Many young adults begin their financial journey without a credit history, facing immediate hurdles. Esther reveals a powerful, often overlooked strategy to provide your children with a significant head start.

At the table

Esther explains the authorized user strategy, a legitimate method used by financially savvy families for generations, to build a robust credit profile for children long before they turn eighteen.

What this conversation covers

• How the authorized user strategy works
• When to add your child to a credit card
• Which credit cards are best for this strategy
• Monitoring your child's credit report
• Maintaining responsible credit habits as a parent

A line worth keeping

This is how the system actually works, and how wealthy families have been using it for generations.

Mentioned in this episode

• annualcreditreport.com
• Costco Anywhere Visa Card (Citi)
• The Broker's Table community, for women building faith, family, and lasting wealth

The Broker's Table is hosted by Esther Jackson-Stowell. New conversations on faith, family, and the kind of wealth that outlives you.