things. In fact, there was a spectacularly bad

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event that you may recall. One day, David's looking out at the rooftops while the men are off at war.

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was looking at the rooftops at a woman who's appealing to him. Her name is Bathsheba. And in

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David's heart formed a desire, sinful desire, to make her his own. And so he slept with Bathsheba

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in time she was with child. And so David realized that he had a problem. He had a problem where he

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committed adultery with a married woman. Now that was bad. That was bad. But David, as you might

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remember, he doubled down on the sin. He doubled down what he did wrong. In fact, he tripled down

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on it. Because here's his solution. His solution was, well, I can't have the scandal of this

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pregnant married woman. I can't have this scandal, especially not when her husband's off at war. No

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one's going to understand or believe that it wasn't him. I can't have the scandal, so what am I going

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to do? And he concocted a series of steps. If you're right, he concocted a series of steps by

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which ultimately David determined to set this man, the husband of Bathsheba, at the front lines in

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battle that he might die and the problem might go away. That's exactly what he did. And if you think

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about such a thing, if you think about the first sin and then the way that he compounded his sins,

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you'd say, what a creep. This is bad. I mean, this is a guy we all love in scripture and yet this is

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bad. This is terrible what he did. David killed a man so that he could steal his wife. And this

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isn't the only thing that David did wrong across the decades of his life. Across the decades of

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his life. David broke God's law a number of different times. Now, let's say that God, God is

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dimly aware of this stuff, but let's say that God's forgetful. You know, our culture thinks that God

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is just kind of this old fuddy-duddy, this old man, the senile old guy who's kind of off in the

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clouds somewhere. Let's say that that God was real. Let's say that God is forgetful or senile,

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or let's say even beyond that, let's say that when people sin, God just doesn't care, that he just

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shrugs his divine shoulders. Let's say that that were the case. Well, if that were true, if God was

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either forgetful or senile or cool with sin, then David would be in fine shape. But, but that's not

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the God of scripture. That's not the God who is. The God who is is on the job. The God who is is

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holy. The God who is is righteous and just and the like. And if that's true of a holy and righteous

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and just and perfect God, who's omniscient and all-knowing and his eyes are always on the sparrow,

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let alone David, if that God is the God who is and the God who was on the job at the time of the sin,

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then David had a problem because he was guilty 10 times over of breaking not only the laws of

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his common man and of society, but of breaking God's law and numerous points. Now that's the

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same David who wrote Psalm 32 and who said, blessed is he whose transgression is forgiven,

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whose sin is covered. See, David knew the things that he'd done wrong and he knew they deserved

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consequences. Now in our day and age, let me just have an aside here for a moment. In our day and

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age, we've managed to separate sin from consequences. Scripture says the wages of sin is

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death, but we've managed to divorce the two. And so what we've done in the world around us,

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if you ask most people what the path, what the means into heaven and salvation is, they'll say,

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well, yeah, I've done a few things wrong. Yes, I've done some stuff I'm not proud of, but,

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but I've also, I've tried really hard. And yes, I have this little pile of stuff that's bad and

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sinful even, but look at all the good things I've done. Look at all the good deeds I've done. I'm a

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good person. My neighbors love me. We start to define ourselves on the basis of what other people

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think, and we assume that God's going to think the same way, and that he's going to weigh us on the

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basis of good deeds that offset the bad ones. Well, that, that is not the way that this works.

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If that were true, who needs Jesus? Who needs the cross? That's not the way that this works.

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David had done a lot of good stuff. We've lingered on the bad stuff he did, but he did do a lot of

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good things. And yet David knew. He knew absolutely. You see in Psalm 32, Psalm 51 elsewhere, he knew

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absolutely that not a one of his best deeds could pay off one of his least deeds. Not one of the

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best things he had ever done could ever pay off even the smallest of his sins. He knew that it's

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impossible to purchase salvation, to build up credits and chits for things that you've done

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well and then just shove them in the table and say, God, I deserve. Look at all that I've done.

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i deserve heaven and the like david knew that it didn't work that way he never for a moment he

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never for a moment wrote anything different david knew that if you break the laws of a king

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you're going to suffer the king's wrath now how did he know that because he was a king david was

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a man of law and order in his own society and he understood that if you break the law there has to

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be consequences in order for society to function. So if that's true, if David knew that he was a

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lawbreaker and he knew that lawbreaking deserves condemnation and guilt and wrath and the wages

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of sin is death, if he knew that, then what hope did he have? What hope do you and I have?

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Well, what does he say in verse one? Blessed is he whose transgression is forgiven, whose sin

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is covered. David knew that he was a sinner. He didn't pretend otherwise. He didn't redefine the

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things he'd done so they fell outside of the category of sin. He didn't minimize sin. He

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didn't pretend that he hadn't sinned. He knew that he had sinned, but he also knew that there

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is such a thing as forgiveness. He knew that there was a means that God was providing in order that

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his sin could be atoned for let me explain what this means for just a moment before we look at

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verses three and four if a man is sin and the wages of sin is death then a man deserves to die

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and that's not sin in the plural that's sin in the singular if it was true of adam and eve that

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one sin which was functionally eating a piece of fruit that god told them not to do if that

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throws the entire creative realm in chaos then that means sin's bad it means that god must be

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really holy and sin must be really bad. Now, as we look at that and we say, okay, let's presume

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that's true for a moment. Then we say, well, I myself have sinned a number of times, maybe

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differently than David, but I've certainly sinned more times than I can count. And if the wages of

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a single sin is death, then I must deserve death multiple times over. What do I need? Well, we need

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the same thing as David. We need forgiveness. We need a means by which our sin can be paid for

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somehow by someone other than ourselves. If God is just, he has to deal with sin.

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An example is if you had a criminal, let's say here in Gulfport, let's say you have a man and

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he burns down his neighbor's house and everyone in the house. Now as a society, we're outraged.

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We think this is the most wicked, depraved thing we've ever heard of. What a terrible thing.

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And our presumption is that when this guy gets his day in court, that the judge will find him

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guilty and lock him up, throw away the key and the like. So that's our presumption is that a man's

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guilt will result in consequences because that's how societies function. Now let's say that this

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man, after burning down his neighbor's house with everyone in the house, that he comes before the

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judge and let's say the judge looks at him and the judge is just having a great day. Now the judge

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smiles at him and he says, you know what? I'm having a great day and I'm a loving judge and

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you're free to go. What would your reaction and my reaction be to that if that were to happen down

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in the county courthouse? We'd be outraged. We'd be angry. We'd say this is an abdication of justice.

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That's not justice at all. To take one who was guilty, one who's broken the laws, one who's

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killed and burned down his neighbor's house, and to let him go? Someone's not doing their job. We

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would accuse the judge of not being just if you were to not render consequences for the breaking

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of the law now if that's true in a temporal sense just among us in our community then it must also

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be true of god if we've broken the laws of god to the degree and quantity that we have there's got

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to be consequences and if there aren't then he's not just he wouldn't be a good judge at all he'd

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be abdicating his responsibilities if he didn't deal with that sin so what's our hope then well

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again the same thing we see in verses one and two our hope is that our sin is paid for that it's

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forgiven that it's atoned for that god's wrath to our sin comes down but it comes down on someone

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other than ourselves on calvary that's exactly what happened this is the gospel on calvary the

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son of god came down from his throne was born in a manger ultimately went to the cross and while

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he was upon the cross, he who knew no sin became sin for us. Our sins were imputed to him. This is

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the word we see in the text. Our sins were imputed, credited, placed upon him. When he was on the

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cross, our sins hung upon him. And when God the Father looked at the Son, Scripture says this,

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that it pleased the Father to crush him. One of the most challenging verses in the entirety of

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the bible it pleased the father to crush the son why because in that moment when we look down at

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the son he saw your sin and my sin and because god is good and holy and righteous and just he

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had to deal with it and so that's exactly what he did and jesus died on that cross

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he who lived the life that you and i should have lived died the death that we should have died

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in this way god is both the just judge and yet the forgiver of sins it's not that god took a broom

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and swept our sins into the closet of heaven or just forgot about him for a while that's not what

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happened he dealt with him in their entirety every last drop of them every iota of sin but he dealt

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with it the sins of the elect he dealt with him by pouring out his wrath on jesus in psalm 32 that's

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what David is anticipating. This one who would come, this Messiah who would bear our sins and

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our guilt and by whose stripes we are healed. This is the gospel and it's typified in verses

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one and two. All right, let's look at verses three and four. Verse three, when I kept silent,

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my bones grew old through me. My bones grew old through my groaning all the day long. For day and

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night your hand was heavy upon me, my vitality was turned into the drought of summer. Selah.

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You know, earlier this morning, I mentioned the story of the prisoner in Europe who was worried

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that his sins might be too numerous, too great, too significant for God to ever forgive.

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Talking about this guy who'd done something that he couldn't forgive himself for, so he couldn't

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imagine that a holy God would ever forgive. Now, for some of us, that's our problem. For some of

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us, we've done something or some things, and we just think that we're outside the reach of God's

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grace, that we're just too far gone. Or there's people in our lives, you know, the people we know,

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villains in the world around us, they're too far gone. We think that's true. It's not true of

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anyone. If Saul of Tarsus could be saved, if the thief on the cross could be saved, then so can

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anyone. Forgiveness is possible as long as you're drawing breath. So some of us, that's our problem

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though, is we worry that we can't be forgiven. Others though, others have the exact opposite

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problem. Others don't think too much of sin to think that they can possibly be forgiven. Others

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think too little of sin, that they don't see it as anything they need to be forgiven from in the

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first place. Others take just a really low view of sin, and I guarantee you that's the primary

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concern in our world. The primary concern in our world is not over God's existence and his presence.

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The primary problem that man has is he doesn't understand that he himself has sinned and that he

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needs to be purchased, redeemed through the blood of Jesus Christ, and he needs to profess in that

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hope. Some of us have a small view of sin and when we have a small view of it, we kind of just push

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it aside. We don't think about it. We bury it. Well, for some period of time, that's what David

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had done. For some period of time, David had just out of sight, out of mind. He'd taken what he did

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and maybe he didn't trivialize it, but at the very least, he didn't deal with it. And he just

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threw it off to the side of his mind and he worried about being a king. And verse 3 says,

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I kept silent.

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Verse 3 says that although I know what I did,

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I kept silent about it.

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And as I kept silent, something happened.

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And David says, as I kept silent,

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my very bones began to groan within me.

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Began to feel old and achy and brittle and sickly.

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But David discovers that keeping silent wasn't the answer.

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And not only did his silence weigh on his conscience,

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but it weighed on his whole body.

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body and mind and spirit were affected by his lack of reconciliation with his God. Now that's not

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unusual. You can even go to secular physicians and ask them if there's a relationship between

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what's going on in one's mind and the health of one's body. This is something even a secular

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physician will acknowledge is true. Your emotional condition, your spiritual condition can affect

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your physical health. Proverbs 17 says this, a merry heart does good like medicine, but a broken

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spirit dries the bones. Those who are generally happy and well-contented and fulfilled, they're

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right with God and they're right with their fellow men. This is good medicine to the body.

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But those with a broken spirit, it's as if the very bones are drying up. Bones are brittle and

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up, but they're drying up. Proverbs 3 adds this warning. It says, do not be wise in your own eyes,

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but fear the lord and depart from evil this will be health to your flesh and strength to your bones

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the bible here is telling us something that no hospital chart ever will it says that part of

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the reason some people feel so bad feel so crummy is that their spiritual illness their spiritual

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sickness is manifesting itself physically with symptoms that no ekg can point out and yet which

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are legitimate and causing an individual to feel terrible now to be clear that's not to say that

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every sneeze results from a sin it's not to say that every sneeze every cough every cold or cancer

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or things like this are all spiritually induced there's times when the apostles got sick even

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the apostle paul mentioned a thorn in the flesh and the like with that said what scripture does

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say is if you're constantly just feeling just miserable just terrible and weak and broken in

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the body there may there may be a relationship between your lack of vitality and the huge amount

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of sinful baggage you've slung over your shoulder that you're not dealing with

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there may be a relationship between you're feeling terrible in the body and you're repressing sins

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and not bringing them before god again this is not a one-off verse in scripture this comes up

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multiple times. When I kept silent, my bones grew old, my vitality like the drought of summer.

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If it feels this morning like you're falling apart, you'd be wise to at least ask the question

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whether a contributing problem to your conditions may be spiritual. And then if so, consider doing

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something about it. Do what David did. Unburden your heart before God. Bring that which is weighing

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down your conscience and your mind and even your body before him seeking the forgiveness let's look

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at verse five verse five i acknowledge my sin to you this is a point of transition david was feeling

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bad before but now he's done something he says i have acknowledged my sin to you my iniquity i've

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not hidden i said i will confess my transgressions to the lord and you forgave the iniquity of my sin

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selah all right the previous verses suggest that for some period of time david had kept his sins

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and his pain to himself and the longer that he did so the worse he felt well by the time we get

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to verse five david says all right that's that's enough of that he's changed his approach specifically

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verse five says that i acknowledge my sin to you i acknowledge my sin to you my iniquity i have not

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hidden furthermore david says i will confess my transgressions to the lord i'm going to stop

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bearing them and i'm going to start naming them before god if no one else now remember who wrote

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these words this is not joe schmoe this is king david this is a man whose power and prestige were

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known worldwide at that time this is a man of incredible power other people bowed and scraped

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before king david other people sought his forgiveness other people entered into his

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throne room on their knees and the like and entered in his presence with trepidation this

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is king david and yet here king david is the one who takes on the heart of the penitent man

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says before you i shall bow i will seek forgiveness i will confess my transgressions

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david was a king he was a proud man this couldn't have come easy but it was necessary may have taken

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in a while, but it was appropriate. Now, for as long as it took, and we don't know, it could have

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been years, for as long as it took for him to bring his weight of sin before God, as long as

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that might have taken, you know something that's interesting here, is how long it took for God to

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respond. David confessed his sin, and the very next breath, he says, and you forgave it. I've

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confessed my sin and you have forgiven it. I will confess my transgressions to the Lord, verse 5

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says, and you forgave the iniquity of my sin. There's no sign of a gap. There's no sign of a

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pause. There's no sign of God saying, I got to think about this. There's no sign of God saying

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to David, well, after you've spent enough time in purgatory, learning your lesson for all that

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you've done, and after your friends and relatives and neighbors have paid enough money to buy you

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out, maybe then you'll be okay. No. You see the exact opposite, that the moment he names the sin,

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he is forgiven of the sin because that's the way that God works. Remember the thief on the cross?

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The thief on the cross, he looks to Jesus to the side, says, Lord, remember me when you get into

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your kingdom. This is a man who was a thief. This is a man who his own society was more than happy

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to be rid of. And yet after mocking Jesus initially, God did something in his heart. He's

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regenerated he looks to jesus he says lord remember me when you come into your kingdom what does jesus

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say the very next moment the words out of jesus mouth to man who saw it is truly this day you will

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be with me in paradise the moment confession repentance is signified to jesus that forgiveness

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is attained that reconciliation is made possible to the point that that man that thief was in heaven

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the same day if it's true of david if it's true of solitarsis it's true of us first john 1 9 says

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this if we confess our sins he's faithful and just to forgive us if we confess our sins he's just and

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faithful to forgive our sins and to cleanse us from all unrighteousness this morning is there

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something you've done maybe it was a long time ago that you've just buried that you never contended

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with something that still weighs upon your spirit?

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If so, what's stopping you

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from bringing it to the Lord?

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Remember what Jesus said to those who do this.

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Jesus says, those who come to me,

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I will by no means cast out.

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The humble, the penitent man

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who comes to me seeking forgiveness

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will ever surely find it.

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It won't be a day later, an hour later,

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a year later.

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If we confess our sins,

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He's faithful and just to forgive our sins.

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This is true of us, no matter who we are, no matter what stage of life we're in,

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no matter what we've done, God's arms are open to receive us.

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As we look to close this morning, I want you to notice the final word,

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the end of verse 5, and which also continues throughout the stanzas in Psalm 32,

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the word selah.

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Have you ever seen that word perhaps in the Psalms and wondered,

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well, what does that mean?

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And if it's a Hebrew word, why don't they just translate it so I know what it means?

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Well, the short answer is this, that there is no agreed upon consensus on the translation.

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There's a lot of different things that this could mean.

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One of the thoughts, one of the beliefs about what the word Selah means is to define it as meaning consider.

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Selah, consider.

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There's a stanza that says something important about God.

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Then we see the word Selah, which suggests we should consider what was just written, what was just sung in the case of a song.

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If that is true, if consider is what's implied in the word Selah, then David's inviting us to consider these things.

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David's inviting us to stop keeping these issues at arm's length and pretending forgiveness and

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sins, that's just an issue for someone else down the street, but saying, what about me?

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Where do I fit in this equation? Consider, David says here. This morning as we go out these doors,

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there's two things that we need to consider. Number one, our need for this, our need to be

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forgiven. Again, sin cannot be defined in such a way as that is always, as that is always outside

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of you you and i have sinned this morning we've sinned at some window probably multiple times we

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will get sin later today and if that's true we have a significant problem because the wages of

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sin is death that's the first thing to consider to see us in the bullseye i guarantee you if king

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david was subject to these verses and the promise and the need for forgiveness and the need for

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salvation if he fell in the bullseye of this text and so do you and i so consider consider how this

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applies to you. And secondarily, consider this. If you're a sinner in need of forgiveness, in need

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of salvation, then how is that salvation attained? Well, the singular means from page one to page

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2000 plus, the singular means is through the personal work of Jesus Christ. There is no other

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way. I'm the way, the joy, and the life. No one comes to the Father but through me. You want to

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get to God's golden shores? It's not going to be because you offset good deeds with bad deeds.

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It's because you say to yourself and you say to the world and you say to God that I don't deserve

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salvation. I don't deserve to walk on God's golden shores. But out of God's grace for me,

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while I was yet a sinner, Christ died for me and he made it possible through his substitution on my

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part. He made it possible for me to dwell in a place I would otherwise not dwell. And when I

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stand there, I don't stand there and clad in my own righteousness, but clad in the righteousness

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of Jesus Christ. Consider, you need to repent, you need to turn from sin, and you need those

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sins forgiven. The only way that's possible is through a right relationship with Jesus Christ.

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This morning, I would encourage you to consider these very things, to consider the debt of sin

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that you've accrued the entirety of your life, but trust that who Jesus was and what he did on

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Calvary is enough to pay that debt. Don't waste another day. Do it today. Let's pray.

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