Grace Speckman tracked every single dollar she spent leasing a horse and still ended up $14,000 in the hole after four months. She's a certified financial planner. If it can catch her off guard, it can absolutely catch the rest of us. In this one, we get into the costs nobody warns you about (looking at you, saddle fitting), how to budget for a sport that thrives on surprise expenses, and the uncomfortable math Grace does on what it costs us long-term to keep saying yes to horses right now. I walked away from this conversation with an actual plan instead of just crossed fingers, and I think you will too.

Thanks to our sponsors!

• Thanks to Big Dee's Tack & Vet Supply https://www.bigdweb.com/ for their continued support of Broke Horse Moms. Use code BHM10 to receive an additional 10% off your order.

Grace's Links

• The Thoughtful Equestrian's Guide to Protect, Grow, and Pass on Wealth
• Instagram: https://www.instagram.com/dollarsandhorsesense/
• YouTube: https://www.youtube.com/@GraceSpeckman
• LinkedIn: https://www.linkedin.com/in/grace-speckman/

Broke Horse Moms Links

• Website: https://brokehorsemoms.com/
• Newsletter: https://www.brokehorsemoms.com/newsletter
• Instagram: https://www.instagram.com/brokehorsemoms
• Facebook: https://www.facebook.com/brokehorsemoms
• Leave me a voice note about a question you'd like answered: https://speakpipe.com/bhm

Resources Mentioned

• YNAB (You Need A Budget) budgeting app