Takeaways:

• Did you know that half of young adults are living with their parents today? That's wild!
• In the past, living with family was about survival; now it's all about budgeting and math.
• Today's housing market is a real head-scratcher, where independence feels like a luxury item.
• Rent is eating up 60% of our incomes, making it super tough to move out on your own.
• Three generations under one roof used to be the norm, but who knew it would be back?
• We thought affordable housing was here to stay, but it turns out we were just dreaming.

Links referenced in this episode:

• jamesabrown.net

This is the Daily Note.

I'm James A.

Brown.

Half of young adults live with their parents.

Now, that's Great Depression levels.

But here's what's different.

Today it's about math.

When rent costs 60% of our incomes and starter homes require giant down payments, moving out is nearly impossible.

We've created a system where independence has become a luxury good.

Three generations under one roof used to be normal.

Then we had this brief historical moment, maybe 50 years, where everyone could afford their own place.

We assumed it was permanent.

And like so many other of our assumptions, we're wrong about that, too.

So what do you think?

On that note, I'm James A.

Brown, and as always, be well.