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In this episode of "A Changed Mind", our host, David Bayer focus shifts from traditional money-making advice to a deeper exploration of mindset and internal alignment. Challenging the belief that income is purely driven by effort or strategy, the host argues that financial success is largely shaped by âenergy allocationâ and the level of internal resistance individuals carry.
Drawing from experiences with clients across income levels, the episode introduces four key factors that determine alignmentâsuggesting that without them, even the hardest work leads to stagnation. When aligned, however, these elements can transform not just income, but oneâs entire relationship with success, opportunity, and reality.
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Available on Amazon: A Changed Mind: Go Beyond Self Awareness, Rewire Your Brain & Reengineer Your Reality
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00:06:00: Why Hard Work Alone Doesnât Guarantee Financial Growth
00:24:00: The Four Key Factors That Drive Alignment
00:30:00: Real-Life Examples: Patterns Across Different Income Levels
âMoney isnât just a result of effortâitâs a reflection of how youâre allocating your energy and where youâre resisting.â
âYou can work harder than ever and still feel stuck if thereâs internal misalignment holding you back.â
âWhen you remove resistance and become fully aligned, opportunities donât just appearâyou start recognizing and receiving them.â
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Most people think they have a money problem, that they need to work harder, find a better marketing strategy, get a better job. But the real reason why most people aren't richer isn't because they haven't figured out how to get rich. It's because they hold too much resistance inside of them. See, you don't actually have a money problem. You have an energy allocation issue. Because here's what I've seen over and over again with clients, with entrepreneurs, with people making $50,000 a year and people making $50 million a year. Money does not respond to effort. Money responds to alignment. And alignment is created or destroyed by just four things. And if those four are misaligned, you can work harder, grind more, learn more strategies, and you'll still hit your head against your income ceiling. But when those four lock in, you don't just make more money. You fundamentally transform your relationship with success, opportunity, and reality itself. And today, I'm going to break down exactly how this works. Welcome to the Money episode.
Welcome to a Changed Mind. A journey into the topics that matter to you most. From the neuroscience and spirituality of mindset and personal growth, to groundbreaking strategies for health, wealth, and relationships, to open and honest conversations about pressing global issues such as the environment, censorship, corporate capture, and democracy. Each and every episode reminds us of the certainty of the goodness of the future and provides the teachings, tools, and timeless wisdom inspiring you to create real, lasting change in your life and in the world. If you've been desiring a sanctuary for your spirit, a place to go to tune out the distraction, negativity, and doom and gloom so that you can tap into the deep power, the vibrancy, and the potential you have inside.
You're in the right place.
Welcome to a Changed Mind.
All right, guys, today we're going to be talking about four things. And these are keys that don't just unlock extraordinary wealth. They are literally the key to creating anything that you want in your life. Better health, better relationships, a better career, a bigger business. So I want to take a moment to explain what money is, how money works. And money is best understood as currency. It's a way that we describe money, and the reason for that is money is energy. It's like an electrical current, and like all currents, energy flows. That's one of the natural characteristics of money. And in order for us to allow money to flow through us or to magnetize ourselves with this energy of wealth, we have to not accumulate it, but we have to allow it to flow. That's actually how we become what I would describe as A personal economy. This is what real wealth is. This is what real abundance is. And in order to do this, we have to master four areas. Okay. The first principle that we have to master are what I would call decisions. Okay, so I want to explain the concept of decisions. Many people believe that they are stuck as a result of family money blocks or limited beliefs around money, or what people might describe as a limited money consciousness. And that's actually true. But one of the really powerful distinctions that I've discovered over the course of the last decade that have transformed my ability to change my limiting beliefs is that I'm not stuck with my beliefs forever. And in any given moment, I can actually rewrite an old belief by making a new decision. Now, you might say, dave, that just sounds way too easy. Especially if you've been on the personal development merry go round from many, many years. You've read the books, you've walked the coals, you've climbed the mountains, you've done the breath work. You're like, Dave, it can't be that easy that I could just change my beliefs by making a new decision. But when you understand where your money beliefs came from, you can understand that, yes, you can just make a new decision. See, our beliefs come from the early formative years when we are interpreting reality the way that the human being operating system works, the way your neurophysiology works, the way your brain works, is that you're recording every experience as a child moment by moment by moment. In fact, you can see there's this massive of neural networks in your brain from the age of 0 to the age of 7. What's happened is you've recorded every experience that you've ever had. And you're ingesting the sensory data from that experience. What you see, what you hear, what you taste, what you touch, what you smell. And it's actually forming memories in your brain. And the other thing that gets installed inside of each and every one of these memories is meaning. You're giving meanings to the experiences of your life. And most of us got a money belief from our parents. You know, our parents either worked really hard to make money, or growing up, money was scarce, or money was for the neighbor down the street or the people in the other neighborhood that had the fancy houses and the fancy cars. Or money was for different cultures or ethnicities. But at an unconscious level, we just started giving a meaning to money as it was floating around in our life. And 99% of the time, our experience of money when we were children is the same as our experience of money when we were adults. And so a really great way to inventory what your experience of money was when you were growing up is to actually just complete this short little sentence. It's when I was growing up, money was blank. Now, if you're a regular listener to the show, you may have already done this exercise before and there's nothing to overthink here, but when I was growing up, money was blank. And so if you asked me that question, I would say money was hard to make because I watched my dad, who was an attorney, who did well. We grew up in an upper middle class community, but he was never home. So in order to make money, had to work really hard. Now, most people, if you ask them to complete that sentence, we'll say, when I was growing up, money was scarce. Scarce or out of reach or some form of financial insecurity. And that's why as adults, we experience some form of financial insecurity or certainly a limit or a cap on what we can earn. Because limiting beliefs aren't just beliefs. They actually become a part of an identity that we hold. You know, and so for so many of us, money is a hard thing to make, but we have the ability to decide something different. Now as an adult realizing that, wow, I had this program that was installed in me as a child that is not congruent with the relationship that I want to have with money. It's not the identity of a person who would be rich, Person who would be wealthy or rich is not experiencing reality as money is hard to make or money is scarce. You have an ability to respond to that awareness of your limiting belief. And that response ability is to make a new decision. Scripture of all kinds, whether it's the Bible, the Quran, even many of the Eastern teachings tell us that there is power in our decisions that we can decide which in Latin means decidere or to cut off all else. When you decide that money is easy to make, when you decide that life is abundant, when you decide that I am worthy of being rich, that actually becomes your reality. Your decisions crystallize themselves into your reality. Given enough time and a little bit of patience, you can look at scripture, by the way, in the third verse of Genesis is one of the first creative decisions that we see is God said, let there be light. And there was. It's really that simple. A decision is a command. And so if we want to master wealth, we have to understand this first piece of the four, which is you have to decide for wealth. Most of us have decided for financial insecurity Most of us have decided that we don't have enough money in our bank account. Most of us have decided that other people are capable of developing extraordinary wealth. But we are over here in some other class of financial citizen. And so it's really important for you to check within yourself and to audit, like, what is it you really believe about money? And if you uncover a limiting belief, know that you can make a new decision. You can command, you can just decide. What do you decide? Well, some form of the opposite of the limiting belief that you discovered? No. I remember when I was in Miami in my, I'd say late 20s, early 30s, and I remember looking up at the condos. I remember seeing the guys who were driving the sports cars, the fancy watches, the beautiful women. And a lot of them, it was confusing for me, like a lot of them weren't even American. Or I guess what you would describe is like natively citizens of the United States. It was a lot of people who were from like Latin America, South America, Eastern Europe. Many of them were like the children of wealthy people who were handed over some steel company or some import export business. And so I literally felt like I was on another planet, like that I was a different species that did not have access to this wealth. And I went back a few years later after I'd gotten into this transformative work and really understood the power of decision. And I remember looking up at those same penthouses and deciding that someday soon, I didn't know how, I didn't know when, but I was going to be able to afford everything that I saw in Miami, in South Beach. And so when you make a new decision, it starts to reshape your reality in really profound ways. You start to, when you decide, for example, for wealth and abundance and you decide you're worthy of being rich, you start to have thoughts and ideas that are in alignment with creating wealth. You start to literally tune into a different part of what you could describe as the unified or quantum field or the fourth dimension. And so you start receiving different thoughts and ideas. You start to perceive reality completely differently. You start paying attention to money making opportunities versus paying attention to how little money you have in your bank account. And because we are human beings, we have this electromagnetic system which is our brain and our nervous system that is putting off a consistent vibration or frequency. And so now you're starting to broadcast wealth and prosperity. And so life starts to align timings and synchronicities and coincidences to create wealth for you and with you. And so the first of the Four components that you have to understand and master is to transform your limiting beliefs into new empowered wealth decisions. When you do that, that sets the foundation for creating wealth and for transcending any situation that you may be in right now, no matter you know, what family you came from, or how long scarcity has been generational with your family, or what your current situation is, or if you've gone bankrupt, or how little you have in your bank account, how much credit card debt you have. The universe, for me, it's God. But many people relate to it in different ways. Creator, the divine, Jesus, Allah is all powerful. It has the capacity to not only create itself as the universe, which is extraordinary, like beyond miraculous, but it can figure out how to get you from where you are to where you want to be so that you can become an abundant person. But you have to decide, you have to declare, you have to command reality because it's waiting and when you do, it will respond. So that's step number one. Step number two, and this is never talked about in relationship to getting rich, is the concept of forgiveness. Forgiveness is the second key in the code to say, well, what does forgiveness have to do with any of this? Well, what we're talking about here is first through decisions and now through forgiveness, optimizing your energy as a human being. Because remember, money is energy, money is currency. You're wanting to flow. We have to put you into a high frequency, a high vibrational and optimal energetic state. That's really at the root cause of this money conversation. It's not the tactic or the strategy or who you know or the investment opportunity. It is, are you radiating with the wholeness of what it is to be made in the image of creation itself? Because creation is abundant, creation is prosperous. And so when you are radiating or vibrating in your wholeness, the byproduct of that is wealth. So we're looking for energy leaks. And so forgiveness is actually the patch on the whole of resentment. See, not only are our limiting beliefs leaking energy, and we have to make new decisions, new commands that are in alignment with what we want to create. But all of us carry resentments. We all carry these cords that drain and leak our energy into relational dynamics with other people. And as a byproduct of that, we're actually transferring out money, currency that should be deposited into our bank account. Because when you understand it at a root cause level, as a game of energy, then you go, well, what are the biggest energy leaks we have? And one of the biggest leaks is resentments. You just watch the news. You resent this political party or that political party. You resent this country or that country. We resent people in the workplace. We walk around resenting our spouses from time to time or always. We resent our children. I mean, like, if you really get honest with yourself, we carry so many resentments. A really powerful wealth creation exercise would be for you to sit down and write down everything that you resent, everything that irritates you, everything that frustrates you. Because what's happening is at a subconscious level, you're leaking your attention, your spirit, your soul, your energy into those buckets. And so the solution for that is forgiveness. Now, we, we actually teach a really phenomenal forgiveness framework, which I want to tell you real quickly, by the way. I am doing an upcoming live masterclass. You can click on the description of this episode. There's a link you can register for free. It's coming up in a couple of days. I rarely do a live masterclass, but I'm actually be going even deeper on these four keys that unlock everything that we want. I'm going to be talking to you and teaching you around about the forgiveness framework. So again, I really encourage you to join me. It's going to be amazing. Get together, live with our community. I'm going to be doing some Q and A. You can check out the link, the date, the time in the description of this episode, you can click on it now or once we finish and get registered and make sure you show up for that training. But forgiveness is the way to cut the cord of the resentment. You know, one of the relationships I had around money was watching my dad. I mentioned before working really hard, but I also adopted a really core limiting belief in my relationship with my dad, who, by the way, was a good guy and was well meaning, you know, didn't physically abuse me. I know that there are a lot of dads out there that do a lot of terrible things, but my point is, is that even in what would otherwise be viewed as a healthy relationship with my dad, he worked a lot. And so I interpreted that as a child, as I wasn't good enough or he didn't love me. And so my whole life I've been trying to get his approval and there's a lot of energy that goes into that. And I realized that I resented my dad for not giving me the love that I thought I was entitled to and that I thought every parent should give their child. Again, my dad didn't even do anything overtly wrong, but I found this resentment way back in the day when I was doing my first 12 step work in my sex addiction recovery. And I transformed it through a process that, again, I'm going to be teaching you on the live web class. I let go of that resentment, and as I did, it freed up energy. I was no longer unconsciously thinking about, like, oh, I'm so angry at my dad, or what I need to do to prove to him that I'm good enough. All of that energy freed up, and it will naturally flow into the areas of life where you want to create. One of those big areas for all of us is, of course, money and wealth. And so it's very important that we identify the resentments. These are the biggest energy leaks. And again, it's a game of energy. So if you actually want to make more money, you have to start figuring out how to retain your energy, how to vibrate at a higher level. And resentments are the biggest leak. And forgiveness is the antidote and the solution to those resentments. So that's the second key. The third key or principle is the concept of surrender. And again, I will press you to find someone else teaching you that, hey, the way to make money is surrender. Right? I don't think Robert Kiyosaki is talking about that or grant Cardone. They have their own frameworks, Right. What I'm saying is if you truly want to have a powerful living experience and live in aligned life and a life of integrity and have wealth, surrender is one of the four keys that unlocks wealth. Why? Because as you command reality and you decide for wealth, as you cut the cords on the energy leaks, which are the resentments that you have, and you exchange those in for the gold bullion of forgiveness. Now, reality needs a little bit of time to change. And so life is going to continue to show up in the way that it has for a little while. And the mistake that most people make is, okay, I've transformed my limiting belief. I'm doing incantations, affirmations about how abundant life is and how prosperous I am and how I am, you know, worthy of riches. But then, you know, the bill comes in the mail that you didn't expect, the credit card still needs to get paid. All of a sudden you get laid off from your job and you're like, well, this is exactly the opposite of like, what I was intending, what I was decid. And so of course, you move back into some form of resentment and you undecide, you go back on your decision. Oh, see, I knew it. Money's hard to make. Money is Scarce. So surrender is actually the process of allowing reality to catch up with your new decisions and your higher vibrational state, your new energy. Surrender is allowing life to be what it is. It is what it is. We teach a concept called the echo effect, and it really helps our students and our clients because it gives them the power of anticipation around. Oh, wow. Things may still act like how they were before they change. Even though I've done some of this work, manifestation is not ordinarily instantaneous. And that's not a bad thing, because if manifestation were instantaneous and you'd have, you know, thoughts of ill against someone, you certainly wouldn't want that to crystallize into your reality. Oops. Right. Didn't mean to do that. So there's a delay in the system. And the system requires you to be consistent in your thoughts, consistent in your emotions, consistent in your vibration for a short period of time. So you have to hold like what the great mystic Neville Goddard talks about. You have to stay loyal to your new decisions as you wait for your third dimensional experience to change. So how do we do that? We surrender. What does surrender mean? Surrender means, hey, there's nothing I can do about this echo effect of my previous thinking. I'm going to be patient through it. I'm going to breathe through it. I'm going to hold gratitude and compassion through it for myself and for other people. And as that chapter completes, a new chapter will be born. But if in the midst of the chapter changing, we undecide and we go back to being resentful about the fact that nothing's changing, we maintain the status quo. So this is about the shift from a wealth mindset to a wealth reality. And in between those two is a period of time where accepting what is is required and actually working with the fear that comes up inside of you. Because there's a lot that's going to come up inside of you. What's going to be revealed to you is your doubt, your doubts, your fears. What if this doesn't work? And so as we hold space for those fears and doubts, those fears and doubts, given enough time, being willing to be with it for a short period of time, they turn into courage and faith. That's what happens. Or you go back. This is really, I think, the story in the Old Testament, you know, remember the Hebrews are led out of slavery in Egypt under the rule of Pharaoh, and they're headed towards the promised land. And it was uncertain and it was unknown. And they're telling Moses, take us back, take us back. Like we'd prefer to be back in slavery because at least we knew what that was like. Many of us decide to be back in scarcity and financial insecurity because it's so familiar to us. And in many ways our system is neuroplastic. That means you can actually change your thinking. It means you can change your neurophysiology, which is a great thing because as you change your nervous system, you change your reality. But also realize that a new practice can go back to the old default very easily. So it's important to hold or stay loyal to your new decision as your reality changes. We do that through the act of surrender, allowing what is to pass and realizing that what will follow will be a changed reality. The fourth counterintuitive wealth creation principle is self love. And I know you're going to be like self love. Like, now we're starting to sound like we're at the hippie harvest with David Bear. Okay, listen, I'm just telling you these are powerful root cause principles. That's why, you know, arguably the most powerful God, man, human being who ever materialized and manifested in the form of Christ. Whether you believe he's the son of God or you believe it's a story, you believe it's historical, doesn't matter. Like, let's just. He had a gospel, he came with some good news, and he talked a lot about loving yourself, and he talked a lot about how much we were loved by our divine Father and how we should love each other. And so self love is the fourth piece to unlock abundance in your life. Because when we are not in self love, we are in not enoughedness, right? The absence of self love is I am not enough, I am not good enough. And when we are living from I am not enough and I am not good enough, we try to re establish a justification for our self acceptance by pleasing other people. So we get into this, what I call horse trading, this relationship exchange where it's like, I will do certain things for you and then you will approve of me and you will do certain things for me and I will approve of you. And so that's the way that we bypass or negotiate the absence of wholeness within our inside of ourselves. But. But self love allows us to no longer be in those inauthentic exchanges and it anchors and grounds our energy and wholeness as opposed to negotiated living. Negotiated living is exhausting. I mean, I want you to think about how much the level of compensation that you have in your life right now for feeling like you're not Enough, you're not good enough, you're not doing enough, you're not as far along as you should be. It's extraordinary. Think about the amount of energy that you are depositing into that game. Now when you stop playing that game because you're able to restore a love for yourself, then all of that extra energy goes where it needs to go into your life, that could be into your health, that could be into your relationships, it could be into synchronicities. Big part that it goes for a lot of people is wealth, wealth and richness. So again, I'm going to be talking about this on the live web class. Like, how do we restore love for ourselves? Because what happened at such an early age was that in some way, shape or form, we viewed our parents as failing us. Whether we're aware of it or not. There was some dynamic where we thought we should have been getting a love that we didn't get. And so therefore we concluded we weren't good enough. Because our parents were living conditional lives. Like, you know, they had to make time for other things. Like they had the condition of money, they had the condition of their relationship, they had the condition of their health challenges, they had the condition of their limiting beliefs. So there were gaps in their attentiveness to us. And the meaning we all gave that experience was, there must be something wrong with me. By the way, that's why a relationship with a higher power is so important. Because a higher power of your own understanding, again, creator, divine, universe, Jesus, Allah, whatever it is, that is the only relationship because it is all powerful, all knowing, all the time, that can be unconditionally loving with you. And so realizing that, wow, I was asking for something from my parents that they couldn't possibly give me, which is part of the self love system that we teach. And reclaiming yourself and rewriting that old misunderstanding, it's also very critical for you to now build a relationship with your higher power because that's where you're going to get the love. And again, this doesn't sound like hey, how to make money in the stock market, but I'm telling you, the byproduct of these four things, these four things allow you to navigate through reality as a whole high frequency human being. The byproduct of that is I make money in the stock market. The byproduct of that is I win the lottery. The byproduct of that is I have a successful business. The byproduct of that is I got a raise at work. But this is what creates those outcomes. Now I know that you're probably saying, well okay, yeah, Dave, but I can see wealthy people in the world right now. They don't seem to compassionate, they don't seem self loving, they don't seem surrendering, they don't seem forgiving. And you're right. But you just might be missing something critical. There are two ways to generate money. One is extraction and the other is coherent creation. So you can be an extractor if you want. Extractors use pressure manipulation, short term advantage and it can produce money, but it creates, and we're seeing that in the world today, instability, fragility and eventually a total breakdown. But when you're aligned, when you're coherent creation, you're using alignment, clarity, integrated energy. And that produces sustainable wealth and expansion and resilience. And so yes, you can get rich without these principles, but that's not how you want to get rich. Because you wouldn't be listening to this episode if that were the case. And if you try to go do it that way, not only are you sacrificing your soul, but you cannot build a stable, scalable and fulfilling economy around yourself in that way. And more importantly, a lot of that way of creating extraction is transitioning out. I don't know if you've noticed, but the world is changing a lot, it's shifting. And the old models that are based on extraction are becoming more visible, they're becoming more fragile, they're becoming more unstable. And the people who learn how to operate in alignment, in energetic optimization are the ones who will thrive long term. So if you want more money, don't just look at your strategy. I want you to look at your internal system. Where are you undecided? Where are you holding resentment? Where are you resisting? Where are you conditional with yourself? Because those are the exact places where your income is leaking. And if this conversation resonates with you, as I mentioned before, I'm gonna be doing a live masterclass where I go deeper into exactly how to apply these four principles in your life. You can, your business, your financial reality. I'm going to break down the actual tools, the actual process, and how to implement this in a way that creates measurable results. You can find the link to that upcoming live web class in the description. Again, it's coming up in a couple of days, so check out the days, check out the time, get registered and join me live. And if you have not yet, do me a favor, subscribe. My team loves to see that our online community is growing. Whether you're on Apple or Spotify or YouTube. If you're on YouTube, leave me a comment or question. Did this episode resonate with you? This is just what I found to be true for me. Maybe you found something that's truer for you. And if you care about somebody who you know deserves to have a rich life, send them a link to this episode. Because this is not a Do it yourself project. This is a do it with others. I love you so much and I will see you in the next episode. Hey, it's David.
One more thing. If you want to go even deeper on everything we've talked about on today's episode, don't forget to jump over to wow. Www.davidbear.com. you can find the link in the show Notes and subscribe to our newsletter. A couple of times a week I'm going to be sending you the latest episodes that we've released, along with additional free trainings. You'll get immediate access to my Free Mind Hack ebook and go even deeper into all the tools, the technologies, the frameworks that have helped tens of thousands of people establish a changed mind. Don't forget to jump on over to the site and I will see you in the next episode.