INCUBATION is the process in which one develops under favorable environmental conditions.  You can have multiple incubation periods happening at one time.  For example, the environment you are currently living in is just preparing you for the next phase in your life.  The job you care currently in is preparing you for the next job/career.  You decide what to do what that gain knowledge. Some people enjoy starting over.  But there are only so many start overs you can do before you have to become stable because time waits for no one and you will have to develop into something some day.  

Your parents created environments that were best suited for you to grow and survive with the tools, knowledge and skills they have.  It's up to you to survive long enough in that incubation period (18)yrs, so you can go out into the world and carve your own destiny. 

Break the generational curse or continue to make the same generational decisions. You decide. 

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DISCLAIMER: I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in this audio are for educational purposes only. You must do your own research and make the best choice for you.  Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. If you need advice, please contact a qualified CPA, CFP, an attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with.