This week on Black Men Sundays, Corie Murray sits down with Phil Ganz, Certified Mortgage Planning Specialist and Founder & President of Next Wave Mortgage, for a powerful conversation on homeownership, real estate investing, and building generational wealth.

With more than 24 years of experience in residential financing, Phil shares why homeownership remains one of the most effective wealth-building tools available, the biggest mistakes first-time homebuyers make, how down payment assistance programs can help families get started, and why waiting for the "perfect" market could cost you more than you realize.

From buying your first home to creating a long-term real estate strategy, this episode is packed with practical advice for anyone looking to build wealth, create financial freedom, and leave a lasting legacy for future generations.

One home. One decision. One legacy. The journey to generational wealth may be closer than you think.