Hi everyone, we are back with Matt Rann and taking a look at prostate cancer, in perfect time for Movember. Usually when someone has cancer insurers don’t like to offer life insurance, critical illness or income protection, until the person is completely recovered. Prostate cancer is the exception (sometimes!).

We are going to talk about when you might be able to still get protection insurance when you have prostate cancer. We are also having a chat about why the same isn’t the case for ‘female’ cancers and why women also tend to see exclusions on critical illness cover for family history of breast cancer, but the same isn’t the case for men with a family history of prostate cancer.

The key takeaways:

• There are times that life insurance can be arranged when someone has prostate cancer.
• To do underwriting research well you will need to know the initial and current PSA readings and Gleason scores.
• A case study of arranging life insurance for someone living with prostate cancer.

Next time Lisa Balboa from HannoverRe is joining us to discuss the latest in Insuretech and health data. We are going to be talking about how health technology can help with underwriting and long term support for policyholders. 

Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.

If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.