True financial prosperity isn't measured solely by monetary accumulation—it’s defined by how effectively your wealth serves your life's purpose and core values.

In this episode of Trailblazers & Titans, host Keith Haney sits down with Chad Coe, veteran fiduciary advisor and founder of Coe Financial Group, who brings over 25 years of experience guiding leaders and families toward meaningful financial growth.

Together, they dive deep into the intersection of executive leadership, strategic relationships, and values-based wealth management. Chad shares candid insights on why traditional retirement planning often misses the mark, how embracing delegation unlocks higher-level growth, and why alignment—not just accumulation—is the real key to a lasting legacy.

Key Takeaways & Executive Insights

• Values-Driven Wealth Management: Why every robust financial strategy must start with a deep clarity of personal purpose and long-term vision.
• The Power of Strategic Relationships: How authentic connections and surrounding yourself with the right experts accelerate both personal and organizational growth.
• Leadership Through Delegation: Lessons on stepping out of operational weeds and delegating outside your core strengths to maximize high-value impact.
• Proactive Planning & Compounding: Overcoming common financial misconceptions and leveraging the power of early, intentional decision-making.

About the Guest

Chad Coe is the President and Founder of Coe Financial Group. With more than two decades in the financial services sector, Chad acts as a trusted fiduciary, helping clients bridge the gap between their current financial reality and their ultimate legacy goals through holistic, values-centered advising.

Links referenced in this episode:

• coefinancial.com

Hi, I'm your host, Keith Haney.

Today we're joined by someone who has spent more than 25 years helping people not only build financial success, but lives align with their deepest values and purpose.

Our guest is Chad Cole, president and founder of Kohl Financial Group, fiduciary advisor, wealth management strategist, business coach, speaker, connector, philanthropist, and author of the book, you, Financial Dream House.

Chad has dedicated his career to helping individuals, executives and business owners bridge the gap between where they are today and where they want to be tomorrow.

Known for his values based approach to wealth management and his passion for empowering others through strategic relationships, Chad believes that true financial success begins with understanding what matters most in life.

Whether advising clients, leading mastermind groups, speaking on the power of relationships, or supporting charitable causes, Chad is committed to helping people live their greatest lives. Chad, welcome to the podcast.

Thank you. It's amazing how many things you said that I do.

I know.

It made me tired.

So good to have you on. I'm gonna ask you my favorite question, Chad, to kind of get us warmed up. What's the best piece of advice you've ever received?

Oh, I think that you delegate the stuff that you're not strong at. So 25 years ago. So interesting. And we could talk more about this, but I grew up in special ed.

Up till third grade, I was in remedial and special ed schools. And so my strength is not, call it writing. There's certain strengths that I just don't have that I'm aware of.

I'm not great at geography, I'm not great at some other things, but I've learned what they are. And then I delegate.

And 25 years ago, someone gave me permission to do that and it really opened up my world to just do the things that I'm good at and that I enjoy.

No, I love that I should delegate more things I don't like to other people.

It worked for me.

I bet it does. So let's talk about your history, your career, what first attracted you to financial services industry more than 25 years ago.

So I'll just even go back longer. My dad was an entrepreneur, businessman, real estate person, attorney. And I had to figure out what I wanted to do in my life.

And because I grew up remedial, starting at the age of 13, I knew that I could be in a bookkeeping business that my grandmother had.

And so my whole life, even though I was an entrepreneur and I had outside activities and a flea market and a bingo hall and a window washing business and jewelry selling business, even though I had all this. I was going to be in the bookkeeping business.

And by being in the business starting at the age of about 22, for 10 years I was out seeing small businesses and how they operate and how they work. And I got really good at the relationship side of helping companies grow. And then we'll talk more about it.

But then there's a friend of mine who actually joined my company last year who was the catalyst to giving me the idea that I could be in the financial service business and the wealth management business.

I love that. I'm curious as you think about this area and wealth management is not something a lot of us have a lot of experience with.

We have someone who helps us with that. But what about your journey? Especially about. I love the idea about a relationship building. How do you connect those two together?

Because I always think my greatest friend has to be my financial advisor who understands me, my goals, and if we don't have that relationship, we can't really operate as well as we could.

So you want to pass that along to all my friends that don't hire me.

There we go.

So if you think about my life where every two years I grew up in a different city, I was all about the relationship side of life that you know, from fifth, sixth, seventh grade was one school in one town, seventh and eighth was another. High school is another. Right.

And the idea around my world is that I've always been about the relationship and wanting to help and give to other people and I just didn't know they wanted me to be that person. So I always tried. Today I am that person.

As a successful entrepreneur and one of my coaches, early on I have multiple coaches, which I'm a big fan of. But one of my coaches is all about the relationship. Selling from the heart, values based, goals based, and caring about other people.

So as an example, and I think you do this as well, is it's all about you.

And if it's all about you, what does that relationship look like and how do we make it all about you so that you could have the very best experience in life possible.

Yeah, I love that. So let's talk about what inspired you to start your group. Financial co. Financial group.

Yeah. So, you know, you asked what my best advice was and I said to delegate.

Another great piece of advice was I was never able to be hired because I'm not awkwardly different, I'm just abundantly different. And with that, I got involved in a charity as an example and they had a meeting for a golf outing and call it they had the meeting in February.

They never told me when the second meeting was. And the golf outing came and went. And so I saw the guy, the founder of the charity, and I said one day, how hard is it to do this?

And he said, it's not that hard. So I created my own charity and raised over $5 million in 20 years.

Wow.

The same thing happens in my business that no one really wanted to hire me. Starting the day after I started at Paine Weber, they wanted to fire me because I asked what they thought was a stupid question.

I always had people who were able to guide me with the best practices to get where we want to go. And because of the way I'm wired, I try everything.

So, as you talked about in my profile, mastermind groups, charity auctioneer, professional speaker, author of four books, there's nothing that crosses my mind that I think is worthwhile that I don't try or do. And then what I do after it runs its course is I'm happy to give something up and then bring something new in.

I'm dying to know what was the stupid question that you asked?

Oh, that's very fair. So back in the day, they had these books that were. No doubt, they were this thick. And the lady said, you're going to go to training in Weehawken.

We want you to bring pages. Call it page 200 to 215. And so I take this book that's this thick. I go and I put it on the copy machine.

I open it up, and you can't get the whole book right. You can't get the pages to come out that were up high.

So she says, you need to look at the bottom of the book where the binder is, and you need to unclip it, and you pull out the pages. So I said, that's great. Thank you. I had no idea about the book and that you could do that.

I get called into the manager's office an hour later, and he says to me that she called him up and said I must be an idiot and that I probably won't last and that he should let me go.

And I'll never forget that, because in my world, I'M willing to talk and help anybody with any question because we don't know what circumstances they had or where they come from. And she had no idea who I was. She was a stranger from another city. So the question was really, how do you copy the book?

And sure, maybe I could have taken an extra minute and figured it out, but for whatever reason, I had her on the phone and I asked her. And that was the beginning of me knowing that I need to lead my own life and manage my future and not count on other people to do that for me.

It also showed me that you had a internally inside of your own clock or internal person, this idea that being there to help people was being there to ask, answer people's questions. And for you, it seemed like it's way more important about the relationship than to get the right answer.

Sure. And at the end of the day, she's on a call telling us how to get prepared to go to Weehawken.

Maybe I called her back to ask her some questions about the preparation for leaving my family for three weeks. And that the book was just an ancillary question. Right. I even went so far, is that you need to be a good cold caller to be able to build business.

And I don't know how I got this idea, but I used to cold call the operator and practice my pitch on them because they're not allowed to hang up on you and they have to listen and they're nice.

And so I tried everything, which got me to the place where I am today, which is a inspirational, motivational human being who takes other people's lives on to help them get to the finish line and not even just retire comfortably, but retire healthy, retire abundant. And in many cases, I'm their friend. Like you said, they don't know me as their friend.

But when they leave my office after the first meeting, it's about the friendship, in my opinion.

I love it. So let's talk about your book, your Financial Dream House. I love the metaphor because it really kind of helps you visualize building a home.

And so what inspired you to write the Financial Dream House?

So this will be great.

So the book is the Power of Peopletizing and networking your way to an abundant Life. So abundance has been my theme for all these years. And so fast forward, I used to speak and I learned about confidence.

So I wrote a book, the Confident Leader. And the third book is a book about a parable, me being an auctioneer.

And what's funny is, in hindsight, the first book should have been my you Financial dream house book.

But it took me 25 years for me to manifest and for me to create what should be in there so that we could have a very powerful book that helps people see their bigger picture, see their bigger vision, see through the mountains of Colorado or wherever they might live, what their future looks like. So I'm extremely proud of the progression of the books that I've done, But it started with how I went through life.

And so many people struggle with trying to do stuff today. But you don't have to do it today. I tell people all the time that life's a journey. I do podcasting. I don't need a million views today.

I want a million views over 10 years. It's a journey. Same thing with writing books or building my business. It's one phone call at a time. It's one conversation at a time.

It's helping one more person. It's caring about one more person.

And so the idea around my book youk Financial Dream Houses, analyzing what are your goals, what are your values, learning about what's important to you, creating a plan around what's important to you, and having someone like me in your life help you implement it.

Financial planning seems like such a heavy lift for so many people. What would you say are the biggest misconception or mistakes people make when they're thinking about planning for their future?

I think if you. First of all, it's a great question, I think, and I'm doing a plan for somebody right now, is that people don't do future thinking.

They don't understand how money compounds, and then they don't know how to use the money when they retire. So I'll give an example. You're around five people playing cards one night, and you said to the five people, how much money do you need to retire?

One person says a million dollars. One person says 3. One person says 5. What one of the people has, but you didn't say it is.

One of them has a pension that pays them 70, 80 grand a year. So they don't need necessarily as much money put away as the person who has $3 million or $5 million.

Because if you don't have a pension or if you don't have Social Security, you might need 3 to 5 million put away to pull from, which is your retirement income. So everybody has a different situation. And I think a lot of people don't take the time to look at their personal situation.

They look at everyone around them and they only have part of the facts. I have someone coming in next week, she's like, I want to be invested in treasury bills, and I need help paying my bills today.

If you need help paying your bills today, it's because you've never invested money the right way.

You've never let your money grow and compound, and you're spending more money than you make, which is why you have to worry about the bills that you want to pay.

So when it comes to planning, I love the idea that you could very simply look at what their income is, look at their expenses, look at their future growth, look at their future needs, and then come up with numbers that could help them get to the retirement phase and live and be very comfortable in retirement.

I think some people look at it go, you know, I've wasted so much of my life and I'm so close to end of retirement. Is there any hope now? What do you say to somebody who, you know, may be in their 60s going past, I really did this the wrong way. What do I do now?

Okay, so that's another great question, because I just have a client right now in their 70s. And by the way, we're talking about a wife who's panicking, who's now angry at the husband because she doesn't feel she has enough money put away.

And so the strategy that we have is they're going to sell their house, which is a money pit that they want to leave anyway. They're going to take the equity, which they have a good amount of equity in that home.

Their goal is to invest it for at least 10 years and let the money double because of the power of compounding and diversified portfolio.

Now when something happens to the husband after 10 years, she's setting her life up and her living arrangement up so she'll be able to live off her Social Security and the income from the portfolio. So what you just said is very real. The pain on the wife's face was extremely real when she left my office.

And we came up with a plan that looked real and in color and something she could implement and live somewhere that she's comfortable, her whole demeanor relaxed. And now we can move forward with a plan that she didn't think about a year ago. But it's a plan they're Executing today, I love it.

You know, I get so much, so many people send me advice or, you know, you watch YouTube and for YouTube investing. And the big thing I hear people say is get rid of everything you do and invest in gold. I'm sure you have things that you tell people to avoid doing.

What are people mostly missing oftentimes in their retirement plan?

If you took that same $30,000, put it into a compounded portfolio generating about 8% return in that same time period, guess how much that would have been?

How much?

Over $300 million.

Oh, wow.

So that's the power of compounding in years to your advantage. You can invest in gold, you can invest in precious metals, you can invest in different things.

The bottom line though is if you're not investing something that has multiple times growth and compounding, you're possibly doing your family and your state a disservice by not being in equities or in a diversified portfolio.

So for those who maybe not financially savvy, what is a compounded portfolio?

So every year you get $2. So the first year is 100, the second year is 102.

That 102 is now 104 becomes 108, because the money starts building on itself to get you the over the many, many years.

So the other example that everybody can Google and read about is if you take a penny and you double it every day, the penny becomes 2 cents, becomes 4 cents, becomes 8 cents, eventually becomes a dollar, becomes $2, becomes $4. In the 31st day, it becomes, I believe, a million dollars or more. So it's about the days of compounding on itself.

That, as Albert Einstein said, is one of the greatest things. One of the greatest laws in life is the power of growth on itself.

That's great. So I have young kids and you know, I always tell them to start thinking about their retirement. Now, if Someone's starting from scratch.

What are the first three actions you would tell them to do about after reading your book?

Well, I think that they. First of all, I'm a big fan of an advisor and someone that's an advisor as a fiduciary and someone that cares about you.

So let me give you a real life example. I was in the accounting practice. I'm 25 years old. My friend's uncle passes away. He has a retail store.

He goes to a friend of his who sells him an annuity. So if he inherits $500,000, he sold him an annuity for the $500,000 and got paid a 6% commission.

So my friend goes through the $500,000 in five years, and now he's down to $250,000 because he needs the money to buy inventory. His friend moved firms and sold him another annuity for another 250,000, got paid the 6% again, and then five years later, that $250,000 was gone.

And so at the end of the day, it wasn't about my client. It was about the insurance guy selling him the annuity with surrender charges and everything. That was not for my client's best interest. Fair enough.

And I say my client, he was my bookkeeping client. So you. You ask what the best advice is. The best advice is to get started. Put away what you can. It's $100, it's 200, it's 500.

The younger you are, the more diversified and aggressive you could be with the S&P 500 or other individual mutual funds or equities. The key is to be invested in something, to watch it, and every month or every quarter, to continue to invest and continue to build on it.

What people have a tendency to do is they'll put it away one time, and then they won't look at it. They won't manage it, they won't study it. And the key is to have someone that could help you stay consistent with what it is that you're doing.

And I just heard something a day or two ago, which, you know, I hear, by the way, a couple days ago, every day, because I'm in the business. But if you put away $100, you know, a month for a lot of years, that ends up being quite a bit of money. So it's $1,200 a year in 10 years, right?

It's over $10,000. $10,000 Doubles every seven to 10 years, could be $100,000. Right. So, you know, putting away from my grandson's 529.

You put away some money, before you know it, it's $50,000. But the key is that you do something and that you don't watch from the sidelines.

And if you have fear, talk to enough people and read enough books so you can get rid of your fear. I have zero fear about a diversified portfolio because I understand how it works. I understand how companies work, I understand how the markets work.

And of course, there's going to be pullbacks and markets that go down, but there's also markets that go up. And if you give it enough time, it's been proven over a hundred years that you're going to come out ahead.

I love it. So what's the most surprising feedback you're getting from your book?

You know, the feedback from the book is, right, Is that it's a beautiful book. It's well done. There's a part in the book where it talks about the Abundant Life Roadmap.

And in the Abundant Life Roadmap, it highlights your values, your goals.

Looking out three years from now, if we're working together, what has to happen so you're happy personally, professionally, and financially, you know, what is the gap that you have between now and where you want to go? So the book actually has tools in there that could help you create clarity around your future thinking.

As a matter of fact, if you go to cofinancial.com, they could download it for free on my website. And there's an Eli there, which is an AI tool where they could start chatting.

And if they want to reach out to me, that's a really great place to be able to do that.

But what I love about the book is the tools that it has to be able to help people future think about their own personal, financial and their own situation. And then what we do is we try to help clarity so that the more clarity you have, the easier it is for you to be able to get to the finish line.

I love it. So you're known as a master connector, relationship builder. Why do relationships matter so much in today's economy?

Well, I think relationships matter maybe in every economy. You know, I read a lot of books, whether it's Brian, Tracy, Zig Ziglar having coaches, mentors, guys who go back for a lot of years.

And the book is about being thoughtful, caring, sharing, and mentoring, which are all the things that you probably talk about. We're helping other people get where they want to go.

When we help enough people get where they want to go, there's a universal law that helps us achieve our goals and the things that we want. So I've just become a huge fan and addicted to helping other people.

As a matter of fact, I help unemployed executives with connections and getting jobs, which is one of the reasons I have over 17,000 followers and connections on LinkedIn.

I was an early adapter, and my goal was always to give People connections through LinkedIn that would help them achieve new jobs or opportunities or sales. So it's just in my blood to be able to do that.

And I found in my own world that it's helped me achieve goals and dreams that I never thought possible, but I'm living them today.

That's great. Something we talked about we haven't really kind of defined clearly, but I think it's important, especially for the listeners.

What qualities do you believe are important in a trusted advisor?

Oh, qualities of a trusted advisor that when you call them, they call you back when you want to visit them. They could get you in to visit.

When you have stress or anxiety, they could talk to you about facts and help talk you off the ledge and help give you usable tools to be able to move forward with. When they give you advice, the advice is for you, not for them.

When they charge you a fee, that it's a fair fee, not a fee that gouges you or takes advantage of you, that everything is transparent. That whatever it is that you guys do together, you know why it's being done and it's something that they could show you.

But again, you know, we go through life. There's people that want to go through life where everything is transparent, which, by the way, I think makes for a better relationship.

And then when you communicate with people, I think it's really important to be communicated with. My dad had a law firm where 40 people rented space from him. And I used to be around as a kid and watch these attorneys not return phone calls.

And I just didn't want to be that person. My dad had two phones on his desk, and there was always a return phone call. And he always picked up the phone whether he liked it or not.

And he spoke to you and answered your questions and. And I'll give you an example of a beautiful story.

I have a lead service, and one day I Get a phone call and the people that I get it from, from the south side of Chicago. And she said, and I'm in the north side, so we're not in the same neighborhood. And she says to me, is your father Robert Koh? And I said, yes.

And I said he had passed. And she says, you won't believe this, but 25 years ago, he was my attorney.

And make a long story short, he went against the big pharma cause they were doctors and he won their case. And they will never forget that. But my dad was even relationship based that he stepped up and took care of the people that engaged him.

Because we felt that if it wasn't us, then who's going to help you get where you want to go?

Yeah. It's so obvious talking to you, you have a really big heart and you love to give back. And it seems really important to who you are.

Where does that passion for philanthropy come from?

You know, you're not going to believe this because I have to still do fact checking sometimes, but in the 70s, I went to a school called Grove School. It's three kids, what I remember, three kids, a teacher, cattle prod, padded walls, no desks.

I was there for four or five months, maybe six, and it was down the street from my house. I took the short bus to school and everybody wanted to help me, but at the same time, I was intermedial.

I didn't learn anything, by the way, till fourth grade. That's where I learned handwriting, reading, math, all the different things that you would learn.

Except that I started in fourth grade from the memories that I have, including playing flag football in third grade. Going into fourth, I broke my femur in half playing flag football. I was tackled and I was in the hospital for six weeks.

Ow.

Think about all the people that have helped me and cared about me and nurtured for me to get me where I am today. Because at the end of the day, I graduated the UIC Business School. I've taken six license exams. One of them was six hours. And I did not do it alone.

I had people that would sit with me and help me and share with me concepts and ideas that I needed to internalize to become me.

And I've always said that that's the reason why I want to give to other people, is as I got older and more mature and realized that other people needed help and had gaps in their life and that my gaps were accelerated because I've overcome so much of my life that I wanted to be the person to help others. And that's what I've done is I have a lady right now. I met her for dinner a couple nights ago with a group of people.

She came up to me and said, 23 years ago, I came to your office and this is the impact you made on me.

Wow, that's powerful.

Yeah. And so I kept doing it. I became addicted to maybe hearing it.

I don't want to call it ego, but it certainly feels good that whatever I'm doing is impacting people and helping them move forward.

And honestly, I never talked about my childhood where I grew up with an alcoholic mother in a violent household and the police over all the time and that we moved every two years. But I have a new wife of almost 10 years and she's like, Chad, you have to talk about your past. Because I had a speaking coach.

I was in a class once and I'm speaking and she says, who are you? And I said, chad ko raised $5 million, successful company. I do this, this and this.

And when everyone's done, she looks over to me and she leans over because she's sitting next to me. She goes, I think maybe you're a braggadocious. And I went home to my wife and I said, my feelings are hurt. Right. In a fun way.

And I said, she goes, well, did you tell him like all the hard work that you did to get where you are? Did you tell them about the seven days a week, 14 hour days to get where you are? And I said no, I didn't talk about my childhood.

I didn't talk about like the seven days a week.

I don't talk about how I'd be up at 5 in the morning selling jewelry at the flea markets to be able to with a microphone on so that I could be a better speaker.

So I went back to class the next day and I said, hey everyone, I just want you to know, you know, maybe there's a little thing here of me being a braggadocious. But let me tell you about how I started. And maybe I'm just proud of the fact that I'm here and grateful for the opportunity.

But the question was, who are you today?

Right. I think that's the thing that I.

When I hear people who are, when I interview entrepreneurs, I always ask the question, you know, there are people who believe that you had life easy because you're successful. And how do you answer the people who think that you didn't? You don't have what you have you didn't deserve. And I like what you just said.

They didn't see the seven days a week, the long hours, the hard childhood. All they see is the end product and going, you didn't earn that. So I appreciate having people like yourself.

There's a deeper side to the story that I don't share. I just focus on the end of what God has taken, brought me to then to focus on how I had to overcome to get there.

Exactly. Because what I've learned and what I love about podcasting is these stories of the people that I'm interviewing and talking to. I love the stories.

They're real, they're fascinating.

One guy was in a meth house and he's 10 years old, and his mom and dad ditched him and he's got to grow up and he's on the streets, and the stuff he overcame is just incredible. And the bottom line is we overcome. And so adversity for me has become my secret weapon. And I've had more than my share of it.

But now I live my life on purpose. The successes and the opportunities I have are also now abundant. And I'm embracing that because at the end of the day, I deserve it.

I made the phone calls, I've had the meetings, I've had the insights and the universe, and God has given me rewards for it.

Yeah, I love that. I want to ask you this question. What challenge in your life ultimately became the biggest blessing in disguise for you?

Oh, well, you know, there is one. So I'm 31 years old. I'm trying to figure out what to do with my life. I was always in the flea market business. I loved the model.

You know, the vendors come in, you're helping them with selling and doing. And I was a vendor. So I took over a 50,000 square foot flea market in Bingo Hall. I didn't take it over. It was an empty space. I created it.

It was called Bingo City Flea Market. The first week, we have a guy come in to fix the air conditioning unit and he stole all the Copper.

In the first year, I'm $125,000 in debt, $60,000 on a credit card. The day before I signed the lease, the village voted no outdoor selling. The guy that was putting together the bingo hall had a gun in his car.

So it took another six months to get the bingo haul up. Then he stole all the lottery tickets out of the safe.

And the bottom line is, you know, as the flea market failed and I was driving an hour and a half each way to go there. And by the way, I had a two hundreds SX Nissan, a five gallon thing of paint fell in my backseat where the fuel gauge was in the car.

And so I had to get a new car.

Oh, my goodness.

But I learned so much from that experience that the next business I had was the one I'm in now. But had that succeeded, it wouldn't be the life that I have today.

It would have been the weekends, it would have been the driving, it would have been managing. It would have been hot and sweaty. It would have been with partners. And today I don't have partners.

I have people that work with me, but I don't have partners. And I don't have the source of something that's bigger than myself that wasn't meant to be.

And early on I saw that it wasn't meant to be and I needed to navigate away from it. And that's what I did.

As a matter of fact, I studied for one year to pass the Series 7 exam while in that business so that I could have a future away from it. And as we talk about adversity, I didn't pass the first time. So I went and took the class and I passed the second time.

And I cried on the way home because I actually had, and you know about this, a vision for what my future would look like. And my business plan from 20 years ago, 25 years ago, is the same plan I have today. It's just bigger. Right?

Love it. So I'm going to ask you my other favorite question. What do you want your legacy to be?

Oh, thanks for asking. That's a good question. You know, I've thought about that a lot and I've lived a really beautiful, healthy life.

And I just want people I don't even know that I want them to appreciate me. I just want those people that I've affected or touched to be able to say that he was the good guy, he did his best.

He was an all around person who gave back and built something that was worthwhile and something where once in a while they could remember me for who I am and what I do. Actually, I think I thought about this yesterday because I'm doing podcasts where I have 50 episodes up and I'm going to.

I have a little bit of gray hair, but in 10 years I'm going to be gray. And people could see me grow on the podcast if I'm able to keep this going long enough. Right. So it's almost like this is my legacy.

This is me interviewing people and helping and doing and just being just an all around good person that cares about people.

I Love it. So we have something new on the show this year, and that's a surprise question to number between one and ten.

For your surprise question, I'm gonna go with number six. Thank you very much.

Number six. And I have no idea what this question is. So what's left on your bucket list?

Oh, thank you. And I say thank you a lot because these are fun. So, interesting enough. I don't have a bucket list.

Okay.

I'm going to tell you what I do. I do really cool things, and then I add it to my bucket list.

I like that.

So whether it's a really great trip or an experience or something that I'm doing, I have a list on my phone of really great experiences I've done. But to be honest, any bucket list item I've had, I feel like I've already accomplished.

And so, like an example, as an auctioneer, I've been able to work with Dana Carvey, Jay Leno, and some other really cool people. Tom Ricketts, who owns the Cubs. And I've done some really great stuff.

But you can't bucket list the item until after you've done it, and then you're like, wow, that was something that I could be really proud of and happy about.

So I didn't. I didn't. I guess I'm picking up on this. You mentioned Chicago a few times. I lived in Chicago for 12 years. You wouldn't happen to be a Cubs fan?

Yeah, a little bit of a Cubs fan now. In Chicago. In Chicago. When did you live in Chicago?

I was in Chicago about seven years ago.

Okay. So I have a close friend. He had Hyde park beepers. He was someone that I met in my 20s in Hyde Park. And it's just the idea.

As an entrepreneur, he built out this beautiful business, and he's one of the first people that helped me think bigger. And then he learned how to franchise and seller agreement with my dad's help. Like a bunch of these. And it's just a really great story.

Where are you now?

I'm in Iowa now, but I'm a Cardinals fan, so it's kind of, you know, any.

Oh, no, we're definitely very competitive with that.

So, Cole, one last question, and that is, as we wrap this up, and this has been a great conversation, anything you'd like to leave for young investors to be as they begin their journey of helping others find financial wealth?

Take your foot off the brake. Figure out what dollar amounts you have that you could invest. Feel free to reach out to me. I'm happy to help anyone whether you have money or not.

This isn't about me getting more clients or building in that regard and then really just letting it happen. And if it's not me, call Fidelity Schwab, call someone and do something to be able to just start the process.

It's really important to be invested, stay invested and not be afraid. And that's the advice that I would give. And again, start somewhere. Everyone has the ability to succeed. Everybody has the ability to win.

You just can't go through life afraid and think that you're going to be able to win. If you do that, great.

Well, Chad, thanks so much for joining Trailblazers and Titans.

Your insights and value based financial planning for purposeful living and leadership and relationship building have been incredibly valuable to my audience.

For our listeners, if today's conversation inspired you, be sure to get a copy of Chad Cole's book, you, Financial Dream House and learn about the work he's doing through Cole Financial Group.

If you've enjoyed this episode, please subscribe, leave a review and share with someone who is looking to build a stronger financial future and a more meaningful life. Until next time, remember every Titan, start as a trailblazer. Keep leading, keep growing and keep making an impact.

I am Keith Haney and this has been coming Trailblazer Titans. Thank you for being on the show.