When a loved one is living with dementia, families may suddenly find themselves responsible for important financial and medical decisions. One of the biggest sources of confusion is assuming that one legal document gives someone authority to handle everything.

In this episode, Lisa Skinner explains the difference between a Power of Attorney and a Medical Decision Maker, why these roles are often separate, and why both can be important when planning for dementia.

The difference between financial and healthcare decision-making authority

Why a financial Power of Attorney does not usually provide medical decision-making authority

Why a Medical Decision Maker generally cannot manage finances

Why planning should happen while the person with dementia still has the capacity to participate

The importance of naming backup decision makers

How advance directives and conversations about personal wishes can reduce confusion

What can happen when these documents are not in place before a crisis

Planning ahead can help families avoid delays, reduce uncertainty, and make sure the right person has the proper authority when important decisions need to be made.

This episode is for educational purposes only and is not intended as legal advice. Laws and terminology vary by state, so families should consult an appropriate legal professional regarding their individual circumstances.

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