Everything you need to know about Backdoor Roth Conversions in 2026. In this detailed presentation, Caleb Guilliams and Justin Gartman walk through the beginners guide to Backdoor Roth's as well as answering exactly what you need to know in order to start this strategy for yourself. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault 00:00 Introduction to Roth IRAs and Limitations 00:51 Roth IRA Contribution Limits 02:49 Why does the Government Limit Roth IRA Contributions? 04:37 Perspective on Government-Sponsored Plans 05:49 Backdoor Roth IRA Strategy 06:23 Steps for a Backdoor Roth IRA 08:41 Common Mistake: The Pro-Rata Rule 12:06 Filing Requirement for Non-Deductible Contribution 13:06 Mega Backdoor Roth Strategy 15:17 Example of Mega Backdoor Roth Contribution 16:47 Mega Backdoor Roth Conversion Options 18:17 Eligibility Requirements for Mega Backdoor Roth 19:20 Solo 401k for Business Owners 20:28 Summary and Final Thoughts on Backdoor Roths _________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.