Artwork for podcast Batting 1,000 with Dale Vermillion

HousingWire's 2022 Economic Forecast with Logan Mohtashami

Episode 5 • 26th September 2022 • Batting 1,000 with Dale Vermillion • Dale Vermillion

A highly-regarded financial analyst, influencer, and the Lead Analyst for HousingWire, Logan Mohtashami is a recurring guest on Bloomberg Financial and has spoken at numerous economic conferences, include Americatlyst and the California Association Of Realtors.

Logan’s astute analysis of economic data and years of direct lending experience allows him to present a unique, informed, and unbiased perspective on the financial markets.

Perhaps best known for his prescient forecasts on the state of the housing market and mortgage rates, Logan's insights are invaluable as the market continues to experience record volatility headed into 2022 and beyond.

In this Episode

Dale and Logan discuss…

Logan's start in finance and real estate, background in mortgage origination, and the story behind his rise to become HousingWire's Lead Analyst
Why the bond market and, specifically, the 10-year Treasury yield are Logan's preferred tools for forecasting mortgage rates
Why Logan believes mortgage rates could end the 2022 below 3%, and what to expect for the rate range throughout the year
Why Logan and Dale agree that while tempered by higher rates, buyer demand will not crash and home values will continue to hold across the nation
Why the American home buyer is stronger today than ever before and what that means for mortgage demand in 2022 and beyond

Soundbites

“Two things I've always said: economics, if it's done right, should be very boring and you always want to be the detective not the troll. ” — Logan Mohtashami

“The consumer is in really good shape. We see it in FICO scores, cashflows, and every single data line. The American homeowner has never looked better on paper.” — Logan Mohtashami

“if you look at economic data currently, we've had the hottest economic growth in decades. We've had the hottest inflationary data in decades. If we were just basing off of that, mortgage rates would be 6.5-7%. Today, right now, the tenure yield would be over 5%, actually over 5.25%. That's not happening. We are still under 2% on the 10 year yield because it respects the downtrend in the bond yield.” — Logan Mohtashami