Everything you need to know about Backdoor Roth Conversions in 2026. In this detailed presentation, Caleb Guilliams and Justin Gartman walk through the beginners guide to Backdoor Roth's as well as answering exactly what you need to know in order to start this strategy for yourself.

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00:00 Introduction to Roth IRAs and Limitations

00:51 Roth IRA Contribution Limits

02:49 Why does the Government Limit Roth IRA Contributions?

04:37 Perspective on Government-Sponsored Plans

05:49 Backdoor Roth IRA Strategy

06:23 Steps for a Backdoor Roth IRA

08:41 Common Mistake: The Pro-Rata Rule

12:06 Filing Requirement for Non-Deductible Contribution

13:06 Mega Backdoor Roth Strategy

15:17 Example of Mega Backdoor Roth Contribution

16:47 Mega Backdoor Roth Conversion Options

18:17 Eligibility Requirements for Mega Backdoor Roth

19:20 Solo 401k for Business Owners

20:28 Summary and Final Thoughts on Backdoor Roths

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*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.