In our first segment we talk about the forced use of apps.  More and more listeners are commenting about being required to use a phone with an app - even when physically at a business.  Is this going too far?

Our second segment focuses on White Label software.  Our guest Andres Klaric discusses a finance solution their company produces that is used by many financial institutions.  This approach can bring a better user experience and cost less to a business.  Klaric's company, Fuse Finance, delivers one such solution.

William Sikkens, Bill Snodgrass, Gretchen Winkler