In episode 15, we're talking about the way most folks buy a house (at least Millennials)... with a Mortgage. I'm joined by Mortgage Bankers, Jen Gile and Taylor Nedrow.
Jen and Taylor sit down with Kyle to discuss what you need to know about getting a mortgage. As you'll discover, not all mortgages are the same, or created equal. How much do you need down? How do you avoid PMI... what is PMI for that matter?!? Conventional, FHA, VA... we discuss all things mortgage, and the process for getting a mortgage to buy a house.
Before they dive into mortgages, they talk volleyball and what makes for the perfect kill, more wrestling, and their shoes growing up. As always, they top things off with some Five-Teen Minutes of Fluff.
This one is for the record books, our first explicit episode because Kyle said, "shit," and we don't want to get banned. :)
Tune in!
To skip the fluff, go to the (31:13) mark. However, it's not advised!
Resources:
Noah’s Bandage Project,
Jen Gile, the KC Dancing Star,
Vote for Jen!,
The BMA Foundation Annual Dine and Dance with the Stars,
Road Trip (the movie),
Air Jordan 11,
Millennials made up the largest share of home buyers at 38% in 2019 (statistics),
Types of Mortgages,
Debt to Income Ratio,
Mortgage Closing Costs,
Spencer Lee is tougher than LeBron James,
Iowa Hawkeye Volleyball Record Books, and Kill Master Jen (Bell) Gile,
Iowa Hawkeye Volleyball #6 All-Time Kills Leader, Jen (Bell) Gile (Page 8),
Rep. Dan Crenshaw Eye Surgery, and **Update**
Jen's Walk-Up Song: Def Leppard - Pour Some Sugar on Me
Taylor's Walk-Up Song: Anderson Silva Walk Out Music - Ain't No Sunshine (by DMX)
Kyle's Walk-Up Song: Outkast - So Fresh, So Clean or Walking on the Moon - Shut Up and Dance
Jen Gile, Loan Officer (NMLS # 229511) - Fairway Independent Mortgage Corporation
Website,
Email,
Phone: 913-660-8371,
LinkedIn
Taylor Nedrow, Sr. Mortgage Banker (NMLS # 584283) - Flat Branch Home Loans
Website,
Email,
Phone: 913-579-5938
LinkedIn
Kyle Hill, CFP® - Hill-Top Financial Planning, LLC
Website,
Email,
LinkedIn,
KCFAN (Kansas City Financial Advisors Network),
XY Planning Network (XYPN),
NAPFA,
FEE-ONLY Network,
CFP Board