Making payments on your student loans via credit card may sound like a bad idea, and that’s because it is — at least in most cases. In fact, the U.S. Department of the Treasury prohibits student loan servicers from allowing credit card payments directly.

That said, there are other ways to make payments on your student loans using a credit card, and some of these ways allow you to earn credit card rewards along the way.

In fact, Bilt just announced that you can redeem their credit card rewards points towards your student loans.

Before you do, carefully consider the costs associated with the payment method and whether the benefit you gain is worth it.