“Whether people realize it or not (buying direct to consumer), they’re acting as their own insurance agent.” - Ryan Gerstner of Prime Insurance Agency

In episode 8, we're talking about the things you need to know when reviewing or shopping for auto insurance.

Ryan Gerstner from Prime Insurance Agency, and Kyle discuss why we need auto insurance in the first place. They also help you understand what liability limits are and what liability limits you should carry. Being a growing trend in auto insurance, Telematics gets discussed too. Lastly, they wrap up with Kyle's two recent car accidents he was in (not at fault by the way)! What did he do right? What did he do wrong? Find out by listening!

Per the usual, they kick it off with some fluff about KU of all things.... not sure how that happened. If you want to know what they want for Christmas, here's your chance. Is Die Hard a Christmas movie? Maybe you have the answer. You’re going to get jacked with Ryan's walk up song… and you'll probably want to throw some aviators on for Kyle’s.

Tune in!

"I look at independent insurance agents a lot like independent financial advisors." Kyle Hill, CFP®

Skip the Fluff go to: 48:08

Resources:

Left Handed Presidents,

Playstation 5 (looks AWESOME!),

Bowflex SelectTech Dumbbells,

Elf,

Matthew Berry Love/Hate and Why Die Hard is a Christmas Movie,

Jingle All the Way,

Christmas Trap Music,

Liability Coverage Explained,

Telematics Devices,

Telematics: Who, What & Why?,

More on Telematics,

Dave Ramsey ELPs,

Ryan’s Walk-up Song: Saliva - Ladies and Gentlemen

Kyle’s Walk-up Song: Kenny Loggins - Danger Zone

Ryan Gerstner - Prime Insurance Agency

Website,

LinkedIn,

Facebook,

Twitter,

Instagram,

Dave Ramsey ELP

Kyle Hill, CFP® - Hill-Top Financial Planning, LLC

Website,

LinkedIn,

XY Planning Network (XYPN),

NAPFA,

FEE-ONLY Network, 

CFP Board

*This podcast uses sounds from freesound: Dry Transition by Electroviolence , Metal Door Slam Shut by ecfike, and Scream by ngrib