Do your children think money grows on trees? Do they understand the value of a dollar? On this week’s episode, Partner Michael Clear sits down with Tom Henske, author of It Makes Total Cents, which gives parents tools to have an honest conversation with their kids about the value of money and the importance of starting the conversation at a young age. With a background in structuring life insurance portfolios for high-net-worth individuals and financial planning, Tom has made it his business to not only help clients prepare the money for their kids, but to also prepare the kids for the money. Be sure to tune in to learn more and check out totalcents, where you can find Tom’s book and podcast, and The Affluent Insurance Advisor, for life insurance policy information.