Hi everyone, we are at the start of season 4 of the podcast and we are taking a deep dive into underwriting manuals.

In the first episode I have Peter Maynard with me from Select X, talking about his career in underwriting. We chat about what an underwriting manual looks like, the types of risk that they include, how underwriters use them and the role of automated underwriting.

The key takeaways:

• Automated systems are good, but you can’t beat a human underwriter!
• Underwriting manuals are technical guides of how to assess risk, but there should be some wiggle room in decisions.
• The more you know about a person’s ‘risk’, the more likely you are to get a realistic indication of insurance terms.

Next time, Roy McLoughlin is back with me for his first outing of season 4. 

Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.

If you want to know more about how to arrange protection insurance, take a look at my Protection Insurance in Practice course here.