In this episode, Nate delivers a motivational reality check on retirement savings—why 'someday' needs to start today. Learn why retirement must come off the top of your paycheck, how to start even if you feel behind, and how making retirement part of your Peace of Mind Funds creates true future freedom. Nate breaks down the time value of money, compound interest, and practical strategies for automating your savings, all with fresh pop culture references and real-life stories. Whether you’re just starting out or catching up, this episode will help you build a retirement plan that fits your life and gives you peace of mind.