Lindsey:
00:00:00
Most people think budgeting is 100% about the math
2
:
00:00:04
they think that if they just find the
right spreadsheet or the right software,
3
:
00:00:09
that the anxiety will simply disappear.
4
:
00:00:13
But here's the secret.
5
:
00:00:15
Budgeting is actually 90% mindset.
6
:
00:00:19
If you're still carrying around
the, we can't afford that script
7
:
00:00:22
from decades ago, no amount of math
is going to make you feel secure.
8
:
00:00:28
Hello again, and welcome back
to the Money Clarity Podcast.
9
:
00:00:31
If you're new around here.
10
:
00:00:33
I'm Lindsey.
11
:
00:00:33
I'm your resident budget nerd, crazy
cat lady and lover of all things purple.
12
:
00:00:38
In today's episode, we are going to
dive into the emotional side of your
13
:
00:00:42
finances and how to start uncovering.
14
:
00:00:46
The real blocks around money and what
you can do to start making shifts.
15
:
00:00:52
Okay, so today we're talking about
your money story or the script that
16
:
00:00:56
is running in the background of your
mind that dictates how you spend, how
17
:
00:01:01
you save, and more, most importantly,
how you feel about your money.
18
:
00:01:08
Your money story is the narrative
you've been carrying around with
19
:
00:01:11
you since you were a little kid.
20
:
00:01:13
Your money story started
the day you were born.
21
:
00:01:17
Maybe you grew up hearing things
like, we can't afford that, or
22
:
00:01:22
Money doesn't grow on trees.
23
:
00:01:24
Maybe you were taught that
money is the root of all evil.
24
:
00:01:29
When these old money stories are in
charge, we end up living in a constant
25
:
00:01:34
state of anxiety and fear of money.
26
:
00:01:38
I mean, why would you feel comfortable
with money when these are the
27
:
00:01:41
thoughts that are on repeat for you?
28
:
00:01:43
So how do we first begin to
recognize these stories and second,
29
:
00:01:48
actually start to change them?
30
:
00:01:51
It starts with simply getting
curious and becoming aware,
31
:
00:01:56
and then getting intentional.
32
:
00:01:59
All right, so let's start with two tips to
start identifying your own money stories.
33
:
00:02:05
Tip number one, pay attention
to your gut reaction.
34
:
00:02:10
The next time you're at the
store or looking at a bill,
35
:
00:02:13
pay attention to the very first
thought that pops into your head.
36
:
00:02:18
Is it a feeling of there's never enough?
37
:
00:02:22
Is it a sense of guilt for
spending money on yourself?
38
:
00:02:27
Or maybe it's a physical
tightening in your chest.
39
:
00:02:31
Your body often knows your money story
before your brain actually recognizes it.
40
:
00:02:38
Start noticing these moments of tension
as they are often signs that your old
41
:
00:02:43
narrative is just under the surface.
42
:
00:02:46
And with a little bit of digging,
you'll be able to see what
43
:
00:02:50
those stories are telling you.
44
:
00:02:54
Tip number two, take a moment
to complete this sentence.
45
:
00:02:59
So I want you to take out a
piece of paper or open a note
46
:
00:03:01
app on your phone and finish this
sentence without overthinking it.
47
:
00:03:08
Money is.
48
:
00:03:12
What was the first thing
that popped into your mind?
49
:
00:03:16
Whatever it was.
50
:
00:03:17
Whether it's money is hard to get,
or money is easy to lose, or money
51
:
00:03:27
is a source of stress That is likely
a core pillar of your money story.
52
:
00:03:34
Now don't judge it.
53
:
00:03:36
Just look at it with
curiosity and awareness.
54
:
00:03:40
We can't change what we don't
acknowledge or don't even know is there.
55
:
00:03:46
So once you've started to become
aware of your money stories,
56
:
00:03:48
how do we start to make changes?
57
:
00:03:51
Here are two things you can do right now
to begin rewriting your money script.
58
:
00:03:56
First of all.
59
:
00:03:57
Embrace the reframe.
60
:
00:04:00
Now, I personally deal with scarcity
money blocks on a regular basis.
61
:
00:04:04
This is one of the biggest ones
that comes up for me, so I know
62
:
00:04:09
how loud that we can't afford it.
63
:
00:04:12
Voice can be, but what if
you changed the language.
64
:
00:04:17
Remember how I said in the beginning
that budgeting is 90% mindset?
65
:
00:04:22
So instead of saying, I can't
afford that, try saying.
66
:
00:04:28
That's not a priority for me right now.
67
:
00:04:31
Do you feel the difference?
68
:
00:04:34
One feels like a dead end.
69
:
00:04:37
The other feels like a choice.
70
:
00:04:41
You are taking the power back from money
and putting it back into your own hands.
71
:
00:04:47
You are now in control rather
than the other way around.
72
:
00:04:54
My second tip for today is to give
your money a goal that lights you up.
73
:
00:05:00
It is so much easier to change your
habits when you are running towards
74
:
00:05:04
something that you love rather
than running away from something.
75
:
00:05:09
This is the power of a tangible goal.
76
:
00:05:12
Whether it's a dream trip for your
40th birthday, maybe a kitchen
77
:
00:05:16
renovation, or finally hiring a VA
to take those soul sucking tasks
78
:
00:05:22
off your plate, put a name to it.
79
:
00:05:26
When your dollars have a job that actually
excites you, the old fearful stories
80
:
00:05:33
start to lose their weight because your
vision for the future is simply louder.
81
:
00:05:42
at the end of the day, you are
the author of your money story.
82
:
00:05:46
It doesn't matter what your current
story is, you have the power to
83
:
00:05:51
start stepping into a life where
your finances actually feel aligned
84
:
00:05:56
with what's most important to you.
85
:
00:05:59
It's not about being
perfect with a spreadsheet.
86
:
00:06:02
It's about giving yourself
permission to dream and then using
87
:
00:06:07
your money as a tool to get there.
88
:
00:06:10
You are so incredibly capable of creating
a relationship with your money that feels
89
:
00:06:15
peaceful, confident, and dare I even say
fun again, it doesn't matter what your
90
:
00:06:23
past story is, you just have to choose
to start writing a new story today.
91
:
00:06:31
So if you're ready to dive a little
bit deeper into what we've started
92
:
00:06:34
today, head over to my website and
grab my free Align Your Money Workbook.
93
:
00:06:39
It is designed to help you dig deep into
what truly matters to you so that you
94
:
00:06:44
can finally start budgeting with purpose.
95
:
00:06:48
you'll find that at
theexuberantelephant.com/align.
96
:
00:06:52
And of course, that link will
be in the show notes for you.
97
:
00:06:55
Thank you so much for joining me today.
98
:
00:06:57
I will talk to you next time.
