You’ve probably seen the headlines—negative gearing changes, big shifts for investors, and talk of housing becoming more affordable.
But what does the 2026 budget actually mean for first home buyers?
In this episode, we break down the key property-related changes, including negative gearing, capital gains tax, and investor behaviour. While these policies are being framed as a win for buyers, the reality is more complex—and in many cases, the expected impact on property prices may be far smaller than people assume.
We also explore how these changes could shift demand across different parts of the market, including the growing pressure on new builds and the potential reduction in rental supply. Along the way, we unpack the risks of relying on headlines when making long-term decisions.
If you’re trying to decide whether to buy now or wait, this episode will help you understand what’s really changing—and what actually matters when planning your next step.
Episode Highlights
01:28 – What’s Actually in the 2026 Budget
05:48 – Will Property Prices Really Fall?
07:37 – Rents, Supply, and Why Location Matters
09:05 – Investor Demand vs Supply: What’s Changing
11:46 – The New Build Trap First Buyers Should Know
15:23 – Why New Builds Could Become More Expensive
17:49 – The Risks of Buying Off-the-Plan
19:29 – Small Wins for Buyers, Bigger Pressure on Rent
25:33 – What First Home Buyers Should Do Next
29:05 – Key Takeaways from the Budget Changes
31:47 – Final Thoughts and What to Do From Here
Course Details:
- THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBG
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