Are you ready to revolutionize your relationship with money? In this eye-opening episode, I sit down with financial powerhouses Weslia Echols and Willa Williams to unpack the crucial connection between our values and our finances.

These dynamic women, known as "your financial big sister" and "your financial auntie," bring a wealth of wisdom to the table. They share their personal journeys of financial transformation and offer invaluable insights on how to align your money with your true purpose.

Key Takeaways:

• Discover the concept of "steward identity" and how it can reshape your financial mindset
• Learn why contentment is key to financial fulfillment
• Understand the importance of seasons in your financial journey
• Explore how to create a cash flow plan that aligns with your values
• Gain insights on building wealth intentionally and leaving a lasting legacy

This conversation goes beyond typical financial advice, delving into the spiritual aspects of money management and the power of trusting God's unique path for your life. Whether you're struggling with debt, seeking to grow your wealth, or simply looking to gain a fresh perspective on your finances, this episode offers practical wisdom and inspiration for your journey.

Don't miss out on this transformative discussion that will challenge you to rethink your approach to money and empower you to walk in financial freedom and purpose.

Connect with Weslia & Willa

Website: https://www.mytfcoach.com/

Podcast: https://www.mytfcoach.com/wealthwisdomtogether

Facebook: https://www.facebook.com/wealthwisdomtogether

Connect with La'Quita:

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Welcome back to another amazing episode of

Laquita's Toolbox. I am your host, Laquita

Manley. Y'all. I am so excited today. I am

so, y'all. I know my regulars like

Laquita. You always excited. When are you

not excited? That's rarely because I be

excited in my sleep, y'all. But I'm for

real. I'm excited today because I have two

absolutely amazing women of God in the

studio with me today. Miss Wesleya and

Miss Willa. They gonna be dropping gems.

You already know the deal. Get something

to write with and something to write on,

because y'all know people. Pen and paper,

don't forget. But we do. I'm trying to

tell y'all, I met these fabulous ladies

because we are part of another mastermind

type group together. And I thank God for

that, that group, because I've been able

to be blessed by a lot of people to help

not only my brand and my podcast grow, but

just personal growth and development. But

before I bring Wesley and Willa in, let's

take a moment to thank our sponsors at

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based Christian and apparel company where

we as believers are able to shop online

for clothing and accessories that allow us

to wear the message of the love of Jesus

Christ. Go out to wW dot Covenant dash

press.com. again, that's www. Dot Covenant

dash press.com. shop until you drop, but

don't click off of those pop ups too quick

because they contain valuable codes. When

applied properly at checkout, you can

receive discounts and savings through your

purchase at Covenant Press. Listen,

ladies, y'all, I ain't gonna say come on

in the room. Cause you already. Yes.

Welcome to the toolbox. Welcome to the

toolbox. Let's see, who we wanna go first?

Who we wanna go first? Let's start with.

Let's start with Miss Willa. Miss Willa,

let us know who you are and where you

from. Hey, I'm Willa Williams,

affectionately known as your financial

auntie. That's who I am. A lot of people

ask, where does that name come from, your

financial auntie? I have a lot. I wish I

could show you my hands. They're spanning

as wide as this room. That many nieces.

And I love each and every one of them. And

nephews, too. Guys. Nephews, too. But

sometimes they want to talk to their

auntie about finances and not necessarily

mama or daddy, because auntie, she's not

going to be judgmental. She's going to

tell them like it is. And if they. If I

see, when I see their mom or their dad or

getting on them, I just go right along

with the mom and daddy, then later go back

and say, now, you know, you shouldn't did

that, but I can't let the niece and nephew

do that. So I have to make sure that they

understand it's good to come to your

auntie. And so that's, that's where my

handle of the financial auntie comes from.

But I'm Willa Williams and truly love the

Lord. Truly, truly love him. And love

being able to share financial knowledge

and wisdom with the universe. All my

little sisters and brothers love to do

that. So your new adopted niece, you

gonna. Join, you are joining so many other

adoptees, but that's okay. Erase, adopt

me. Erase the adopted part. You could just

be a niece. Oh, see, that's what I'm

talking about. Auntie. You gonna talk, I'm

gonna listen. Cause audience, y'all know I

take notes when we doing this for real.

All right. I take notes. All right, y'all,

y'all have met auntie. Auntie, Willie

Williams, your financial coach. Come on

through, miss Wesley and talk about it.

Hello. I'm so glad to be here. I'm so glad

to be here. Will is your financial auntie,

and I'm your financial big sister. There

you go. And so, as your financial big

sister, I am also here to just kind of

tell you like it is and, and kind of guide

you along the way and with no shame, no

judgment. I'm your financial big sister

because a lot of the people that I coach

are just that. They're like my, they're my

younger version. They're the younger

version of me. And I wish that I had some

of the guidance, wisdom and knowledge at

that age when I was 10, 15, 20 years

younger than I have now. And so to be

positioned to be able to help them gain

that financial knowledge and walk their

unique path for financial fulfillment, I'm

just so glad to do that. So I am your

financial big sister, and just like the

auntie, you know, sisters talk. Sisters

talk. Sisters know stuff, you know? And

like will it say, it don't get to mommy

and daddy, but sisters talk. And we come

together and we can work it out. Sisters

to come together and work out a problem

and resolve it. Yeah. Without mom and dad

before mom and. Daddy even know anything

about it. You know what I'm saying? Well,

you said that the scene that popped in my

head was a scene from the Cosby show when

Vanessa got drunk. Yep. Yes. Yes. I, we

have been that, you know, our. We are

referred to that by our clients a lot.

You're just like my auntie, or you remind

me so much of my sister as we are engaging

with them, and so it just stuck. And so

that's who we are. Will, your financial

big sister and your financial auntie.

Listen, y'all, we have our financial

auntie. We have our financial big sister

in the house. I know y'all better be

somewhere with something to write with and

something. But per venture, you are not.

Just turn the podcast up a little bit

louder. You have to either turn it up loud

to focus good or turn it down low to see

where you're going. I don't know why that

is, but turn this up high so you can focus

on what they're about to say, because they

are about to drop some gems. But before we

get into the gems, though, let everyone

know right, right now how they can learn

more from their financial big sister and

their financial auntie, because you guys

have an amazing podcast as well. Let's

talk about that. So y'all make sure y'all

hit those notification bills and like and

subscribe, not just to the toolbox, but

you also gonna like and subscribe to. And

what's the name of your podcast? Wealth

and wisdom, together with Wesley and.

Willa, available on all major podcast

platforms. Absolutely. Absolutely. Y'all

want to download that? Yes, you do. You

do. We. It's a weekly podcast where we

drop gems. The goal of the podcast is to

help you to walk in your steward identity

as you discover your unique path to

financial fulfillment. That steward

identity, like, that wasn't something

we're gonna talk about. I just need y'all

to understand, like, why. Why we do what

we do. Because, you know, so the word

tells us in ecclesiastic 711 and twelve

that, you know, wealth and wisdom work

well together, right? So it says that it's

good to have wisdom along with an

inheritance because it's a clear advantage

to those who see the sun. For together,

wisdom and money are, like, in this. They

both offer protection from life's

misfortunes. But the real advantage of

knowledge is this wisdom alone preserves

the lives of those who have it. So our

goal is to make sure that you are walking

in the divine wisdom that God has provided

for you to attain financial fulfillment.

And we say fulfillment because everybody's

doing financial freedom. Like, I mean, we

get it. Financial independence, financial

freedom. But there are people who reach

that, and they're not fulfilled. They're

not happy. They have torn relationships.

They have deteriorated themselves

mentally. They've done all the things to

get the wealth, but the wisdom is

understanding that. Is it fulfilling? Is

it what God called you to do? Do you still

have your joyous health, healthy

relationships? Yes. Yes. So when we walk

in our steward identity, there's a process

that we go through to make sure that we're

going to attain financial fulfillment,

that we're going to get this wealth with

the wisdom, so that we stay centered in

the line. I love that. And I just to add

to what, what said is our paths are

individual. They're individual to us from

God. And so we have attained the wealth.

But in order to enjoy that path, enjoy

life now, continue to build wealth and

reach financial fulfillment. You need the

wisdom, and so many of our clients will

come to us. And, you know, I have the

resources, but I just don't know what to

do now. I just don't. I'm not fulfilled.

I'm working, I'm grinding, I'm doing. And

it's just, I don't know what it's for. But

we have to help coach them to begin to see

and understand, you know, and attain the

wisdom that they need to reach the

fulfillment, identifying their personal

path and reaching out and strengthening

their relationship with God so that they

can get on that path and enjoy the wealth

that they've attained. That's our goal.

Yes. I love that. Listen, y'all, we barely

tend a little over ten and a half minutes

into the podcast. Like, I'm tracking that

time, right? But they have already dropped

a, an amazing tool, so I hope y'all have

written it down. Wealth and wisdom,

biblical principles we will understand

from the scripture. Wisdom is the

principal thing. And without it, we lack

understanding. Without it, we lack the

ability to advance and to grow. Because

knowing it is knowledge. Knowing what to

do with the knowledge you have to cause it

to produce for you is wisdom. So y'all

writing that down and then your steward

identity, come on, we're going to break

that down. Not all the way down, because

y'all need to connect, but we don't give

y'all enough to be greedy, right? We gonna

give you all enough to be greedy. But, and

then even what, Miss Willow was like your

own individual path. I love that so much

because all, oftentimes when we think

we've carved out a path or laid out a

path, what we fail to realize is how much

outside noise has influenced the decisions

that we've made. Absolutely. To create

this path. And then when you get there,

you reach the destination or you're on

your way to the destination. And my

pockets may be overflowing, but I am so

unhappy. I'm. Let's not even use the word

happy because happy is based off a

happenstance. I don't got no joy, right?

I'm not broke, but I ain't got no joy. And

then it's for some people, the, the

hiccups that they're experiencing along

the way is because that wasn't, that

wasn't your path. That wasn't the way that

God wants you to come into your wealth.

That isn't the way that you're wired for

wealth. Come on. So, you know, it's like

shiny object syndrome. So I want to try

all the things, and I don't speak against

any of the various ways that we can gain

wealth. God has given us the ability to

create wealth. So that means that that is

an abundant, that is an infinite. You

know, the ideas, the witty conventions,

all of that. All of that is going to come

to us. But what's yours? And oftentimes we

try to mimic and copy what someone else is

doing to reach a certain goal, but. But we

haven't sat down to identify what it is

for us. And then in some instances, like,

for me personally on my path, although I

had, you know, I became a financial

advisor. So let me back up so, you know,

just a little bit more about my path.

Okay? As will have mentioned, that we had

separate paths that got us to the same

place. I got my dream job as a financial

advisor. I was so excited to be able to

get this job working. I was going to be a

stock broker for a major securities firm.

And it was shortly after the birth of my

second daughter. She was two months old,

and she was diagnosed with a condition

called failure to thrive. And so that is

going to the doctor trying to figure out

what's going on with her because she

cannot keep food in her stomach and she is

not getting nourished. And so she ended up

being in a hospital for a month after test

after test after test. She's in the

hospital for a month. I have this job. And

fortunately, my manager was like, I know

you can't be in the office. I need you to

deal with what's going on with your

daughter, but you have to pass your series

seven on the first try. So I had a time

frame with which to pass my series seven,

and I had to pass on the first try or I

was going to lose my job. So with our

support system, I'm studying, we're doing

all of these things, and she gets beyond

that, and I'm so excited. She gets beyond

that. And so we're trying to keep the

balance between, you know, what's going on

with her so that my two year old that was

at home isn't. Her life isn't torn upside

down because mommy and daddy's putting so

much time on the baby girl, right? So we

move forward. They're going, they're in

school. They're toddlers. I'm working. I'm

doing the thing. My husband starts his

business. My husband owns an it staffing

company. He starts his business. I'm in a.

The financial services, and that's, like,

that's entrepreneurship, because, you

know, that's commission driven base, and

you got to find clients, and so you're

working just like a business owner. So I'm

working. Barely getting the latch key by

six. Dropped them off at eight. Barely

getting the latch key by six. Come home,

and now you're trying to get them in bed

by eight. You feel me? You trying to get

them into bed by eight, and then you got

to turn around and do that all over again.

And I'm like, this is really not what I

envisioned as, of how I as a mother and

how be raising my children, because I grew

up in a single, single mother, single

parent home. My mother was a single, so

she had to do all the things. And I know a

lot of what I did because I knew she

couldn't be there. We gonna leave that

right there? Cause I'm. I am. I'm renewed.

I'm transformed. But. But do you hear what

I'm saying? I'm trying to do all the

things. So I prayed. I said, God, what? I

don't like this. I don't like how I feel.

This is not what I had envisioned, but I

need you to speak to me and let me know

what to do. And so he created an exit for

me. He created an ability for me to have a

job that gives me the flexibility that I

needed. It was half my salary, but it gave

me the flexibility that I needed. But then

I had to trust God and what he was doing,

and I had to be accountable to what I

prayed for. Come on. So I had to surrender

to him. I had to trust him. I had to

earnestly seek him all along the path as I

was making this transition. And then I had

to be accountable to the prayer, and then

after that, I had to walk in wisdom and

obedience. So my husband and I had to do

all the things that we needed to do for us

to make that adjustment. With my salary

being less and not feel like we were going

to miss anything. Yeah. Oh, my. Right. Oh,

my. Yes. So I had to step into my role and

responsibility of what I prayed for, and

this is what I wanted to do, and I needed

to be able to do it regardless of what was

going on around me. I needed to stay on my

path. Come on. My path did not look like

everybody else's, but at the time, we were

still succeeding financially and growing

and. And earning more, doing less and

earning more. And you have to trust God.

Know that we will be able to earn more by

doing less. How that happened, only God

does that. Yes. Come on. And so. And then

you have to stay diligent so that you can,

again make sure that all the things around

you are operating as God would have you,

so that you could stay on your path for

financial freedom and fulfillment. And

that's what we did, and that's what led me

on my path. Like, my path is different

than somebody else's path. Yeah. And the

things that we chose to build our wealth

is a little bit different than what some

people have chosen, you know? Yeah. We

have investments and things like that, but

we also have alternative investments that

we invest in. Like, they have value that

some people might not. Might not do in

other ways in entrepreneurship, you know?

And so my path was different than Willis

Path. But if you could hear the steward

identity you walking in, that steward

identity is making sure that you remember

you don't own nothing. God does. Come on.

Yeah. Yeah. And so how are we gonna manage

with confidence, the money and the

resources that God has given us? How are

we gonna live with purpose, and then how

are we gonna build wealth intentionally?

And that's what I had to learn to do in

that process. Doing less but earning more,

and then making sure that I'm maximizing

it as God will have me, because we gotta

manage and multiply it. It ain't just

about managing. Oh, say that again and

multiply it. That's our responsibility.

So, listen, y'all, she dropped a whole

testimony in about five, six gems. I'm

lying with the five or six. It was more

than that. That's just the number that

rolled out my mouth when she said what she

said. I'm thinking, like, my God, did you

write a book? You need a book. I'm just

saying, a workbook said that this week.

Well, in less than 10 hours, says the

Lord. Right. Dang. Listen, sis, because

that your testimony is unique to you, your

blueprint, your footprint for you and your

family, and what you guys considered

success is unique to you guys. And the

path that God said do. Absolutely. You had

to trust the process. Absolutely. And

trusting the process, you got to your

desired end. You got to trust God, trust

yourself, and trust. And trust you. You

act like you've been on our website, girl.

But no, but seriously. And then, too, so

let me tell you. So that was when my

daughter was an infant. My daughter is.

That daughter is 27, all right. My oldest

is 29. Come on. They're dual degree. Come

on. They don't. I'm an empty nester. Come

on. They're doing that thing, ain't it?

One they hold wrong? Come on. That's the

other side of that. So it started there,

but we walked that thing all the way

through, and like you said, trusting God

and trusting the process. Yeah. And you

got to trust yourself. That was a hard

decision to make. Decision that's real.

Because when God is saying, do a, b, c,

and d, and I'm looking at my situation,

and I'm looking at my capability, you

know, yes, I can do all things to Christ

who strengthened me, and I'm like, lord,

you want to strengthen me. Forget what

Paul said. Strengthen me every moment.

Yeah, yeah, yeah. I want to go out there

and do this right here, Lord, because, you

know, stuff will happen. What's going to

happen. But you have trust in the God, in

you. If he trusts you and my husband with

this plan and telling us this is the way,

yes. To what, he has determined success

for us, and I'm trusting him, then I gotta

trust me. But we oftentimes don't trust

me, trust ourselves to do the thing that

God says to do, and understanding that

mistakes will happen, hiccups gonna

happen. But if I'm trusting him and I'm

trusting him in me, then he already knew

the hiccups was gonna happen anyway. Now,

what's right? That's right. As a child of

God, you already know he's not gonna go

back on his word. Come on. Yeah. You got

to walk in it. There are so many ways.

That's Wes's story. Let me share a little

bit about my story, because our past were

different getting to where we are. But we

bless God for those individual paths. Now,

for me, when I started out, we had a two

parent household. Initially, we ended up

with a one parent household. My parents

split, and it was so traumatic for me. I

made a decision that I am never going to

be in a position where I would be left

with all the bills, really have to pay my

way through where I'm going to live, no

money. I'm not the breadwinner walks out

the house. What am I supposed to do? So I

told God, I ain't going to be there,

nowhere. And I went on my trek about doing

that. I learned everything I could about

finance and housing and how to have

somewhere to live and how to make money

and do all that. But it wasn't fulfilling,

and it definitely wasn't rewarding. I

eventually had to surrender, and I

surrendered to the lord. And when I did,

he gave me a husband who bee was very

patient with me, because when you

surrender, you ain't always all the way

in. You better talk about it, because I'm.

Still like, you know, well, okay, well, I

can do that. I can still. So my husband,

he was just saying, I don't know what's

wrong with this girl, but she gonna be all

right one day. So he patient. But once I

really began to surrender and trust the

Lord for what he was telling us to do, we

had gone through our own business. We had

a rental property business. We both worked

our own full time jobs. So he put us on a

route to prosperity. And to be able to

assess, access the things that he wanted

for us, trusting in him, really being

prayerful, we had to. I know I had to. I'm

like, father, you gonna have to help me,

because this is not easy. I can't. I can't

do this on my own. I need you. So walking,

really walking that out, seeing what he

wanted for us and then walking it out was

what I really needed to do. But I also had

to be accountable. I had to be accountable

to what he was telling me. Now, Willie,

you can't be sliding over there talking

about you living in a dispensation of

grace and God. Gonna forget. No. Get

yourself on back over here and do what I

told you to do. And loving him, you want

to do that. And knowing that you yourself

are you a child of God and you have

responsibilities. And so I just continued,

continue to do that to trust him, trust

myself, making sure that he could trust me

also and to trust the process. And it just

made me continue to, like you said earlier

about happiness, forget about happiness.

It made me be able to be diligent and

seeking to walk in the joy and the peace

of the Lord. That was the only way to do

it. And my husband and I were successful

in our business. We have both retired from

our full time corporate jobs. You know,

I've been retired for 14 years now, but I

retired to be able to do this. This is to

share. To share the route. To share the

pathway, to share that. It's okay to have

your own unique pathway. You don't have to

seek after what the Jones has got, and

definitely not the way they got it. I've

always said that when I see something that

someone has, I pray for them and say, God,

thank you that they have that. But it

tells me that it's attainable. And then if

it is for me, the Lord will show me the

route that I need to take in order to get

that everything ain't for me. But whatever

he has ordained for me, he has not taken

from me. And I have prayed and really been

strengthened in order to get it and to

understand that once I got it, many times,

it's there for me to be a conduit, to

share it with somebody else. It ain't

always all for me. It is for me to share.

And so we've done that. So, you know,

being a young person, a teenager, a young

married, newlyweds, and not really having

a financial mentor, that's the other

reason why we call ourselves your

financial auntie and financial big sister.

That is one thing that Wesley and I have

in common in that nobody was there

teaching us these things when we were

trying to build. Nobody. We don't want

that to be the case for those out there

who are looking for someone to do that

now. We are here to help teach you and

guide you on how to build right now, how

to build on your individual path that God

has ordained for you to reach your

financial fulfillment. Listen, y'all, I'm

about to shout up. In here, don't do it.

Listen, I gotta. I keep telling myself

that I gotta get my son to program the

claps. I'll never think about it until I'm

in here and need the clap. I need a

hallelujah button and everything. Don't

forget. Amen. Now, y'all give me some

amen. Amen. All that in here because, oh,

my gosh, that is. Your stories are so

uniquely different, your journeys. Yeah.

But the constant is, it required faith, it

required obedience, and it required

wisdom. But most importantly, it required

submission. Absolutely. You both had to

submit to the will of the father. Had to

submit to the will of the father. Willie,

you submitted to the will of the father.

And your man came. Lori. Single women.

Lori still here, girl. Beyonce. All the

single ladies. Listen, she didn't say

nothing about her life was in shambles. It

was probably well organized. Who will or

machine, financially and otherwise. But

the part that she was missing and needing

and wanting amazing. Cause I didn't hear

you say you was looking for him. No,

because I. My goal, remember, my goal was

to make sure that when one came, or if one

ever came, you wouldn't need. Walk on out.

It'd be fine. Won't bother me. Because I

had mine together. I had. When you gonna

leave? They just said, go ahead and free

yourself. That's it. That was it right

there. Oh, I think it was Bishop Bonner

that says, you know, promote them to their

destiny. Yes, yes, yes, yes, yes. I can't

breathe. Are you. I wish y'all could see

the face she made. Cause she was real

serious. And our unique paths brought us

together because we were members of the

same church. And so we were actually

charged with leading stewardship efforts

at our church. And so we're teaching

stewardship and we're teaching. And, you

know, it's like, yeah, you know, pay your

tithe and make sure you do that off the

top and make sure you, you know, you know,

all the things. All the things. And I. And

I. And I don't regret none of that. But

then when you teach that and you teach it

over and over and over again, and people

are still. They don't. Not fulfilled and

they're still not on their path. So then

they start to question, well, what's wrong

with God? What's wrong with this? What's

wrong with that? And then they start

looking and say, well, denied. A past is

doing this and the past is doing that. And

I don't. That's not that. That's. That's

not that. And so I do agree that we do

have a responsibility not only to talk

about the gender, the generosity that is

part of our character as christians and as

a steward, but we do also have to talk

about and give the tools and the skills

for members to manage and multiply. See?

Right. I got some pastor friends that's

gonna come from whatever they at YouTube.

Come on. Because the body needs to know

that there is nothing wrong with

abundance, because that's why Christ died,

so that we can have life and have it more

abundantly. And then there's nothing also

wrong with wealth and there's nothing

wrong with riches. Come on. There's

absolutely nothing wrong with it. But what

happens is, is when we start loving those

things and finding security in those

things above him. Above him. When you're

walking in your steward identity, that

don't happen. See that? Right? That

doesn't happen. Look, walking in your

steward identity keeps you centered. It

keeps God first. It keeps you seeking his

righteousness. It keeps you thinking him.

Can. Can I say this? You write, my little

short experience in church finance taught

me a couple of things. One, most churches

are broke because the second thing is,

only two to 5% of people faithfully tithe

and give, like, them two separate things.

That's true. Less than 2%. Okay. How big

your church is. And with that little money

coming, I used to be getting looking, you

know, getting a water bill out the mail

and the like. My God, let's pray on this

offering. Wouldn't. But that and how we

gonna make it. But if people don't get it.

Because all we know is, when we go into

the building, the lights work, the air

works, the. You know. And if you are the

type of ministry that has a fellowship

hall that's active, then I need my little

snack in between service or for my

children, because I will, you know, I'm a

super saint. So I open the door and I

close it. But I bring them children with

me, so it better be something back there

in the daycare. And if the church ain't

got a daycare, then we ain't coming. And

all of this stuff just goes to work.

Because the Lord practices. He provides

miracles. He does. But stewardship, like

your stewardship mindset, your stewardship

model. Yeah, I believe and, well, this is

my experience. I don't know about y'all.

My experience is people are lazy in that

they don't want the discipline of

stewardship. What they want is the Lord to

rain manna and pigeons from heaven. But

they forgot. He gave a set of instructions

on how Israel had to still go out there

and gather that stuff. Yes. They still had

to work. And we think that I'm not

diminishing any of the principles of

prayer because I'm only here today because

of them, because I have a miracle working

guy. But stewardship matters. He wouldn't

have it so much in the scripture if it

didn't matter. Don't really. If you really

dig in a Matthew 25. Come on, let's talk

about it. Because if you really start,

there are two stories. I love the story

about the ten virgins. Willa know because

Willa breaks that thing down. Come on. But

is you ready? But I love the story of the

parable of the talented. Yeah. So when you

said, we can just pray. So when a master

left and he gave one. Five. He gave one.

Two. He gave one one. He gave them the

talent according to their ability. To

their ability. That's right. So that means

that everybody has something different.

Yep. So you could. God could know that you

have the capacity for the one talent, but

you still keep trying to do five. And

that's why you can't get your one to do

what it's supposed to do. Come on, now. So

let's recognize the fact that everybody's

not gonna be this everybody's path. It's

not gonna be the same. But we have the

same assignment. Come on. And the

assignment was when he came back, when the

master came back and he said, well, what

did you do with what I gave you? The one

that had five said, you know what? You

gave me five, and I got five more. He

doubled that. When they had two, you gave

me two, I got two more. The assignment was

the same. Take whatever I have given you,

take whatever I have, the resources I have

provided for you, and I want you to

increase it. I want you to manage it, and

I want you to increase it. The one that

had one, he said, well, what would you.

What do you have? And he said, I. Well, I

knew you to be a shrewd master. I knew

that, you know, like. Like, if you came

back and I didn't have this, and I. So I

just hit it. I just, like. And the master

said, you could have least taken it to the

bank. You could got me some interest or

something. You couldn't. You couldn't. And

if you really knew me and you knew I

wanted you to, like you manage. As a young

believer, I would read over that and hear,

you know, sermons on that and thinking to

myself, God, you real rude about it,

though. Why, like, here's this. When I

have nothing, he just had. You gonna take

it from it and. Give it to the one with

the most. And that was because my lazy,

undisciplined mindset my lazy,

undisciplined mindset did not understand.

Even though we talking about it, we

shouting about it, we ain't meaning it.

Lord, whatever you need me to do, I'll do

it. No, I didn't mean that. I didn't mean

that. Yeah. When I researched it, the

talent, it's a lifetime of wages. One

talent was a lifetime of wages. So the one

that have five, he have five. Lifetime of

wages. Wages. The one to ten. So the magic

said, I'm giving you everything that you

don't need in your. Life, and you ain't do

nothing with. And you ain't do nothing

with it. Wait, come on. Look. What a life.

Yeah. Study it with a talent's worth. Come

on. Yeah, come on. No, it just. It makes

me as you're talking about that, Wes, it

makes me think of two other stories, the

ten versions, of course, God is providing

you things. Are you preparing to be ready

when he shows up? Are you? Store housing.

The word talks about store housing.

Putting a little aside so that when he

calls on you to do something, are you

going to do it? Will you be able to do it?

And as you, we served in the positions of

the. I was over the finance team. Wes was

our finance officer. And so we could see

what came in those envelopes, but we had

eyes on what walked in that door. And some

things didn't quite look equal. If you had

this, that and the other is this. Well,

now I know why. This is all you got left

for the church. Now I understand why. But,

you know, it wasn't up to us to judge. We

just try to encourage, encourage and

encourage and, you know, try not to judge

and show in the word how being obedient to

what God says. Yes, he will provide you

with everything you need. When I think

again about those, those versions, and I

think about how some prepared. Mm hmm.

Well, it wasn't like they were caught by

surprise. They knew what their purpose

was. They were going to meet the king. He

was coming. They wanted to be ready. So

they, well, we don't quite know how long,

so we're going to take a little extra. And

so. How dare you, you five. How dare you

ask me for the summer, man. No, listen, I

sacrificed. I worked, I storehouse, I did

whatever it was I needed to do to make

sure that I was gonna be there. I would

not lose my post going on back. Going on

back and get you some back to the post.

But you miss out when you're not obedient

to what God tells you to do upfront. So

often we miss out because we don't heed

and trust him. Yes. And do what he tells

us to do upfront. And like you said, some

people might think that that was mean. How

come y'all didn't share? Well, that was

God's plan. Come on. That was his plan.

That was. It was his way of getting his

principles across. Yes. Obedience leads to

your fulfillment, for sure. It does. It

truly does. Saturday, this past, no, this

past Sunday night, I met with a gentleman

who has some particular insurance products

and I met with him and my parents because

my parents, my, my dad will be 70 on the

fifth. And there's some additional

products that he needs outside of what he

has through his retirement from his job

and Medicaid, Medicare, because he don't

qualify for Medicaid because he got a

retirement. I complained about them people

later, but we're looking at these

products. My mom is not quite retirement

age. Anyway, the conversation went over

into stewardship and what the products

were going to cost and how we were going

to make sure that they had everything that

they needed at the price that they could

afford. And so as we got to talking about

stewardship, I shared with them, with the

agent how the Lord blessed us through

stewardship. Because remember, I told you

when I heard this story, I had a problem

with it. It hurt my heart, hurt my

feelings. It made me mad every time we

went through it because I didn't

completely get it. And I was one of those

people also, too. Let's be full

transparency because I'm dotting the eyes

across in the tease, Lord, while you just

ain't. Boom, making it happen. Boom,

making it happen. So for a long time, my

husband wasn't a tither, so we couldn't

tithe. He was a giver, because he is very,

if this don't add up in the budget, this

ain't happening. And I'm not doing this

until this add up in the budget. I'm a fly

by the Steve the pants kind of like, no,

if we do it, darling, the Lord is going to

provide. And he just looking at me

sideways, oh, this is what we gonna give

this month in offering. Yeah, this is no.

So we get to, he gets to a place and he

realizes the principle. We are five

children strong. And when we, when he got

it, I didn't have a job when I was talking

about it, I still had income coming in. We

done moved to the other side of the

planet. Like, we went across the Atlantic

into England. But somehow, by the grace of

goddesse, and it's not even somehow, when

we made up in our mind, he was like, okay,

we're gonna become 100% tithes and 100%

givers. So this means, and we are less in

income because I can't work no more. Ain't

no job for me. We're going to do this what

it made us do. It changed my mindset. It

changed his mindset. We had to learn what

stewardship really meant because now we

living off of the 80 of one income instead

of the 80 of two incomes, because we

buckle down on the stewardship. We paid

off two mortgages, got out of credit card

debt, and helped to take care of my mother

in law until the Lord called her home and

to take care of my grandmother off of the

one income. The income didn't change. He

in the army. And until you get promoted,

it's the same. We don't have a. I got a

question for you. Yeah. During that time,

did you feel lack. No, not at all. I was

living my best life in Europe. We were

always, listen, y'all. What your girl was

going to do was have the army sponsoring

me to be an expat somewhere. I haven't

been hither and everywhere. Okay, that's

it. The very first time we were able to

take our family to Disney, we'd go to

Disney in Florida. We went to Euro Disney

in Paris. Listen. For seven nights, and we

stayed in the park. I didn't have to get

the budget hotel. And not all people of

God, we're getting the budget hotel out.

That's right. That's right. Wherever you

are on your journey, wherever. You at in

your morning. But at that point in our

life and in our marriage, yeah, we were

better with the one income, and we were

paying his mama's mortgage, my

grandmother's mortgage, child support, and

we still had the children in our house.

Living in an economy where the value of

their money was greater than the value of

mine. And you know why? You said you was

talking. You talked about how you. You

grabbed hold of what that stewardship

meant to you. I had to. That that's what

provided the alignment and the focus so

that you could stay on your path. Because

if you were looking beyond that, it's all

of those other things that would have

brought in discontentment. Those are the

things that would make you feel like I

should be able to do Xyz, I want to do

this, that, and the other thing. But

because you were so focused on your path

and you were trusting what God was doing

for you, it was good. You were fulfilled.

It was good. You were fulfilled, and you

were content. And you were able to see.

See the more than enough. Yes. Yes. You

were able to experience the more than

enough because you did not have anything

that was pulling you or speaking against

it or showing you you don't have enough.

You're really lacking in this area. And we

forget that. That that's what the enemy

wants. The enemy does not want us to know

that we have abundance. And if we can't

get to the point where we can be content

and understand what we work with, like you

said, you got a budget. Yeah, I got a

budget. And your budget isn't to be

restricting. Your budget is to help you

create that container of contentment. Come

on. While you are walking the path,

journeying on the path to the more than

enough it might not seem like it's more

than enough at the time, but you keep

journeying and you keep trusting God. Mm

hmm. And you keep your focus. You'll be on

the other side, just like you said. Like,

well, how did, how did we get here? And

that's how I know for us, it was like,

wait a minute. Mm hmm. And that's, that's

what's different. The kids college is paid

for because. We was doing the test. Yeah,

yeah, yeah. You know, the, this is taken

care. Of because the house is paid for.

Houses or cars paid for. Yes. Because we

never went beyond. See, there are things

in life that have you live beyond your,

but beyond your means. That part, that's

the difference. That, that's it right

there. You are walking your individual

path and not the path that others come on.

Thought you ought to be walking. Because

I'm not. Right. Not the path that you

looking at something. Maybe that's what I

need to be doing. No, you surrender and

you were walking. You were living out your

sewer identity. Absolutely. Because I

promised you somebody was going to tell

you why you paying your mom and your

grandmama's mortgage. That's not your

responsibility. Somebody wanted to tell

you. Like what? Td Jake says I will step

out of the spirit for some. No, but I'm

just saying there are zero things. Just

like somebody will easily want to tell a

christian, don't pay your tithe. Mm hmm.

But that's what you value. And that's the

other thing. Get that part, other thing

that leads, that keeps you on the path and

keeps you focused is that you know that

your money is aligned with your values.

That part you, that whatever paying for

your mom's mortgage, your grandmama's

mortgage, whatever that meant for you. And

there would be no me without. My mother in

law. There would be no being. And I, the

drop. Yeah, we're not going, we under, we

try to take the time to understand what it

is that you value. Yeah. What is it that

you value? And now is your money aligned

with what you value? Because that could

bring discontentment to. Because you doing

this. But that ain't, that's not what

you've put your money on the things that

value because then you'll feel that level

of contentment and it'll keep that joy

because it's, it's, it's a part of who you

are. It's a part of what you do. It's a

part of your system. Yes. You're so,

you're so right. Because looking in that

we have been married a long time. But by

the time we got to England, my youngest

was in the second grade, and our oldest

our youngest was in the second grade, and

our oldest was in the 9th grade, and we

had never been to the place where we had

three months of his income saved up. Three

months of his gross income saved up, it

was like every time something happened, we

had to blow a hole in it. By the time we

left England and we were there two and a

half years, by the time we left England in

those two and a half years to transition

to gold, to spend the next five and a half

years in Germany, not only did we have

three months of his income saved up, we

had more. By the time we left Germany, we

had six months of his income come saved.

All right. Still living my best life.

Yeah. Like, you know, they was like, okay,

when you retire, you gonna might miss one

or two months or something, right? Oh, we

good. We good. We good. We had two in

college. Praise the name of the Lord. We

good. Like, we are so good. And I. The

answer is, our mindset changed. And

because the mindset changed, the way we

responded. Yes. To everything changed, the

way we prioritized, yes, everything

changed. So we were able to take, like, by

the time we got to Germany, I was able to

work. Oh, then that was just gravy on top.

Yes. You know, that was gravy on top. But

when my mindset changed and his mindset

changed and we came into an agreement, we

were in alignment. The income didn't

change, and we were, like, at a place of

repentance for a minute, because, God, we

always had what we needed. We were just

very poor stewards. Yeah. Because this

right here, my mindset was wrong. So we

didn't even know we were bad stewards. We

didn't. We sitting in y'all financial

class, rolling our eyes deeply to the

back, like looking at the back of my

cranium, because y'all don't understand

what I'm going through, and I don't know

why this keeps happening to me. Yes. You

know, I understand demonic assignments and

all that, but the. The demonic assignment

was us. And that is true. That happens.

Yeah, that's right. It was our poor

spending. Yeah. It was our decision

making. God didn't change. No, he. You

changed. I changed being. He had. Your

path was already set. Yeah. But when your

mindset changed, not only your mindset,

but you and your husband came in alignment

to that path. Yes. That's the first step,

girl. That's the first step. Importance.

Listen. Important step that stewardship.

But that experience is what makes me think

the way that I think about why so many

people in the body of Christ struggle

financially. Now, we still do have some

folks that believe that, you know, poor is

humble and that's where the Lord want. I

don't even know why y'all believe that,

but that's your business. But by law, why

did he say. That'S a whole nother. Like we

can. We could do a whole episode on that.

Yeah, yeah, I know theologian or nothing,

but even in the Torah, every. All of the

men of God that he used the men of God. I

promise you. I promise you. If Moses left

and took all of his servants and all of

their families and all of this when he

went to the wilderness, he wasn't broke. I

want to say if Abraham took all of his

people and his wife and lot and all of his

people, they were broke. And Jesus wasn't

poor. He wasn't. How could Jesus, if he is

the son of God and God is the creator of

everything. His daddy was a. How he chose

to live was on him. Was on him. And he was

walking his path in alignment. In

alignment. The assignment his father gave,

that his. Father gave him, yes, but so, so

to look at him and say, that's why you

can't judge people. You can't. I can't.

Listen, there's some people that walk

around because they want to look rich and

they want to look like they got it and

they don't. And if that's your. If that's

you, okay, that's. That's you. And you

gonna come to a point where you're gonna

figure out how you're gonna. You're gonna

come to a crossroad with that. But then

there are people who you'll look at and be

like, they ain't got nothing. Hmm. Hmm.

You thought all the way wrong. People are

living their life as purpose by God and

they are walking the path that is for

them. There are people who like luxury

items. There are people who don't. There

are people. Cause again, what do you

value? Yes. Yeah. Yes. That's what some

people. If Jesus didn't value designer

sandals. You can't sit up here and say

that he was poor and he was broke, because

Jesus was just never broke. And his

circumstance of his birth was the

circumstance of his birth and how God

ordained that for him to come to us. But

that did not mean that Jesus. And it

didn't say that they couldn't afford a

room. It did not. That's right. That's

right. Wasn't that they couldn't get a

room. I'm just saying if the Lord could

give Joseph a dream and say, you better

run the Egypt, buddy, he didn't get there

for free. Wife and his child there and

have somewhere to pay for the state when

he got there. Yeah, we know now how

Christianity, in a word. Well, we've

always seen how Christianity and the word

can be used to weapon. As a weapon to

weaponize. But unfortunately, I think

culturally in the church we've used the

word to justify poverty. Come on, that's

real good. Yeah, we've justified while we

are in this state. And that's episode

number three. We gonna talk about we

didn't, you know, and again, and I'm not

talking about name it, claim it,

prosperity gospel. That's not what I'm

talking about. I'm talking about just

knowing that you have the capability, the

ability, the capacity of whatever God has

put in you. And if you walk it out, you

can get to a end. Yeah. Now if you don't

want to walk it out, then you're going to

be stuck. You will be stuck. Come on. If

you don't want to transform your mind, if

you don't want to think like him and walk

the path that he is showing you and do the

things that he's telling you to do, walk

in wisdom and obedience, then, yeah, you

will be stuck. And I think we as a church,

we shouldn't use the word like you said,

you know, pipe being poverty is humble.

And that association, that's, I think

we've did a disservice. Absolutely. On

the. Come up. Come on. So now that when

you have people that are understanding it

and saying, hey, no, this is you, then it

gets a little twisted. But in people's

minds. But it's. No, it's not. It's not.

And so walk your path. Yes, yes. Be a

steward. Know that you are a steward. Know

that you. That is a responsibility that

you have to manage and multiply. Yes. And,

and God is going to uniquely show you

what, how he wants you to do it. Yes. And

you know what? In that walking it out, you

have to do it unashamed. Ashamed. Yeah,

don't be ashamed. Don't be ashamed. If God

said this is the way you're supposed to

go, then go that way. Do that. Yes. You

don't have to have designer sandals. Come

on. You don't have to have the top line

model of anything. Whatever God has

ordained for you and whatever is okay for

you, that part, it doesn't have to be. I

think in terms of my cars, a 2007. I love

my car. I'm right there with you. What I

love is I have no bondage to a car. Note.

Thank you. And for so many years, it's

still. But let me. Let me clarify. Well,

because you trying to. You trying to play

it down. She got a 2007 Mercedes Benz. But

the fact is. No, no, no. And the only

reason why I wanted to bring that is

because it's still what she wanted. It's

what she got it how she wanted to get it.

Yes. Paid for. And she's driving that

thing, you know, paid for. For ten years.

And people come up to me, what year is

that car? Because, you know, that

wonderful husband of mine, that man, he

keeps that car. Imagine, yes. Yes. When it

has a need, it's taken care of. It doesn't

cost us anything. And it looks just. It

looks like a may box, to tell you the

truth. I mean, that's what it looks like.

But it's my car. But if it were a

Chevrolet, if it were one of these little

suv, little bitty, teeny little things, it

would still be okay. Yeah. If I wanted

another car. There's no desire for that.

Come on. But if I wanted it right. And she

got what you wanted. What I wanted. Thank

you. Appreciate them value. I ain't paying

for. I got, girl. But, you know, you

should not be ashamed if you're doing what

God has told you to do. If it's a season

of frugality, when you want to say no,

then say no don't mean you can't afford

it. Come on. It just means that I don't

need that right now. I got my mind set on

something else. Something else is more

valuable to me. There's another goal, and

that I'm gonna say for. But, you know, you

right. As we begin to speak, we just go

over on and on, and I'm like, okay,

episode number four. I best stop. No

liquidity toolbox audience. They gonna be

back a lot. Look, we'll be the financial

advisors for the, you know how they had a

segments where we're like, we won't have a

financial work. Just. Carlos here. We

have. When your listeners have questions

about finance, just let her know. Get with

us. We can handle. Yeah, send her the

questions. That's right. We'll answer

them. Y'all hear that? Send the question.

If you have at Laquita Monley.com, send

the question. There you go. For you, I

could listen, like, so much. Did you

unpack right there. Yeah. I remember when

we bought our first apartment complex. My

husband had been deployed several times at

this point, and we. They were back, and we

was taking his soldiers and their families

out to lunch and everybody pulling up in

these new biggest cars, big trucks and

suv's and all of this. And at that point,

we had a 99 suburban that was paid off.

And then a friend of his had this little

old. I don't even remember the year model

of the Mitsubishi, but it was a Mitsubishi

Mirage girl. And I could sit in the front

seat, literally, and you could touch the

back seat. The thing looked like it should

just die, but it ran. And that was his

work car. And we had been saving because

we knew we wanted to buy either a duplex

or where we are. We call them a fourplex.

It was a four units. We wanted to buy one

of them. And at that time, I had stopped

working because we also knew we were

getting ready to move. And we got these

five kids. My husband is an e six for the

military people. He's e six with five kids

and child support. So we had to have some

money to show that we could hold that

thing up for three to six months. And one

day, we, at this lunch, one of his

soldiers who had just bought a house and

had that car, the new car. So, of course

they were teasing him, and he was like,

this, gotta give. And I said, you know

what? We were in the process of closing.

We were in the process of closing, so we

couldn't make one move. And I was like,

when you drive up in your little mirage

or. Or we're in our truck, we're driving

up to something that has more value and is

going to continue. Yes, we bought it in

the crest. This was, like, 0708, and the

market was crashing. But the benefits we

got for buying it when the market was

crashing, because the builder wanted it

off his books, they paid our mortgage for

six months. It was already four tenants in

it, so it was already in the black when we

bought it. Because God is faithful, glory.

He is faithful. Like, when we pull up into

that, because the plan was to move out of

where we were and to move into the unit as

soon as one was available. What this is

doing is for us, it was the discipline.

Because you get mad when you, the boss and

your stuff is raggedy and all your

support. You don't have to tell me that. I

live that life. Come on. That's. That was

our business. We had rental property. I

remember when I told my husband, I'm not

buying carpet for nobody. Else until we

get some mad about it. We had a

replacement refrigerators a couple of

weeks ago. Thank you. I need a new eye

makeup, but. We got to put them fridges in

them. Girl. And that's just the enemy. Mm

hmm. When it all came out in the wash. Of

course, thank the Lord that we did, and I

will. That taught me a lesson. Like, I

don't give two reps as long as that car

could get me from a to b. I don't care how

it look. We didn't pull. I'd have pulled

up to the region. I'd have pulled into the

embassy. You know, a lot of. And be like,

park that bags. This is my room. Like, we

gonna. You don't. I don't already checked

in before I got there. I'm gonna. I'm

going to relax hard because the fact that

I ain't paying no. Some of these people

paying thousand dollars or more. Yeah,

that's right. That's right. For, like,

seven, eight years. And after you don't

put down a significant deposit, I mean, a

significant down payment. Yeah. Like, now

we finish. If that make me no money, why I

got a note on it. You. Know, my husband

was doing. Oh, Lord, sling, not slingshot,

but, gosh, what is it called that he does

when they do the short hauls? What is that

called? Can't even think about it. It's

like a. He's not a, like, big rig trucker.

We don't have people to do that. Oh, okay.

We had to get some dualies and some. The

name of it. When we first looked at the

things y'all, new trucks was about the

time we got everything together. It was

over $100,000. I fought to take me now,

but it makes me money. You better make

your money right. It's the mindset of

annoying that how it can bring in income.

That's right. How the asset can grow. Yes.

And so. But that's also part of the

mindset shift and how you look at your

money. Yeah. Think about it differently.

Yeah. And so it's just. And it's based

upon what it is. Based upon you. Mm hmm.

It really is. And. And you have to be okay

with it. You take me back to when I was a

field inspector and I had mileage. I would

get mileage for driving and doing my

inspections. I bought a car, was $400 cash

just here. This here's the car. It was

okay when I first got it. After a while,

it started to smoke. If you went over 25

miles an hour now in the area where I

work, metropolitan Detroit area. It was

like, uh, everything was by freeway, but I

knew the streets. I learned every last one

of them streets. I drove that car. It

wasn't banged up or anything. It would

just smoke. I drove that car everywhere I

needed to go, did my route every day and

every month. I got my mileage check, and

it paid for that car over and over and

over again. And I was fine. I just didn't

go past 25. Come on. I was, okay. It's

what we gotta do. The mindset and the

things that you think are important. It

was important to me to work and do my job.

It wasn't important to me to go out and

get transportation that was gonna cost me

more. And I was bringing in that. That

wasn't what I wanted, right? I wanted to

be safe and to work a vehicle that was

going to bring me what I needed. And

that's what I did. Again, unashamed of it.

Yeah. I was like, thank you, father. When

we had that little Mitsubishi Mirage,

because it was a gas saver, this was like

I said, it was in the gas prices was

stupid. I lived. I left this suburban

parked whenever possible. If we weren't

going somewhere with all five of them and

both of us, we're going to dinner, we're

going to lunch, we're going to do this or

whatever. Yep. In that, not going to

church in the ride or we going to church

if my parents got the kids. Why we moving

at suburban? It's a million dollars.

That's it. We go in this mirage, man. And

it was like what you said. Well, it

wasn't. Nothing wrong with it was. Ours

was ugly on the outside. It was ugly. I

didn't care. And it wasn't important. It

wasn't. I had to get an emergency. We're

looking for. There you go. We had to make

an emergency trip to Mississippi, and I

was the one that had to make the trip to

go pick up my stepson. My husband was

still here with all of the kids, so I left

him the suburban. He's like, you're gonna

go rent a car? Nope. It cost me $25 to

fill up in the AC work. I'll see y'all in

two days. He was like, period. Didn't even

cost me a $100 there, see? A $100 filled

up the tank of this. Walking your

individual path that God had ordained for

them, uniquely. Yes. I love the store ship

that you guys teach. Like, that is a

blessing, y'all. Liquidity toolbox. This

is not the last time you gonna hear from

Wesley and Willa. I'm gonna figure out a

way to make this segment a regular.

Really? Because that. That mindset is what

hinders a lot of new entrepreneurs. Yeah.

It hinders a lot of new entrepreneurs

left. I understand bootstrap of your

business is not ideal, but if I have to

bootstrap my business, and that's the only

way I better learn how to live tighter

with what I'm working in my regular job in

order to keep the discipline going. Right.

So that I can get to the place where my

side hustle is making the money. That

takes a whole different mindset. Can't

quit. I can't give up. It don't look good.

Now. Where can I tighten this? Where can I

tighten that? Oh, my God. I'm overwhelmed.

These people said I need a va. These

people said I need to get this coaching

program, this, that. I need to do this,

that. And the third, I. A dollar better

make, you know, 15 cent better make a

dollar or something, because I ain't got

it, so. But how can I still work my

business like that mindset? You can and

you will. Yeah. If you have the right

mindset. If you have the right mindset,

yeah. And really just seasons of time.

Yes. It tells us that it's four season.

That's a season of frugality that is going

to get you. That's, again, a part of your

pathway. Yeah. Season of frugality. That's

a part of your pathway. And again, it's

what you value. So at this, in that

season, I'm valuing what I'm going to do

to make sure that my business has what it

needs, even though I'm working this job.

So I'm going to make the adjustments for

in areas that I don't value as much.

Right. So I'm going to make those

adjustments so that I can have this money

going here. But you really have to sit

down and look at where is my money going

now? So you understand what to cut?

Because a lot of things, like I said, a

lot of times that money is going to things

that it don't. We don't need to pay for

that. We don't even. We don't even like

it. We don't even watch cable that much,

or we don't even. You know what I'm

saying? We're paying for XYZ and we don't

even. We don't use any. We don't need it.

We don't use it. So whether that be a

vehicle, whether that be a car, whether

that be you know, you got a five bedroom

house, but you only need three bedrooms.

You know what I'm saying? Whatever it is,

however way you need to make the

adjustments during that season of

frugality so you can get further along and

where you want to go, then you make those.

Trust yourself to make those adjustments.

Trust God that he sees what you're doing

and he knows your need and he's going to

meet your needs and then trust the

process. Yes, trust. That is like Willa

just said, it's only four season and

you're going to get on the other side of

it. But we have to have that, that mindset

shift. We have to know that in our hearts

and then know that we're doing again

what's uniquely required of us, of you.

Yeah. Yeah. Beautiful. Listen, I know I

done kept y'all way over your time, and

this conversation is real good. That's why

it's gonna be multiple parts. Ain't just

stop here. We can do good to us, too.

Believe me, we're passionate. We'll talk

about this. Love sharing. Yeah. Truly. And

I love it, though. It's, it's. What if I,

if somebody had to ask me, supposed to ask

me, what are the key foundational things

that you've had to do or do or would

recommend at the top of it is changing the

way I think, changing the way I think

about any and everything spiritually and

naturally? Yeah, it's, um, I. It's part

of, you know, when you think about, like,

the overall process, the first step is

evaluating where you are. And when you

evaluate where you are, that's gonna make

you think about your mindset, and it's

gonna help you see, well, am I actually

walking in my stored identity? Am I

actually embracing it? How about. But have

you also stopped to envision what the

future looked like? Like what? What does

that look like for you? Have you dreamt

with God? Have you, have you written down

the dream that God has for you? Do you

follow him saying, like, write it down?

What is it? What does that look like?

Yeah, yeah. But then do you actually have

a cash flow plan that aligns your money up

with that value, with what you value and

what you dreaming about? Build the

foundation that makes that happen. Come

on, now we hear it. Write the vision and

make it plain. Right? We do that like you

create the outline, we write it down.

We're praying about the guy. We'll believe

in it. Now, what are the action steps?

What's the action? How you gonna line that

cash flow with that budget spending plan

whatever you want to call it, and make you

feel good about how you gonna manage your

money. Also, how are you gonna multiply

it? Like you said? You said, I don't buy

nothing that ain't appreciated. So, yeah,

how are you gonna, what are you gonna do

to multiply it? Like, what? What, what is

God, how is he showing you to do that?

Yeah. And, and granted the fundamentals,

the basics. Yeah, we got you all day on

that. And we gonna teach you how to

invest. We could teach you how to get out

of debt. We can show you, we can

strategize. We can do all of that. And

anything else that God has you calling you

to do, we can connect you with people. If

he's saying, you know, I'm really led to

do property. Okay, well, let us show you

how, coach you and make sure that you are

being accountable to doing that. Or I just

want to do. I'm being an entrepreneur.

Okay, well, let's do that, or I'm gonna.

Whatever. However, there are many ways for

you to build the wealth and for you to get

appreciable assets. So do that. And then

after, or while you're doing that, then

you also have to think about what is your

legacy? What is the impact and the

influence that you're gonna leave this

world? How are you gonna make sure that

all that you've worked for is going to

actually get to the people that you wanted

to get and bless. Bless the people, bless

the organizations. What is your footprint?

How are you going to be? You know, my

husband and I, we refer to ourselves as

super seed sores. We like to sow seeds

into other businesses, things, people. How

is that? Is how are you going to use your

generosity? Like Willis said earlier, we

ain't. It's not about to. It's not about

amassing all of this. Wealth for yourself,

for ourselves. It's to advance the kingdom

works. But what is my assignment in order

to be able to do that? Yes, you're going

to give your tithes and your offerings,

but God is going to call you to do

something else, too, because he knows that

you have abundance in your storehouse,

because you've done what he actually do.